pnwmom
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Tue Sep-30-08 11:04 AM
Response to Reply #13 |
| 33. Not necessarily. Your state and/or school district may routinely function |
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Edited on Tue Sep-30-08 11:05 AM by pnwmom
with credit lines, paying the bills on a different schedule than tax monies are coming in. And what about municipal and school bonds?
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| -I have lived without credit cards for years |
proud2Blib |
Sep-30-08 09:59 AM |
#0 |
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But you have lived with credit- if you have ever been part of society it runs on credit |
dmordue |
Sep-30-08 10:04 AM |
#1 |
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This is what most are missing. |
kick-ass-bob |
Sep-30-08 10:09 AM |
#3 |
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No, what most are missing is HOW IS THIS GOING TO BE PAID FOR, because |
closeupready |
Sep-30-08 10:12 AM |
#4 |
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Yes I do have a mortgage and a car loan |
proud2Blib |
Sep-30-08 10:43 AM |
#12 |
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yes... but your EMPLOYER most assuredly has NOT lived without credit |
scheming daemons |
Sep-30-08 10:05 AM |
#2 |
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I work for a school district |
proud2Blib |
Sep-30-08 10:44 AM |
#13 |
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Not necessarily. Your state and/or school district may routinely function |
pnwmom |
Sep-30-08 11:04 AM |
#33 |
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I honestly don't think our district does that |
proud2Blib |
Sep-30-08 12:08 PM |
#68 |
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And does your district get any money from the state? |
pnwmom |
Sep-30-08 06:18 PM |
#82 |
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I chuckled at that one too |
jberryhill |
Sep-30-08 11:05 AM |
#35 |
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Yes my parents were depression babies |
proud2Blib |
Sep-30-08 12:44 PM |
#76 |
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No they don't... many improvements on schools, for example |
nadinbrzezinski |
Sep-30-08 05:41 PM |
#81 |
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How do you rent a car when you need to travel? n/t |
pnwmom |
Sep-30-08 10:13 AM |
#5 |
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You don't need a credit card to rent a car... |
TwoSparkles |
Sep-30-08 10:19 AM |
#6 |
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Actually, we tried renting a car this summer with a debit card. No dice. |
gatorboy |
Sep-30-08 10:22 AM |
#8 |
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Why? |
TwoSparkles |
Sep-30-08 10:40 AM |
#10 |
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The only car rental company that accepts debit is Alamo |
AllieB |
Sep-30-08 10:44 AM |
#14 |
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We rented from Enterprise last year with only a debit card |
proud2Blib |
Sep-30-08 10:47 AM |
#18 |
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Enterprise does a credit check on you. |
AllieB |
Sep-30-08 10:52 AM |
#22 |
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Wouldn't they need your SS # to do that? |
proud2Blib |
Sep-30-08 12:35 PM |
#74 |
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Other rental car companies accept debit cards... |
TwoSparkles |
Sep-30-08 10:59 AM |
#30 |
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Then because I generally rent at airports and in metro areas, they must be stricter. |
AllieB |
Sep-30-08 11:08 AM |
#41 |
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I've rented a few times with Enterprise, including a pick-up truck |
Texas Explorer |
Sep-30-08 11:36 AM |
#63 |
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I use my debit card all the time like others use credit cards |
proud2Blib |
Sep-30-08 10:46 AM |
#16 |
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does your debit card have a visa or mastercard logo? |
mikelgb |
Sep-30-08 10:51 AM |
#21 |
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yes |
proud2Blib |
Sep-30-08 12:06 PM |
#67 |
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Do you have fraud protection? |
AirmensMom |
Sep-30-08 10:54 AM |
#27 |
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Yes I have fraud protection |
proud2Blib |
Sep-30-08 12:46 PM |
#77 |
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Are you sure it isn't one of those combined debit/credit cards? n/t |
pnwmom |
Sep-30-08 11:02 AM |
#31 |
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Yes I am sure |
proud2Blib |
Sep-30-08 12:46 PM |
#78 |
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as long as it has the visa symbol |
shanti |
Sep-30-08 11:32 AM |
#60 |
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My two debit cards work as credit cards, too. |
Hepburn |
Sep-30-08 11:32 AM |
#61 |
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Maybe it depends on the company. I used a debit card |
tcdq |
Oct-01-08 12:17 AM |
#84 |
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Great post. I've lived without 'em too. I faced the reality that I suck |
tcdq |
Oct-01-08 12:19 AM |
#85 |
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No reason at all - I only use one at work - but they pay the bill!! |
HughMoran |
Sep-30-08 10:24 AM |
#9 |
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I was talking about credit cards... |
TwoSparkles |
Sep-30-08 10:41 AM |
#11 |
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That was the "no reason at all" part. I see no reason to use them at all |
HughMoran |
Sep-30-08 10:47 AM |
#17 |
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I do not use one. |
HughMoran |
Sep-30-08 10:52 AM |
#23 |
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My brother wasn't able to rent a car without a credit card. I was there, |
pnwmom |
Sep-30-08 10:59 AM |
#28 |
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There is an excellent reason to have a credit card actually! |
marew |
Sep-30-08 11:08 AM |
#40 |
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I agree that people like you... |
TwoSparkles |
Sep-30-08 11:26 AM |
#55 |
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If you are savvy enough, you can make the credit cards work in your favor |
Just Visiting |
Sep-30-08 11:22 AM |
#52 |
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I use my debit card |
proud2Blib |
Sep-30-08 10:45 AM |
#15 |
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Ever heard of "American Express"? |
Lorien |
Sep-30-08 11:06 AM |
#36 |
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I don't use credit cards either, but corporations need line-of-credit to cut paychecks. |
HughMoran |
Sep-30-08 10:22 AM |
#7 |
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Yes, commercial paper |
supernova |
Sep-30-08 10:54 AM |
#26 |
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Yes. A simplistic view regarding "my credit card" doesn't really acknowledge the real issue |
HughMoran |
Sep-30-08 11:05 AM |
#34 |
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Stupid question |
jberryhill |
Sep-30-08 11:07 AM |
#39 |
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Unfortunately, I'm not an expert on this. It may be illegal for the government to participate in |
HughMoran |
Sep-30-08 11:12 AM |
#45 |
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"Stroke of a pen - law of the land" /nt |
jberryhill |
Sep-30-08 11:48 AM |
#65 |
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The State of MA may not be able to pay out benefits to towns and cities because it relies on credit. |
AllieB |
Sep-30-08 10:50 AM |
#19 |
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Dupe. |
AllieB |
Sep-30-08 10:50 AM |
#20 |
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The thing is, Bush and his cabal tried to use a real problem to hold us up |
sfexpat2000 |
Sep-30-08 10:53 AM |
#24 |
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I use a debit card also |
supernova |
Sep-30-08 10:53 AM |
#25 |
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I have no credit cards either, but I was thinking of home equity |
adigal |
Sep-30-08 10:59 AM |
#29 |
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I get paid back 1% of all purchases on my card. |
L. Coyote |
Sep-30-08 11:03 AM |
#32 |
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I have not had a credit card for almost 2 years. |
RebelOne |
Sep-30-08 11:06 AM |
#37 |
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You're right, but many think they have a right to live on debt instead of income. |
TexasObserver |
Sep-30-08 11:06 AM |
#38 |
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It's not all black and white. |
AirmensMom |
Sep-30-08 11:09 AM |
#42 |
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Guess what? |
TexasObserver |
Sep-30-08 11:16 AM |
#47 |
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Part of this discussion |
AirmensMom |
Sep-30-08 11:56 AM |
#66 |
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It's the same reason |
supernova |
Sep-30-08 11:10 AM |
#43 |
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Good for you. And your reward is ... |
TexasObserver |
Sep-30-08 11:18 AM |
#48 |
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I'm a convert to this way of thinking... |
TwoSparkles |
Sep-30-08 11:20 AM |
#50 |
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Good for you! |
TexasObserver |
Sep-30-08 11:30 AM |
#57 |
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I have a credit card and I find it almost impossible to use...like you, I pay cash. |
Evoman |
Oct-01-08 01:37 AM |
#86 |
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I put X number of dollars into savings every month |
proud2Blib |
Sep-30-08 12:11 PM |
#69 |
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Our parents understood this better than we do. |
TexasObserver |
Sep-30-08 05:39 PM |
#80 |
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You do know that if the credit crunch is not fixed there will be NO STUDENT LOANS |
turtlensue |
Sep-30-08 11:12 AM |
#44 |
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And you know this because someone on TV told you. |
TexasObserver |
Sep-30-08 11:25 AM |
#53 |
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Time to change the system if it doesn't work |
AlphaCentauri |
Sep-30-08 11:25 AM |
#54 |
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My mom's business has ground to a halt. There is no financing. |
sfexpat2000 |
Sep-30-08 11:31 AM |
#58 |
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If your mother's business is connected to areas experiencing decline, that's what happens. |
TexasObserver |
Sep-30-08 11:46 AM |
#64 |
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No one realizes that mostly everything they purchase-food, clothes-are connected to a credit line |
AllieB |
Sep-30-08 12:21 PM |
#72 |
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Yep. My grocer friend looks very grim right now. |
sfexpat2000 |
Sep-30-08 12:26 PM |
#73 |
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I am writing an OP on this right now. |
AllieB |
Sep-30-08 12:40 PM |
#75 |
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We have paid cash for college so far |
proud2Blib |
Sep-30-08 12:14 PM |
#70 |
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Yes |
madokie |
Sep-30-08 11:13 AM |
#46 |
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I did stop using my credit card 15 years ago |
AlphaCentauri |
Sep-30-08 11:19 AM |
#49 |
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You've inspired me -- I'm getting rid of mine. |
SmokingJacket |
Sep-30-08 11:22 AM |
#51 |
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Once I paid mine off - about 25 years ago, |
proud2Blib |
Sep-30-08 12:17 PM |
#71 |
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Financial Climate |
cat1985 |
Sep-30-08 11:29 AM |
#56 |
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Have two debit cards....and NO credit cards. |
Hepburn |
Sep-30-08 11:31 AM |
#59 |
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You are my role model |
proud2Blib |
Sep-30-08 12:49 PM |
#79 |
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Same here. |
TexasObserver |
Sep-30-08 06:26 PM |
#83 |
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Neither do I. |
bamacrat |
Sep-30-08 11:34 AM |
#62 |
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