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Reply #33: Not necessarily. Your state and/or school district may routinely function [View All]

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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) Donate to DU
pnwmom Donating Member (1000+ posts) Send PM | Profile | Ignore Tue Sep-30-08 11:04 AM
Response to Reply #13
33. Not necessarily. Your state and/or school district may routinely function
Edited on Tue Sep-30-08 11:05 AM by pnwmom
with credit lines, paying the bills on a different schedule than tax monies are coming in. And what about municipal and school bonds?
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  -I have lived without credit cards for years proud2Blib  Sep-30-08 09:59 AM   #0 
  - But you have lived with credit- if you have ever been part of society it runs on credit  dmordue   Sep-30-08 10:04 AM   #1 
  - This is what most are missing.  kick-ass-bob   Sep-30-08 10:09 AM   #3 
  - No, what most are missing is HOW IS THIS GOING TO BE PAID FOR, because  closeupready   Sep-30-08 10:12 AM   #4 
  - Yes I do have a mortgage and a car loan  proud2Blib   Sep-30-08 10:43 AM   #12 
  - yes... but your EMPLOYER most assuredly has NOT lived without credit  scheming daemons   Sep-30-08 10:05 AM   #2 
  - I work for a school district  proud2Blib   Sep-30-08 10:44 AM   #13 
     - Not necessarily. Your state and/or school district may routinely function  pnwmom   Sep-30-08 11:04 AM   #33 
     - I honestly don't think our district does that  proud2Blib   Sep-30-08 12:08 PM   #68 
        - And does your district get any money from the state?  pnwmom   Sep-30-08 06:18 PM   #82 
     - I chuckled at that one too  jberryhill   Sep-30-08 11:05 AM   #35 
     - Yes my parents were depression babies  proud2Blib   Sep-30-08 12:44 PM   #76 
     - No they don't... many improvements on schools, for example  nadinbrzezinski   Sep-30-08 05:41 PM   #81 
  - How do you rent a car when you need to travel? n/t  pnwmom   Sep-30-08 10:13 AM   #5 
  - You don't need a credit card to rent a car...  TwoSparkles   Sep-30-08 10:19 AM   #6 
  - Actually, we tried renting a car this summer with a debit card. No dice.  gatorboy   Sep-30-08 10:22 AM   #8 
  - Why?  TwoSparkles   Sep-30-08 10:40 AM   #10 
  - The only car rental company that accepts debit is Alamo  AllieB   Sep-30-08 10:44 AM   #14 
  - We rented from Enterprise last year with only a debit card  proud2Blib   Sep-30-08 10:47 AM   #18 
  - Enterprise does a credit check on you.  AllieB   Sep-30-08 10:52 AM   #22 
     - Wouldn't they need your SS # to do that?  proud2Blib   Sep-30-08 12:35 PM   #74 
  - Other rental car companies accept debit cards...  TwoSparkles   Sep-30-08 10:59 AM   #30 
  - Then because I generally rent at airports and in metro areas, they must be stricter.  AllieB   Sep-30-08 11:08 AM   #41 
  - I've rented a few times with Enterprise, including a pick-up truck  Texas Explorer   Sep-30-08 11:36 AM   #63 
  - I use my debit card all the time like others use credit cards  proud2Blib   Sep-30-08 10:46 AM   #16 
  - does your debit card have a visa or mastercard logo?  mikelgb   Sep-30-08 10:51 AM   #21 
  - yes  proud2Blib   Sep-30-08 12:06 PM   #67 
  - Do you have fraud protection?  AirmensMom   Sep-30-08 10:54 AM   #27 
  - Yes I have fraud protection  proud2Blib   Sep-30-08 12:46 PM   #77 
  - Are you sure it isn't one of those combined debit/credit cards? n/t  pnwmom   Sep-30-08 11:02 AM   #31 
     - Yes I am sure  proud2Blib   Sep-30-08 12:46 PM   #78 
  - as long as it has the visa symbol  shanti   Sep-30-08 11:32 AM   #60 
  - My two debit cards work as credit cards, too.  Hepburn   Sep-30-08 11:32 AM   #61 
  - Maybe it depends on the company. I used a debit card  tcdq   Oct-01-08 12:17 AM   #84 
     - Great post. I've lived without 'em too. I faced the reality that I suck  tcdq   Oct-01-08 12:19 AM   #85 
  - No reason at all - I only use one at work - but they pay the bill!!  HughMoran   Sep-30-08 10:24 AM   #9 
  - I was talking about credit cards...  TwoSparkles   Sep-30-08 10:41 AM   #11 
     - That was the "no reason at all" part. I see no reason to use them at all  HughMoran   Sep-30-08 10:47 AM   #17 
     - I do not use one.  HughMoran   Sep-30-08 10:52 AM   #23 
  - My brother wasn't able to rent a car without a credit card. I was there,  pnwmom   Sep-30-08 10:59 AM   #28 
  - There is an excellent reason to have a credit card actually!  marew   Sep-30-08 11:08 AM   #40 
  - I agree that people like you...  TwoSparkles   Sep-30-08 11:26 AM   #55 
  - If you are savvy enough, you can make the credit cards work in your favor  Just Visiting   Sep-30-08 11:22 AM   #52 
  - I use my debit card  proud2Blib   Sep-30-08 10:45 AM   #15 
  - Ever heard of "American Express"?  Lorien   Sep-30-08 11:06 AM   #36 
  - I don't use credit cards either, but corporations need line-of-credit to cut paychecks.  HughMoran   Sep-30-08 10:22 AM   #7 
  - Yes, commercial paper  supernova   Sep-30-08 10:54 AM   #26 
  - Yes. A simplistic view regarding "my credit card" doesn't really acknowledge the real issue  HughMoran   Sep-30-08 11:05 AM   #34 
  - Stupid question  jberryhill   Sep-30-08 11:07 AM   #39 
     - Unfortunately, I'm not an expert on this. It may be illegal for the government to participate in  HughMoran   Sep-30-08 11:12 AM   #45 
        - "Stroke of a pen - law of the land" /nt  jberryhill   Sep-30-08 11:48 AM   #65 
  - The State of MA may not be able to pay out benefits to towns and cities because it relies on credit.  AllieB   Sep-30-08 10:50 AM   #19 
  - Dupe.  AllieB   Sep-30-08 10:50 AM   #20 
  - The thing is, Bush and his cabal tried to use a real problem to hold us up  sfexpat2000   Sep-30-08 10:53 AM   #24 
  - I use a debit card also  supernova   Sep-30-08 10:53 AM   #25 
  - I have no credit cards either, but I was thinking of home equity  adigal   Sep-30-08 10:59 AM   #29 
  - I get paid back 1% of all purchases on my card.  L. Coyote   Sep-30-08 11:03 AM   #32 
  - I have not had a credit card for almost 2 years.  RebelOne   Sep-30-08 11:06 AM   #37 
  - You're right, but many think they have a right to live on debt instead of income.  TexasObserver   Sep-30-08 11:06 AM   #38 
  - It's not all black and white.  AirmensMom   Sep-30-08 11:09 AM   #42 
  - Guess what?  TexasObserver   Sep-30-08 11:16 AM   #47 
     - Part of this discussion  AirmensMom   Sep-30-08 11:56 AM   #66 
  - It's the same reason  supernova   Sep-30-08 11:10 AM   #43 
  - Good for you. And your reward is ...  TexasObserver   Sep-30-08 11:18 AM   #48 
  - I'm a convert to this way of thinking...  TwoSparkles   Sep-30-08 11:20 AM   #50 
  - Good for you!  TexasObserver   Sep-30-08 11:30 AM   #57 
  - I have a credit card and I find it almost impossible to use...like you, I pay cash.  Evoman   Oct-01-08 01:37 AM   #86 
  - I put X number of dollars into savings every month  proud2Blib   Sep-30-08 12:11 PM   #69 
     - Our parents understood this better than we do.  TexasObserver   Sep-30-08 05:39 PM   #80 
  - You do know that if the credit crunch is not fixed there will be NO STUDENT LOANS  turtlensue   Sep-30-08 11:12 AM   #44 
  - And you know this because someone on TV told you.  TexasObserver   Sep-30-08 11:25 AM   #53 
  - Time to change the system if it doesn't work  AlphaCentauri   Sep-30-08 11:25 AM   #54 
  - My mom's business has ground to a halt. There is no financing.  sfexpat2000   Sep-30-08 11:31 AM   #58 
  - If your mother's business is connected to areas experiencing decline, that's what happens.  TexasObserver   Sep-30-08 11:46 AM   #64 
  - No one realizes that mostly everything they purchase-food, clothes-are connected to a credit line  AllieB   Sep-30-08 12:21 PM   #72 
     - Yep. My grocer friend looks very grim right now.  sfexpat2000   Sep-30-08 12:26 PM   #73 
        - I am writing an OP on this right now.  AllieB   Sep-30-08 12:40 PM   #75 
  - We have paid cash for college so far  proud2Blib   Sep-30-08 12:14 PM   #70 
  - Yes  madokie   Sep-30-08 11:13 AM   #46 
  - I did stop using my credit card 15 years ago  AlphaCentauri   Sep-30-08 11:19 AM   #49 
  - You've inspired me -- I'm getting rid of mine.  SmokingJacket   Sep-30-08 11:22 AM   #51 
  - Once I paid mine off - about 25 years ago,  proud2Blib   Sep-30-08 12:17 PM   #71 
  - Financial Climate  cat1985   Sep-30-08 11:29 AM   #56 
  - Have two debit cards....and NO credit cards.  Hepburn   Sep-30-08 11:31 AM   #59 
  - You are my role model  proud2Blib   Sep-30-08 12:49 PM   #79 
  - Same here.  TexasObserver   Sep-30-08 06:26 PM   #83 
  - Neither do I.  bamacrat   Sep-30-08 11:34 AM   #62 
 

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