Reply #17: I suspect the reason for this is that most employers pay at least a

[napi21]

portion of their employees HC costs, and they don't want to foot the bill if some other company would pay those costs for their OWN employees. What have they done with the premiums if they're not covering your spouse? Although I don't like to see this happening, it may work out cheaper for you to pay the premium at your own respective companies.

It actually sounds like your company is quite behind the times. It used to be, back when the employee & their family was covered for HC at no cost, if both people were employed, there was double coverage. What they did then was have one co.l plan be the primary and the other the secondary. That was a long time ago, and hasnt been relative for a long time.