mudesi
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Fri Dec-07-07 06:16 PM
Response to Reply #114 |
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Edited on Fri Dec-07-07 06:17 PM by lynyrd_skynyrd
Sorry OPERATIONMINDCRIME, but a 30 dollar fee is way out of line and completely unreasonable. Why a corporation should even have the legal authority to shake someone down like that is what everyone ought to be asking.
Liberals are the ones who fight for the little guy, who strive for government to represent the common working people, not the upper class. I don't know how or why anyone who calls him/herself a liberal would take Target's or the bank's side on this.
|
| -I just told Target Corp. to stick it! |
Blue Fire |
Dec-07-07 01:47 PM |
#0 |
-
Yeah, you wonder how it could have possibly cost them $30. |
AndyA |
Dec-07-07 01:51 PM |
#1 |
 -
But everyone has these fees, I hardly see how Target is to blame |
LynneSin |
Dec-07-07 01:55 PM |
#8 |
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Target Banned |
insanad |
Dec-07-07 02:21 PM |
#54 |
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Ok, now that's a reason to boycott Target |
LynneSin |
Dec-07-07 02:23 PM |
#56 |
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ok... you're insane |
Aya Reiko |
Dec-07-07 03:27 PM |
#81 |
  -
Do you have a child Aya? |
insanad |
Dec-07-07 04:44 PM |
#94 |
   -
of course you're not insane insanad. how horrible that such a thing |
orleans |
Dec-08-07 12:59 AM |
#146 |
  -
Wow-that's just COLD. Stone COLD. |
TheGoldenRule |
Dec-07-07 06:28 PM |
#117 |
  -
lol - don't bother |
HughMoran |
Dec-07-07 09:12 PM |
#138 |
  -
because i think it was really fucking rude and inappropriate for you to |
orleans |
Dec-08-07 01:04 AM |
#147 |
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I'm sorry for your loss. I would feel the exact same way. |
TheGoldenRule |
Dec-07-07 06:29 PM |
#118 |
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That's big corporate America for ya! |
Blue Fire |
Dec-07-07 07:06 PM |
#121 |
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I don't have any gripe with REASONABLE fees. |
AndyA |
Dec-07-07 04:48 PM |
#96 |
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Thank you for clarifying my point. |
Blue Fire |
Dec-07-07 07:13 PM |
#122 |
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You pay the fee to YOUR BANK, not to the payee |
slackmaster |
Dec-07-07 05:23 PM |
#101 |
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I wish I could get a $30 processing fee for every missed exam I have to give |
HereSince1628 |
Dec-07-07 01:51 PM |
#2 |
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Your sage advice to your daughter was to ignore the problem? |
Dora |
Dec-07-07 01:52 PM |
#3 |
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Apparently, being in college gives you a "right" to bounce checks. |
Romulox |
Dec-07-07 01:54 PM |
#6 |
  -
Unintentional = s'alright! eom |
Hobarticus |
Dec-07-07 01:58 PM |
#11 |
  -
yes I wonder what would happen if she wrote a hot check |
proud2Blib |
Dec-07-07 02:21 PM |
#55 |
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There's one of the problems ... |
RoyGBiv |
Dec-07-07 04:34 PM |
#90 |
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She's a bit naive about dealing with well-trained money mongers. |
Blue Fire |
Dec-07-07 01:58 PM |
#12 |
  -
You should go after their bank then |
NeedleCast |
Dec-07-07 02:01 PM |
# |
   -
Yep. Odds are VERY good that will happen. And credit checks have a way of influencing |
MADem |
Dec-07-07 02:08 PM |
#32 |
   -
Aren't These Fees Collected Automatically? |
Crisco |
Dec-07-07 02:17 PM |
#47 |
    -
Varies quite a bit from bank to bank |
NeedleCast |
Dec-07-07 02:18 PM |
#50 |
   -
No "chance" involved. It WILL go into collection. |
IAmJacksSmirkingRevenge |
Dec-07-07 09:07 PM |
#136 |
  -
But everyone has had these charges way back into the 80s |
LynneSin |
Dec-07-07 02:01 PM |
#19 |
   -
she made a mistake, but she's not to blame? |
Maine-ah |
Dec-07-07 02:30 PM |
#65 |
    -
... |
Dunedain |
Dec-07-07 02:54 PM |
#78 |
   -
A local grocery store POSTS the returned checks on the plexiglass |
SoCalDem |
Dec-08-07 01:27 AM |
#150 |
  -
Sounds like you're both a little naive... |
Hobarticus |
Dec-07-07 02:02 PM |
#22 |
  -
Not so |
michreject |
Dec-07-07 02:15 PM |
#45 |
   -
Rationalizing for big corp? |
Blue Fire |
Dec-07-07 07:24 PM |
#126 |
  -
No |
michreject |
Dec-08-07 03:43 AM |
#171 |
  -
I work in a business that's considerably smaller than Target Corp. |
Dora |
Dec-07-07 02:20 PM |
#51 |
  -
You are the naive one here |
proud2Blib |
Dec-07-07 02:23 PM |
#57 |
   -
You're missing my point! |
Blue Fire |
Dec-07-07 07:32 PM |
#128 |
  -
LOL my apologies to her dad |
proud2Blib |
Dec-07-07 07:49 PM |
#132 |
  -
Good luck to you |
GodHelpUsAll2 |
Dec-07-07 10:33 PM |
#140 |
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This kind of fee is par for the course and most of them are 25 or 30 dollars |
JeanGrey |
Dec-08-07 01:33 AM |
#151 |
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Passive aggression is a regional thing-- very common in |
HereSince1628 |
Dec-07-07 02:08 PM |
#33 |
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Now that assertion is out of line. |
KitchenWitch |
Dec-07-07 04:29 PM |
#89 |
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.... |
IAmJacksSmirkingRevenge |
Dec-07-07 09:11 PM |
#137 |
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The fees that these corporations charge is ridiculous. |
cat_girl25 |
Dec-07-07 01:52 PM |
#4 |
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Ok, let me play devils advocate |
LynneSin |
Dec-07-07 01:54 PM |
#5 |
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You do not know immediately if you are overdrawn on your debit card. |
RebelOne |
Dec-07-07 01:59 PM |
#16 |
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But with my bank I'm charged $5 for allowing that to happen |
LynneSin |
Dec-07-07 02:03 PM |
#25 |
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My bank will decline the charge if it exceeds my balance |
dropkickpa |
Dec-07-07 02:27 PM |
#62 |
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Why SHOULDN'T Target slam people with a processing fee for bounced checks? |
wienerdoggie |
Dec-07-07 01:54 PM |
#7 |
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I have to agree with you on this one |
LynneSin |
Dec-07-07 01:58 PM |
#13 |
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The punishment should fit the crime. Bounce a check from 01 to 10.00... |
BlueJazz |
Dec-07-07 02:13 PM |
#43 |
  -
It costs a business the same amount ... |
WillowTree |
Dec-07-07 06:11 PM |
#115 |
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Problem is, it's not cost recovery alone. It's also punitive |
Gormy Cuss |
Dec-08-07 01:17 AM |
#148 |
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BullSHIT!!! |
Blue Fire |
Dec-08-07 02:41 AM |
#158 |
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I have to agree here. Perhaps your daughter |
liberalhistorian |
Dec-07-07 07:15 PM |
#123 |
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Yes. It is meant to hurt, to discourage people from writing |
JeanGrey |
Dec-08-07 01:35 AM |
#152 |
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oops--upon re-reading this thread, "debtors" should be "creditors"--consider it edited. |
wienerdoggie |
Dec-08-07 01:36 AM |
#153 |
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Good On You! |
zorahopkins |
Dec-07-07 01:57 PM |
#9 |
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Target "preyed" on this girl? They didn't care how old she was, they didn't |
wienerdoggie |
Dec-07-07 01:59 PM |
#18 |
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Yep--I don't get the "aggrieved entitlement" of the OP, either. NT |
MADem |
Dec-07-07 02:10 PM |
#36 |
  -
Yes I agree with you |
proud2Blib |
Dec-07-07 02:26 PM |
#61 |
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oh PLEASE |
Skittles |
Dec-08-07 02:06 AM |
#156 |
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They're like hyenas on a corpse! |
Blue Fire |
Dec-08-07 03:05 AM |
#161 |
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You Expect a "get out of jail free" card? |
NeedleCast |
Dec-07-07 01:58 PM |
#10 |
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Exactly.. |
Engi |
Dec-07-07 07:15 PM |
#124 |
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Rather than telling your daughter to ignore Target and not |
bluethruandthru |
Dec-07-07 01:58 PM |
#14 |
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Agree. Grow up daughter. |
emilyg |
Dec-07-07 02:38 PM |
#70 |
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I know exactly what my dad would have said |
Skittles |
Dec-08-07 03:29 AM |
#166 |
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Did the bank tack on an additional $30, too? Make sure you ask them to waive that. |
Beausoir |
Dec-07-07 01:59 PM |
#15 |
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Unfortunately, you are giving your daughter very bad advice |
qanda |
Dec-07-07 01:59 PM |
#17 |
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If she wants to avoid the $30 fee in the future don't bounce a check. |
Lex |
Dec-07-07 02:01 PM |
#20 |
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some information to consider here |
maddezmom |
Dec-07-07 02:01 PM |
#21 |
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Corporations are running rampant in this country. |
Brother_1969 |
Dec-07-07 02:02 PM |
#23 |
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WTF does socialism have to do with bouncing a check in a store? |
wienerdoggie |
Dec-07-07 02:05 PM |
#28 |
  -
You just don't realize what a wonderful place the "Gum" Department store was |
A HERETIC I AM |
Dec-07-07 03:35 PM |
#82 |
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Socialism means, I can bounce checks? eom |
Hobarticus |
Dec-07-07 02:07 PM |
#30 |
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Of course! |
IAmJacksSmirkingRevenge |
Dec-07-07 09:13 PM |
#139 |
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Cool! |
Horse with no Name |
Dec-08-07 03:06 AM |
#162 |
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Your daughter bounced a check, albeit unintentionally. |
IdaBriggs |
Dec-07-07 02:02 PM |
#24 |
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And stores like Target have to pay expensive bank fees, too. |
displacedtexan |
Dec-07-07 02:05 PM |
#26 |
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Banks charge Target $20-30 if a customer's check they deposit bounces. |
Rosemary2205 |
Dec-07-07 08:20 PM |
#133 |
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If the fees were reasonable, I wouldn't have a problem. |
Blue Fire |
Dec-07-07 02:05 PM |
#27 |
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You're trying to minimize your daughter's responsibility for her screw-up |
wienerdoggie |
Dec-07-07 02:07 PM |
#29 |
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But if it only costs a dollar what's to deter those who are routinely bouncing checks? |
LynneSin |
Dec-07-07 02:10 PM |
#35 |
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1 dollar? Are you kidding me? As a business owner my TIME spent for a bounced check alone exceeds |
Danieljay |
Dec-07-07 02:10 PM |
#37 |
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It's meant as a deterrent... |
Hobarticus |
Dec-07-07 02:11 PM |
#38 |
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But it doesn't cost a dollar |
NeedleCast |
Dec-07-07 02:11 PM |
#39 |
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You need a dose of reality |
dbackjon |
Dec-07-07 02:23 PM |
#58 |
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Good credit is one of the most important things. |
FriscoMabelJoy |
Dec-07-07 02:30 PM |
#64 |
  -
Welcome to DU |
LynneSin |
Dec-07-07 02:39 PM |
#71 |
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What's a reasonable fee? |
jberryhill |
Dec-07-07 04:40 PM |
#93 |
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You just don't get it |
GodHelpUsAll2 |
Dec-07-07 11:02 PM |
#143 |
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People still pay with checks? nt |
I work for workers |
Dec-07-07 02:07 PM |
#31 |
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Yeah, that was the biggest shocker to me |
LynneSin |
Dec-07-07 02:13 PM |
#42 |
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Saying an 18 year old paid for something with a check |
LostinVA |
Dec-07-07 03:45 PM |
#86 |
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WHAT THE FUC ARE YOU DOING HERE |
LynneSin |
Dec-07-07 04:23 PM |
#87 |
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I post in the news forums |
LostinVA |
Dec-07-07 08:52 PM |
#135 |
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Bring Receipts - I'll pay all Delaware tolls |
LynneSin |
Dec-07-07 10:50 PM |
#142 |
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As a small business owner, I stand with Target on this one, regardless of their profits. |
Danieljay |
Dec-07-07 02:09 PM |
#34 |
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Exactly |
NeedleCast |
Dec-07-07 02:17 PM |
#48 |
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Usually, the bigger businesses just contract through ChexSystems. |
backscatter712 |
Dec-07-07 02:36 PM |
#68 |
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Kiting checks is illegal. |
RUMMYisFROSTED |
Dec-07-07 02:12 PM |
#40 |
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"But...but...I didn't MEAN to, your Honor!" |
Hobarticus |
Dec-07-07 02:14 PM |
#44 |
  -
"May I pay the fine with a check?" |
RUMMYisFROSTED |
Dec-07-07 02:16 PM |
#46 |
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You owe me a keyboard, Rummy... |
Hobarticus |
Dec-07-07 02:18 PM |
#49 |
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Nice... |
hughee99 |
Dec-07-07 05:48 PM |
#111 |
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Writing an NSF check is not the same as kiting |
slackmaster |
Dec-07-07 05:25 PM |
#102 |
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LOL - NSF - banking term |
Skittles |
Dec-08-07 03:39 AM |
#170 |
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Your daughter should pay the fee- this is a good life lesson |
MathGuy |
Dec-07-07 02:13 PM |
#41 |
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So you think it is unfair for Target to charge a fee |
proud2Blib |
Dec-07-07 02:20 PM |
#52 |
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I'm sorry but I can't agree with your advice to your daughter. You are teaching her |
sinkingfeeling |
Dec-07-07 02:21 PM |
#53 |
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All businesses charge a fee for bounced checks. |
Maine-ah |
Dec-07-07 02:24 PM |
#59 |
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You guys are right. |
Blue Fire |
Dec-07-07 02:25 PM |
#60 |
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It's ok - I think you felt the same way I did when I did my only check bounce |
LynneSin |
Dec-07-07 02:27 PM |
#63 |
  -
I can rally be pig-headed. Sometimes I need harsh. |
Blue Fire |
Dec-07-07 02:35 PM |
#67 |
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Welcome to DU! |
LynneSin |
Dec-07-07 02:38 PM |
#69 |
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Probably the most painless way out. |
backscatter712 |
Dec-07-07 02:30 PM |
#66 |
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You did the right thing |
NeedleCast |
Dec-07-07 02:43 PM |
#73 |
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Have her keep an eye on her account |
dropkickpa |
Dec-07-07 02:43 PM |
#75 |
  -
I hate waiting for checks to clear |
LynneSin |
Dec-07-07 03:43 PM |
#85 |
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Great, you did the right thing |
Spike89 |
Dec-07-07 02:44 PM |
#76 |
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Glad you changed your mind. |
Maine-ah |
Dec-07-07 02:45 PM |
#77 |
  -
My bank just notified me |
sleepyhead |
Dec-07-07 03:36 PM |
#83 |
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I'm glad you came to your senses. |
Common Sense Party |
Dec-07-07 03:01 PM |
#79 |
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Cool... |
jberryhill |
Dec-07-07 04:46 PM |
#95 |
  -
It's in her name. |
Blue Fire |
Dec-07-07 05:18 PM |
#98 |
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Also cool... |
jberryhill |
Dec-07-07 05:26 PM |
#105 |
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Thanks! |
Blue Fire |
Dec-07-07 07:17 PM |
#125 |
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You shouldn't have |
lynyrd_skynyrd |
Dec-07-07 05:39 PM |
#109 |
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it is excessive |
Skittles |
Dec-08-07 03:32 AM |
#168 |
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All businesses do this, and have done so for decades. |
yardwork |
Dec-07-07 02:42 PM |
#72 |
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what a great lesson for your daughter! |
QuestionAll |
Dec-07-07 02:43 PM |
#74 |
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Not exactly. |
Blue Fire |
Dec-07-07 05:13 PM |
#97 |
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Your daughter violated a trust and a clearly defined store policy. |
stopbush |
Dec-07-07 03:15 PM |
#80 |
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If you scroll up about 3 posts you'll see she's had a change of heart |
LynneSin |
Dec-07-07 03:40 PM |
#84 |
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Ummmm...I'm the Dad. |
Blue Fire |
Dec-07-07 04:39 PM |
#91 |
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She wrote a bad check, the $30 fee is a consequence of her writing a bad check |
KitchenWitch |
Dec-07-07 04:25 PM |
#88 |
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She should look at it as a learning experience. |
chimpsrsmarter |
Dec-07-07 04:39 PM |
#92 |
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So she bounced a check, and you think she shouldn't have to pay the fee because |
Occam Bandage |
Dec-07-07 05:21 PM |
#99 |
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See post #60. |
Blue Fire |
Dec-07-07 05:25 PM |
#103 |
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Oh, okay. So... |
Occam Bandage |
Dec-07-07 05:27 PM |
#106 |
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If you would take the time to read through a thread instead of a knee-jerk response to a bad OP |
Blue Fire |
Dec-07-07 06:01 PM |
#113 |
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If the bank honored the check, your daughter's bank can charge your daughter an NSF fee |
slackmaster |
Dec-07-07 05:21 PM |
#100 |
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I would love to! |
Blue Fire |
Dec-07-07 07:39 PM |
#131 |
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Worse, they could have had her arrested for writing a bad |
JeanGrey |
Dec-08-07 01:39 AM |
#154 |
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Intentional or not, you're giving your daughter bad advice |
MadHound |
Dec-07-07 05:25 PM |
#104 |
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It's Called Accountability And Responsibility. |
OPERATIONMINDCRIME |
Dec-07-07 05:32 PM |
#107 |
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Good to see ya back in the mix, OMC! |
Blue Fire |
Dec-07-07 06:50 PM |
#120 |
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Oh my. Welcome back. And we agree. |
Horse with no Name |
Dec-08-07 03:15 AM |
#164 |
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People in this thread, defending the corporation |
lynyrd_skynyrd |
Dec-07-07 05:36 PM |
#108 |
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Wait, Did I Miss The Global Proclamation That Liberals Can't Be Responsible Nor Accountable? |
OPERATIONMINDCRIME |
Dec-07-07 06:04 PM |
#114 |
  -
This was ridiculous |
lynyrd_skynyrd |
Dec-07-07 06:16 PM |
#116 |
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Well, For What It's Worth, |
OPERATIONMINDCRIME |
Dec-07-07 06:31 PM |
#119 |
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the corporation or any business for that matter |
Maine-ah |
Dec-07-07 08:35 PM |
#134 |
  -
Be very careful of your words. Very careful. |
Blue Fire |
Dec-08-07 01:46 AM |
#155 |
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reread the last sentence there..... |
Maine-ah |
Dec-08-07 09:46 AM |
#172 |
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Sure there are! |
Blue Fire |
Dec-08-07 02:49 AM |
#159 |
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they're not defending the corporation |
Skittles |
Dec-08-07 03:33 AM |
#169 |
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That's what happens when you bounce a check. |
Blue-Jay |
Dec-07-07 05:43 PM |
#110 |
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I made an unintentional oversight once too. Not thru target, but it's the business. |
HypnoToad |
Dec-07-07 05:52 PM |
#112 |
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Unfortunately |
Dorian Gray |
Dec-07-07 07:31 PM |
#127 |
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Don't even get me started |
Contrary1 |
Dec-07-07 07:36 PM |
#129 |
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Delete dupe |
Contrary1 |
Dec-07-07 07:36 PM |
#130 |
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Some places/people hang onto |
Raine |
Dec-07-07 10:44 PM |
#141 |
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You closed |
GodHelpUsAll2 |
Dec-07-07 11:24 PM |
#144 |
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In theory, personal checks are good for 30 days. |
backscatter712 |
Dec-08-07 12:30 AM |
#145 |
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Yes I did because |
Raine |
Dec-08-07 02:13 AM |
#157 |
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Fees are fees, and it's just a fact of life. It sucks, but if they started |
SoCalDem |
Dec-08-07 01:22 AM |
#149 |
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I worked in an office of a convenience store chain |
Horse with no Name |
Dec-08-07 03:27 AM |
#165 |
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I empathize with her plight |
Horse with no Name |
Dec-08-07 02:56 AM |
#160 |
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For the last time..... |
Blue Fire |
Dec-08-07 03:14 AM |
#163 |
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Yeah, you are |
Horse with no Name |
Dec-08-07 03:30 AM |
#167 |
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Two words: Overdraft Protection |
ronnykmarshall |
Dec-08-07 03:47 PM |
#173 |
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You're a banker. Of course it's simple for you! |
Blue-Jay |
Dec-08-07 03:51 PM |
#174 |
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That's what WE want. |
ronnykmarshall |
Dec-08-07 03:54 PM |
#175 |
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That $30 will be a lot more expensive if she ever needs credit |
Freddie Stubbs |
Dec-10-07 10:26 AM |
#176 |