8. But we are former suckers - our credit cards are 98% paid off, and the only ones
we will use again are the ones tied to our bank account/credit union.
We once had several maxed cards, now will be completely free of them by spring at the latest.
I might be old and a little odd, but I'm not stupid, and I did not want to pay these bills with my meager retirement money. In a few months they will be only a bad memory.
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