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Reply #73: because in a civil society, EVERYONE is in the same "pool" [View All]

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Home » Discuss » Archives » General Discussion (1/22-2007 thru 12/14/2010) Donate to DU
SoCalDem Donating Member (1000+ posts) Send PM | Profile | Ignore Sun Aug-10-08 07:05 PM
Response to Reply #66
73. because in a civil society, EVERYONE is in the same "pool"
Edited on Sun Aug-10-08 07:06 PM by SoCalDem
and your familial diabetes is absorbed by the group, just as someone else's familial heart disease..

We are all human..we all get sick, we all die.. our ultimate "risk" is the same, really..

A perfectly healthy woman in the prime childbearing years can (and many do) end up with a preemie who requires 3 months in NICU...and an overweight, unhealthy-appearing woman can (and most do) have an uncomplicated birth of a perfectly healthy child..

People USED to choose their insurance companies, now insurance companies choose their "people".. They have gerrymandered us all into tidy little boxes, and assigned us all particular risks..Nice for them..look at all the Crystal Cathedrals they have built all over the world..look at all the golf tournaments & TV shows they have "given" us...with our premium money.. The only things they no longer give us are real service, affordable premiums, and actual health care..
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  -Our School District is going to charge $50.00 more per insurance premium monthly if you smoke greenbriar  Aug-08-08 08:05 PM   #0 
  - Because smoking is so healthy?  Dreamer Tatum   Aug-08-08 08:07 PM   #1 
  - Lots of behaviors are unhealthy. Why single out smoking? nt  thecatburgler   Aug-08-08 08:10 PM   #3 
     - Perhaps because its negative health effects are so well-understood  Dreamer Tatum   Aug-08-08 08:12 PM   #4 
        - The same can be said about a number of other behaviors.  thecatburgler   Aug-08-08 08:17 PM   #6 
        - I didn't single out anything.  Dreamer Tatum   Aug-08-08 08:19 PM   #7 
           - Higher premiums would be justified in a number of other situations as well.  thecatburgler   Aug-08-08 08:24 PM   #9 
              - Ask the insurer. I have no frickin idea. nt  Dreamer Tatum   Aug-08-08 08:25 PM   #10 
        - So is being fat  proud2Blib   Aug-08-08 08:30 PM   #12 
           - Yeah, and life insurers will rate you for it. nt  Dreamer Tatum   Aug-08-08 08:37 PM   #27 
              - I thought we were talking about health insurance  proud2Blib   Aug-08-08 08:39 PM   #30 
                 - Maybe they will too. nt  Dreamer Tatum   Aug-08-08 08:42 PM   #31 
  - Maybe you could ask for a "masturbation offset":  MercutioATC   Aug-08-08 08:09 PM   #2 
  - Did you see that article today about pot smoking lowering the risk of cancer?  proud2Blib   Aug-08-08 08:31 PM   #15 
  - could you imagine the looks on the old guys faces  greenbriar   Aug-08-08 09:45 PM   #40 
     - Hell, I'm 40 and I'd qualify...  MercutioATC   Aug-08-08 10:53 PM   #41 
        - ...  MercutioATC   Aug-08-08 11:12 PM   #43 
        - well, the fact that I am a female would make someone blush  greenbriar   Aug-08-08 11:34 PM   #46 
           - Ah...your profile states "undeclared"....  MercutioATC   Aug-09-08 12:04 AM   #53 
  - if you are going to target smokers, how about overweight people  greenbriar   Aug-08-08 08:16 PM   #5 
  - They actually do charge women a lot more in premium, for that very reason.  thecatburgler   Aug-08-08 08:20 PM   #8 
  - My employer pays the same for all active employees  proud2Blib   Aug-08-08 08:33 PM   #18 
     - Depends on the size of the business.  thecatburgler   Aug-08-08 08:43 PM   #33 
  - And pukers?  lonestarnot   Aug-08-08 08:31 PM   #14 
  - And people who can't wipe their ass properly.  lonestarnot   Aug-08-08 08:32 PM   #16 
  - People with greasy hair.  lonestarnot   Aug-08-08 08:32 PM   #17 
  - And homeless employees.  lonestarnot   Aug-08-08 08:33 PM   #20 
  - And people with green teeth.  lonestarnot   Aug-08-08 08:35 PM   #21 
  - People with a family history of alcoholism  proud2Blib   Aug-08-08 08:36 PM   #23 
  - People who don't exercise  proud2Blib   Aug-08-08 08:37 PM   #24 
  - how about people who drive too fast  greenbriar   Aug-08-08 08:44 PM   #36 
     - or too slowly.  lonestarnot   Aug-09-08 08:51 AM   #60 
  - People who don't have pets  proud2Blib   Aug-08-08 08:37 PM   #25 
  - People who don't wear shoes  proud2Blib   Aug-08-08 08:38 PM   #29 
  - My school district charges us $10 a month if we don't give body fluids  proud2Blib   Aug-08-08 08:27 PM   #11 
  - Oh brother, spies. Let's see. How much will they get paid by the ins. co. for snitching.  lonestarnot   Aug-08-08 08:30 PM   #13 
  - I was on the insurance negotiating team for years in my district  proud2Blib   Aug-08-08 08:35 PM   #22 
     - Bastards should all be wiped out and started over.  lonestarnot   Aug-08-08 08:37 PM   #26 
        - One of the last meetings I went to  proud2Blib   Aug-08-08 08:42 PM   #32 
  - My husband pays a higher premium for life insurance due to high blood pressure  chimpsrsmarter   Aug-08-08 08:33 PM   #19 
  - I smoke, but I don't take the districts insurance, hubby's insurance is better. this is still bulls  greenbriar   Aug-08-08 08:38 PM   #28 
  - You are lucky you get to opt out  proud2Blib   Aug-08-08 08:43 PM   #34 
     - I actually get an extra 100 dollars a month because I don't take it  greenbriar   Aug-08-08 08:46 PM   #37 
        - Mine pays 100%  proud2Blib   Aug-08-08 08:54 PM   #39 
  - My insurance program does the same thing.  tofunut   Aug-08-08 08:44 PM   #35 
  - I like this idea on one hand but it bothers me for a lot more reasons.  beyurslf   Aug-08-08 08:47 PM   #38 
  - I'm all for it just as long as they don't ban transfats and get rid of the soda machines.  devilgrrl   Aug-08-08 10:56 PM   #42 
  - First, they came for the smokers and I did not speak out because I was not a smoker.  MercutioATC   Aug-08-08 11:15 PM   #44 
  - NO. First they came for the women. Did you ever speak out against that?  lwfern   Aug-08-08 11:43 PM   #48 
     - Jesus fuck! Where the hell did THAT come from???  MercutioATC   Aug-09-08 12:00 AM   #52 
        - As a woman  lwfern   Aug-09-08 12:15 AM   #56 
           - There are SOOO many ways I could go with this...  MercutioATC   Aug-09-08 12:24 AM   #58 
  - if you're a smoker you're more likely to need insurance money spent on you  LordJFT   Aug-08-08 11:29 PM   #45 
  - if you aren't doing anything wrong...you have nothing to worry about?  greenbriar   Aug-08-08 11:36 PM   #47 
     - it's nothing like fisa, no invasion of privacy and the policy makes financial sense  LordJFT   Aug-08-08 11:50 PM   #49 
        - The invasion of privacy angle is kind of funny to me.  lwfern   Aug-09-08 12:18 AM   #57 
  - Beats raising the rates for everybody for smokers' costs.  LeftyMom   Aug-08-08 11:51 PM   #50 
  - I pay more for mine because I smoke. I don't see anything unfair about it  RGBolen   Aug-08-08 11:52 PM   #51 
  - good.  lojasmo   Aug-09-08 12:08 AM   #54 
  - 'although someone might see you and make a phone call'  Bluebear   Aug-09-08 12:09 AM   #55 
  - Can you believe that? Snort...  lonestarnot   Aug-09-08 08:52 AM   #61 
  - NO.  lojasmo   Aug-10-08 02:43 PM   #68 
  - is it anonymous? could someone do that to get back at someone.  ejpoeta   Aug-10-08 03:07 PM   #71 
  - Don't commit insurance fraud and you have nothing to worry about n/t  CrazyDude   Aug-11-08 09:24 PM   #77 
  - And alcohol doesn't cost us much does it.  lonestarnot   Aug-09-08 08:52 AM   #62 
  - About 1/8th that of Tobaco.  lojasmo   Aug-10-08 02:48 PM   #69 
     - And injuries as a direct result, car accidents, beatings, shootings, psychodamage, financial ruin,  lonestarnot   Aug-10-08 06:53 PM   #72 
        - I alluded to those...  lojasmo   Aug-11-08 06:22 PM   #74 
           - ALL of them are related to health care industry, Tell me which one isn't and I will tell you how  lonestarnot   Aug-11-08 08:30 PM   #75 
              - The costs I listed were health care costs attributable to alcohol.  lojasmo   Aug-12-08 09:01 AM   #78 
  - Smokers die relatively quickly  taterguy   Aug-09-08 11:18 AM   #64 
  - Slippery Slope And I Am Appalled  lligrd   Aug-09-08 01:00 AM   #59 
  - its the as long as I got mine mentality  greenbriar   Aug-09-08 11:06 AM   #63 
  - This is just one of the reasons ...  area51   Aug-09-08 12:21 PM   #65 
  - If you are a high risk driver, you will pay higher auto premiums.  Clear Blue Sky   Aug-09-08 12:31 PM   #66 
  - because in a civil society, EVERYONE is in the same "pool"  SoCalDem   Aug-10-08 07:05 PM   #73 
  - HR 676.  LWolf   Aug-09-08 12:32 PM   #67 
  - As a smoker...  LanternWaste   Aug-10-08 02:52 PM   #70 
  - Medical care is not free  CrazyDude   Aug-11-08 09:23 PM   #76 
 

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