Reply #109: Gosh. Color me surprised.

[Missy Vixen]

>I'll probably ALWAYS look down my nose at you, however, since you sound like such a complete and utter waste of space.<

Nice to meet you, too. I'm sure you think you really said something to me here. I comfort myself with the thought that you're probably just as much of a nightmare IRL as you are here.

>I bought a house in 1995, too. FIXED rate, since I wasn't stupid enough to do anything to harm my credit rating in the first place.<

Hope you never are hit by a driver with multiple previous accidents and it takes over a year (and the help of an attorney) to get your significant medical bills paid. Then again, it might be just the thing to knock you off your high horse. I might also mention that none other than our former banker informed us that eighty percent of the people she was dealing with in 1995, in Redmond, WA, one of the more affluent areas of the country, had at least one blemish on their credit.

>ARMs are for IDIOTS.<

Thirteen years ago, with a ten percent down payment and in a previous administration, they were a financing option.

I might not be the smartest person on the face of the earth, but I learn from my mistakes. I don't think you have the humanity to do so -- after all, you might have to admit you've made one.

Julie