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CRF450 Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Apr-12-08 03:32 AM
Response to Reply #65
74. Details...
I inherited a good bit of money from a close family member, not alot though at $30k (split up among other family members who also got 30k) and used that as a down payment for a $200k 1800sq/ft house sitting on 2 acres. Theirs several more acres I could play with cause the people that owned it and two torn up trailer houses (they once lived in) next to mine just up and left, and havent said anything to anyone around here for 8+ years. Which is great since I own a dirtbike and have room to play with that. It is of course, out in the country 1/4 mile from the road next to a long stretched driveway, so no neighbors to deal with, I'm practically surrounded by farm fields :) I'm surrounded by rednecks here but they dont concern me at all since I'v lived in this area all my life. 2 vehicles I have, 01 Trans Am, and an 04 Dodge Dakota already paid off, and combined insurance rate of $800/six months with good driving record, $5k home theatre entertainment system, $2000 computer (yes I'm a little bit of a techy geek), $5500 dirtbike (just got it Monday). Most of that stuff I got before I bought the house!

My house is on the left. If you notice those pine trees are lined up, they are planted . They've been planted their I'm guessing 20+ years ago, I got my own little dirtbike trail in their BTW.

Wanna know how I do it? Know people! If you wanna good paying/ or just good job, alot of times you have to know people cause then they can hook you up with a good job! My aunt went to cleaning pools and hot-tubs at the beach, I helped her most of that first summer and then later on I got my own route to take car of. I'v worked tons of construction jobs before that starting at 14 years old making almost $500/week under that table durring summer and then a part time job durring school, and I saved almost every bit of that money!

And then I got the inheritance last year. Well, my friend and his parents were moving out of that house to go back to Tennessee, and since my current job is paying me enough to afford it, I took that chance to finance it!

If your son can afford a house he should go for it! I been told several times that its a good investment and builds up credit, but then if the monthly payments are not affordable for him, then whats the point? On the same note, a decent place can be rented for the same amount which in a way it makes owning a house sorta pointless especially when you dont have the financial burnden of owning a house. But I chose to own a house so I wont be controlled by anyone except making those payments, plus the location its in.
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  -Where does $10/hr rate economically? TwixVoy  Apr-12-08 12:26 AM   #0 
  - It rates no where... and many earning that can still be homeless  Breeze54   Apr-12-08 12:30 AM   #1 
  - 10 dollars an hour was 1980 wages. . . . and that was in the midwest.  B Calm   Apr-12-08 12:32 AM   #2 
  - Yet those same people pay Fed. & State income taxes and that's BELOW the poverty line!!  Breeze54   Apr-12-08 12:33 AM   #5 
  - Snort  Rosemary2205   Apr-13-08 07:22 PM   #166 
  - Welcome to DU, TwixVoy!  Breeze54   Apr-12-08 12:32 AM   #3 
  - I get by on 10 bucks an hour  Mojambo   Apr-12-08 12:33 AM   #4 
  - do you pay for things like health insurance ?  JI7   Apr-12-08 12:58 AM   #20 
     - Of course not!  Mojambo   Apr-12-08 01:06 AM   #24 
     - rofllmfao!!  Breeze54   Apr-12-08 01:22 AM   #32 
  - No, you cannot live on $10 an hr.  juajen   Apr-12-08 12:38 AM   #6 
  - Yes you can....  Breeze54   Apr-12-08 12:43 AM   #10 
  - thousands die for Lack of Health Insurance  G_j   Apr-12-08 10:07 AM   #82 
     - and every one of our politiwhores that refuses to support the single-payer  greyhound1966   Apr-12-08 10:43 AM   #84 
     - Why are there so many people without insurance?  Codedonkey   Apr-13-08 11:15 AM   #137 
        - If you have a pre-existing condition, you usually can't get insurance at all.  Lars39   Apr-13-08 11:23 AM   #143 
        - I'm a contractor  XOKCowboy   Apr-13-08 08:00 PM   #169 
        - Lots of jobs don't offer it. 50% of the workers where I work are part-time,  raccoon   Apr-14-08 08:18 AM   #179 
  - Depends on where and how you live, but you sure can. n/t  Mojambo   Apr-12-08 01:07 AM   #25 
  - Median family income by state  SparkyMac   Apr-12-08 06:42 AM   #78 
  - A signle person w/o kids here in Austin,TX could do it...  Codedonkey   Apr-13-08 11:11 AM   #135 
  - Well, I guess that depends  The Straight Story   Apr-12-08 12:38 AM   #7 
  - I make $10...part time...  Journalgrrl   Apr-12-08 12:39 AM   #8 
  - You go girl!!!  Breeze54   Apr-12-08 12:45 AM   #12 
  - I'm 59. When I was in high school  anotheryellowdog   Apr-12-08 12:41 AM   #9 
  - half the jobs pay less than $15/hr  Juche   Apr-12-08 12:47 AM   #13 
  - You aren't alone, Juche  Breeze54   Apr-12-08 12:53 AM   #16 
  - Yeah  Juche   Apr-12-08 12:54 AM   #18 
     - I moved 3000 miles away from ALL my family  Breeze54   Apr-12-08 01:10 AM   #27 
        - How do you do that  Juche   Apr-12-08 01:14 AM   #29 
           - I drove with a friend and took a CHANCE!!!  Breeze54   Apr-12-08 01:19 AM   #31 
              - I am not sure  Juche   Apr-12-08 01:22 AM   #33 
                 - A BS in Chemistry? Why the hell aren't you heading East? - "Go East, Young person!!"  Breeze54   Apr-12-08 01:35 AM   #37 
                 - West coast too  Juche   Apr-12-08 01:39 AM   #39 
                 - Yeah but Cali. has earthquakes - we just have snow and the ocean and skiing!  Breeze54   Apr-12-08 01:41 AM   #40 
                    - Cali is expensive to live too! I went to HS in Cali and HATE -  axollot   Apr-14-08 11:17 AM   #181 
                 - Most of those jobs do not exist.  greyhound1966   Apr-12-08 10:50 AM   #85 
                    - Not always  Juche   Apr-12-08 12:16 PM   #94 
                    - Of course not always. The point is that the whole area has become a morass  greyhound1966   Apr-12-08 12:55 PM   #96 
                    - Well fucking put mate and damn scary too! n/t  axollot   Apr-14-08 11:20 AM   #182 
                 - Get a PhD or teach.  GaYellowDawg   Apr-12-08 04:25 PM   #103 
                    - PhDs are a bad idea  Juche   Apr-13-08 03:23 AM   # 
                    - The reality of the job market...  Baby Snooks   Apr-13-08 04:25 PM   #154 
                    - Double post  Juche   Apr-13-08 03:23 AM   #107 
  - It's a bitch.  anotheryellowdog   Apr-12-08 01:02 AM   #23 
  - I know  Juche   Apr-12-08 01:12 AM   #28 
     - The well educated voted for the Repukes and now they sit in their own shit....  Breeze54   Apr-12-08 01:24 AM   #34 
     - Depends  Juche   Apr-12-08 01:30 AM   #36 
        - People who have PhD's vote Dem and also the poor but not across the country!  Breeze54   Apr-12-08 01:49 AM   #45 
           - Political discussions in my family get heated  Juche   Apr-12-08 01:57 AM   #52 
              - I hear you... sounds like you need to move to ....  Breeze54   Apr-12-08 02:14 AM   #59 
              - Wow, I'm sorry you're surrounded....I can count myself lucky -  axollot   Apr-14-08 12:10 PM   #185 
     - A lot of us dropped out of the rat race..  girl gone mad   Apr-12-08 01:41 AM   #41 
     - So, ... with all that education, you just "gave up" because it was 'to hard'??  Breeze54   Apr-12-08 01:53 AM   #50 
     - Amen  Progressive_In_NC   Apr-12-08 10:02 AM   #81 
        - Only 20 hours?  Codedonkey   Apr-13-08 11:19 AM   #139 
           - No, I work 55 hours a week and then I put in 20 hours of personal development time  Progressive_In_NC   Apr-14-08 09:52 AM   #180 
     - Screw that...  Codedonkey   Apr-13-08 11:20 AM   #140 
     - Re: "In college I did research on treating cancer..."  anotheryellowdog   Apr-12-08 01:46 AM   #43 
     - Yeah I can do that  Juche   Apr-12-08 01:51 AM   #47 
        - Re: "People who could be fighting cancer or Alzheimer's end up..."  anotheryellowdog   Apr-12-08 02:10 AM   #58 
     - Yes!!!! I would put myself in the same category  conflictgirl   Apr-12-08 02:07 AM   #56 
     - No, this crap started 30+ years ago, and it's ALL gotten worse.  TheGoldenRule   Apr-12-08 02:19 AM   #62 
     - US Dollar DOWN!!  Breeze54   Apr-12-08 02:22 AM   #64 
     - Very very true.  Perragrande   Apr-13-08 03:37 AM   #109 
  - I'm a Bio major who works in the food processing industry  Nikia   Apr-13-08 10:35 AM   #127 
  - hah, I wonder how much places like manpower are getting for your time...  Codedonkey   Apr-13-08 11:17 AM   #138 
  - My son works in a grocery store and makes $9.50 per hour....  Breeze54   Apr-12-08 12:50 AM   #14 
  - I'm 76. I can remember when Dad got this great high paying job.  Wizard777   Apr-12-08 02:14 AM   #60 
     - You hot ticket!  Breeze54   Apr-12-08 02:20 AM   #63 
     - More like the better old days. I was born on the tail end of the great depression.  Wizard777   Apr-12-08 03:06 AM   #69 
     - Ain't it the truth!  anotheryellowdog   Apr-12-08 02:27 AM   #66 
     - We also had savings and durable goods. Not this cheap disposable Walmart crap on a stick.  Wizard777   Apr-12-08 03:17 AM   #71 
        - Of course!  anotheryellowdog   Apr-12-08 03:27 AM   #73 
        - Still running in the house my parents built in1939 is their 1939 refrigerator!  kittykitty   Apr-12-08 04:45 PM   #105 
     - Where, pray tell...  WillowTree   Apr-12-08 04:28 AM   #76 
     - 1976? Well aren't you sweet. Try 1931.  Wizard777   Apr-12-08 09:41 AM   #80 
     - Did you have a garden...  XOKCowboy   Apr-13-08 08:30 PM   #171 
  - Well the fact that every "undocumented" day laborer can speak only "$10/hr" go figure.  thunder rising   Apr-12-08 12:44 AM   #11 
  - Its plenty to get by with if you dont have a house, but own a decent vehicle  CRF450   Apr-12-08 12:53 AM   #15 
  - It is liveable yes  Juche   Apr-12-08 01:00 AM   #22 
  - I own my own home, but if I was to live a apartment or any house I could rent  CRF450   Apr-12-08 01:52 AM   #48 
     - If you earned $10.00 per hour, you wouldn't be renting in the country...  Breeze54   Apr-12-08 02:25 AM   #65 
        - Details...  CRF450   Apr-12-08 03:32 AM   #74 
        - In some rural areas, rent is low  Nikia   Apr-13-08 10:57 AM   #131 
           - Exactly  CRF450   Apr-13-08 08:57 PM   #174 
  - That describes me perfectly  Mojambo   Apr-12-08 01:08 AM   #26 
     - My job is 60 miles away but I stay at my aunt's camper....  CRF450   Apr-12-08 01:43 AM   #42 
  - Depends on where you live, benefits, your debts, and how regular the work.  Jed Dilligan   Apr-12-08 12:54 AM   #17 
  - No One gets "benefits" at $10.00 an hour....  Breeze54   Apr-12-08 01:15 AM   #30 
     - Actually some companies such as Lowes offer good benefits.  CRF450   Apr-12-08 01:35 AM   #38 
     - That is a huge exception. nowadays....  Breeze54   Apr-12-08 01:56 AM   #51 
        - I know what your saying  CRF450   Apr-12-08 02:01 AM   #54 
     - I supervise two employees who each make $10.25/hr.  fifthgendem   Apr-12-08 10:23 AM   #83 
     - Exactly. But supposing you did work F/T at 10 an hour,  Jed Dilligan   Apr-12-08 11:36 AM   #90 
     - White Castle claims to.  TheFriendlyAnarchist   Apr-12-08 04:22 PM   #102 
     - A lot of factory jobs around here start around $10.00  Nikia   Apr-13-08 10:37 AM   #128 
     - Recently I was at a "temporary"(heh for me at least) job and I had excellent benefits  Codedonkey   Apr-13-08 11:23 AM   #142 
     - There are still places, Starbucks for one  tammywammy   Apr-13-08 07:41 PM   #167 
  - Cheap Labor Conservatism is killing us! The more desperately you  B Calm   Apr-12-08 12:54 AM   #19 
  - I read something about that  Juche   Apr-12-08 12:59 AM   #21 
     - Democrats are better at controlling inflation  Lasher   Apr-12-08 02:09 AM   #57 
        - Didn't know that  Juche   Apr-12-08 02:46 AM   #68 
           - Did you read the article I linked?  Lasher   Apr-12-08 03:06 AM   #70 
              - Yeah, but I knew alot of that stuff  Juche   Apr-12-08 03:17 AM   #72 
                 - I worked up a spreadsheet on the S&P 500  Lasher   Apr-12-08 06:38 AM   #77 
  - Haha...that's how much I'm making right now.  Evoman   Apr-12-08 01:26 AM   #35 
  - Great  Juche   Apr-12-08 01:47 AM   #44 
  - Productivity MEANS "more work for less pay".  El Pinko   Apr-12-08 11:42 AM   #91 
     - productivity  Juche   Apr-13-08 03:33 AM   #108 
        - "Which is what I said, higher productivity should result in higher wages but it does not."  El Pinko   Apr-13-08 07:40 AM   #111 
  - 60 grand a week?  girl gone mad   Apr-12-08 01:53 AM   #49 
  - Google 'emperors club'  Juche   Apr-12-08 02:01 AM   #53 
  - but you are dependent on your girlfriend's goodwill  pitohui   Apr-13-08 09:43 AM   #123 
     - They only make a $1 difference...  Codedonkey   Apr-13-08 07:11 PM   #164 
  - If I'm not mistaken that wage put's you at pretty close to the poverty level  Connonym   Apr-12-08 01:50 AM   #46 
  - The poverty level is $30,000 or below now!!  Breeze54   Apr-12-08 02:05 AM   #55 
     - I guess I'm in good (albeit tragic) company  Connonym   Apr-12-08 02:16 AM   #61 
        - 45% of single parent households way below the poverty line  Breeze54   Apr-12-08 02:32 AM   #67 
  - sure, you can live on long as nothing ever goes wrong in your life. nt  VotesForWomen   Apr-12-08 04:05 AM   #75 
  - In '82 I made $7/Hr. and we were dead broke. In 2002 I made $36/Hr. and was still broke  ThomWV   Apr-12-08 06:45 AM   #79 
  - Thats almost 70 grand a year  ChicagoBurbsMale   Apr-13-08 09:28 AM   #119 
     - Making 70 grand a year for 8 weeks out of 52 = isn't  InkAddict   Apr-13-08 02:03 PM   #151 
     - Yep, on all counts  ThomWV   Apr-14-08 11:23 AM   #183 
  - We seem to be confusing making a living with surviving.  greyhound1966   Apr-12-08 10:55 AM   #86 
  - I started at $10 after college 3 yrs ago.  BluePatriot   Apr-12-08 11:19 AM   #87 
  - When they average...  GTurck   Apr-12-08 11:20 AM   #88 
  - I supervise 32 people  ChicagoBurbsMale   Apr-12-08 11:31 AM   #89 
  - How much you make?  B Calm   Apr-12-08 01:00 PM   #97 
  - I make  ChicagoBurbsMale   Apr-13-08 09:06 AM   #112 
     - almost twice as much as the workers you are judging. Do you think  B Calm   Apr-13-08 09:19 AM   #117 
        - Not underpaid  ChicagoBurbsMale   Apr-13-08 09:24 AM   #118 
           - I don't know how old you are, but you are underpaid. Companies  B Calm   Apr-13-08 11:05 AM   #132 
              - Sorry but  ChicagoBurbsMale   Apr-13-08 11:11 AM   #136 
                 - Ignorance is bliss..  B Calm   Apr-13-08 02:37 PM   #153 
  - hmmnnnn, and they all live alone? no dual income households?  kenzee13   Apr-12-08 01:34 PM   #98 
  - True  ChicagoBurbsMale   Apr-13-08 09:09 AM   #113 
  - Also...........  ChicagoBurbsMale   Apr-13-08 11:22 AM   #141 
     - Yes, you are wrong. Only under capitalism is the human love of and desire for  kenzee13   Apr-13-08 04:56 PM   #155 
     - What about those of us who had the kids first and then got the wage cuts?  conflictgirl   Apr-13-08 05:20 PM   #160 
        - pull the old boot straps up  ChicagoBurbsMale   Apr-13-08 06:56 PM   #163 
  - I'm assuming none of them have children  conflictgirl   Apr-12-08 02:05 PM   #100 
  - Again  ChicagoBurbsMale   Apr-13-08 09:11 AM   #114 
  - Hit and run?  B Calm   Apr-12-08 04:26 PM   #104 
     - No  ChicagoBurbsMale   Apr-13-08 09:12 AM   #115 
  - This thread makes me understand Obama's bitter remarks  EndElectoral   Apr-12-08 11:47 AM   #92 
  - Depends where you live  DireStrike   Apr-12-08 12:08 PM   #93 
  - you can make it on $10/hr around here  TheFarseer   Apr-12-08 12:18 PM   #95 
  - It is about $5 per hour below  varelse   Apr-12-08 01:38 PM   #99 
  - That ain't shit here in California  XemaSab   Apr-12-08 03:25 PM   #101 
  - How to we combat the raise in prices that accompanies a raise in wages?  thebighart   Apr-12-08 05:33 PM   #106 
  - Wages for low wage workers can be a small part of the budget  Juche   Apr-13-08 03:37 AM   #110 
     - I was a Wal-Mart Manager for many years,  thebighart   Apr-13-08 05:07 PM   #157 
        - When bonuses for the managers can run from $35K on up,  Lars39   Apr-13-08 05:12 PM   #159 
           - I don't disagree in theory,  thebighart   Apr-13-08 05:21 PM   #161 
  - Depends on *many factors*  DadOf2LittleAngels   Apr-13-08 09:13 AM   #116 
  - If one is working 40 hours/week....  Aviation Pro   Apr-13-08 09:32 AM   #120 
  - $400 a week before taxes? "not bad?" really?  pitohui   Apr-13-08 09:37 AM   #121 
     - 1600/month  Aviation Pro   Apr-13-08 09:41 AM   #122 
        - i've heard that about the regional jets  pitohui   Apr-13-08 09:51 AM   #124 
           - It was a self-inflicted would by pilots that caused that shameful situation...  Aviation Pro   Apr-13-08 10:12 AM   #125 
  - very low income  fighterdem6   Apr-13-08 10:16 AM   #126 
  - A number of people around here think that is "good money"  Nikia   Apr-13-08 10:51 AM   #129 
  - Since I cant start a thread yet, what job do poster/responders have  ChicagoBurbsMale   Apr-13-08 10:56 AM   #130 
  - Based upon 1995 census and income figures  SimpleTrend   Apr-13-08 11:08 AM   #133 
  - Here's a *very* rough estimate of a budget of $1600/month gross...  Lars39   Apr-13-08 11:10 AM   #134 
  - It doesn't need to be that high  Juche   Apr-13-08 11:33 AM   #144 
     - I think you're low-balling health insurance...  Lars39   Apr-13-08 11:56 AM   #145 
        - My health insurance is about $35/month  Juche   Apr-13-08 12:28 PM   #147 
        - MRIs cost around $3500 or more.  Lars39   Apr-13-08 12:33 PM   #148 
           - Its a problem  Juche   Apr-13-08 12:55 PM   #149 
           - A lot of people do not understand health insurance  TwixVoy   Apr-13-08 01:56 PM   #150 
        - I currently pay $19/mo in total for vision, medical and dental...  Codedonkey   Apr-13-08 07:16 PM   #165 
           - Is the medical "consumer driven"  TwixVoy   Apr-13-08 07:49 PM   #168 
           - I had to look that up to see what it was...  Codedonkey   Apr-13-08 08:23 PM   #170 
              - Consumer driven health care  TwixVoy   Apr-13-08 09:38 PM   #175 
           - Our total medical is about $ dental or vision.  Lars39   Apr-13-08 11:41 PM   #177 
              - never! I'm invincible and will never get old.  Codedonkey   Apr-14-08 08:02 AM   #178 
  - I was getting 10/hr at a 7-Eleven in 1990  DS1   Apr-13-08 12:07 PM   #146 
  - Best bet for decent minimum wage, probably.  durutti   Apr-13-08 02:27 PM   #152 
  - That's about $21K/yr.  Jack Rabbit   Apr-13-08 05:05 PM   #156 
  - I don't remember that "a few" years ago, no.  BlooInBloo   Apr-13-08 05:09 PM   #158 
  - At NYU last year I made 16K/no benefits teaching full-time. And they said I made $93 an hour.  readmoreoften   Apr-13-08 05:42 PM   #162 
  - It should be minimum wage.  The Gunslinger   Apr-13-08 08:51 PM   #172 
  - As one 'General Contractor' told me, "the minimum wage necessary too....  gbrooks   Apr-13-08 08:53 PM   #173 
  - Sounds like he's a pretty astute guy...  XOKCowboy   Apr-13-08 11:36 PM   #176 
  - My younger daughter made $25 an hour last year  DFW   Apr-14-08 11:25 AM   #184 

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