Hobarticus
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Fri Dec-07-07 02:07 PM
Response to Reply #23 |
| 30. Socialism means, I can bounce checks? eom |
| -I just told Target Corp. to stick it! |
Blue Fire |
Dec-07-07 01:47 PM |
#0 |
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Yeah, you wonder how it could have possibly cost them $30. |
AndyA |
Dec-07-07 01:51 PM |
#1 |
 -
But everyone has these fees, I hardly see how Target is to blame |
LynneSin |
Dec-07-07 01:55 PM |
#8 |
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Target Banned |
insanad |
Dec-07-07 02:21 PM |
#54 |
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Ok, now that's a reason to boycott Target |
LynneSin |
Dec-07-07 02:23 PM |
#56 |
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ok... you're insane |
Aya Reiko |
Dec-07-07 03:27 PM |
#81 |
  -
Do you have a child Aya? |
insanad |
Dec-07-07 04:44 PM |
#94 |
   -
of course you're not insane insanad. how horrible that such a thing |
orleans |
Dec-08-07 12:59 AM |
#146 |
  -
Wow-that's just COLD. Stone COLD. |
TheGoldenRule |
Dec-07-07 06:28 PM |
#117 |
  -
lol - don't bother |
HughMoran |
Dec-07-07 09:12 PM |
#138 |
  -
because i think it was really fucking rude and inappropriate for you to |
orleans |
Dec-08-07 01:04 AM |
#147 |
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I'm sorry for your loss. I would feel the exact same way. |
TheGoldenRule |
Dec-07-07 06:29 PM |
#118 |
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That's big corporate America for ya! |
Blue Fire |
Dec-07-07 07:06 PM |
#121 |
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I don't have any gripe with REASONABLE fees. |
AndyA |
Dec-07-07 04:48 PM |
#96 |
 -
Thank you for clarifying my point. |
Blue Fire |
Dec-07-07 07:13 PM |
#122 |
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You pay the fee to YOUR BANK, not to the payee |
slackmaster |
Dec-07-07 05:23 PM |
#101 |
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I wish I could get a $30 processing fee for every missed exam I have to give |
HereSince1628 |
Dec-07-07 01:51 PM |
#2 |
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Your sage advice to your daughter was to ignore the problem? |
Dora |
Dec-07-07 01:52 PM |
#3 |
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Apparently, being in college gives you a "right" to bounce checks. |
Romulox |
Dec-07-07 01:54 PM |
#6 |
  -
Unintentional = s'alright! eom |
Hobarticus |
Dec-07-07 01:58 PM |
#11 |
  -
yes I wonder what would happen if she wrote a hot check |
proud2Blib |
Dec-07-07 02:21 PM |
#55 |
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There's one of the problems ... |
RoyGBiv |
Dec-07-07 04:34 PM |
#90 |
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She's a bit naive about dealing with well-trained money mongers. |
Blue Fire |
Dec-07-07 01:58 PM |
#12 |
  -
You should go after their bank then |
NeedleCast |
Dec-07-07 02:01 PM |
# |
   -
Yep. Odds are VERY good that will happen. And credit checks have a way of influencing |
MADem |
Dec-07-07 02:08 PM |
#32 |
   -
Aren't These Fees Collected Automatically? |
Crisco |
Dec-07-07 02:17 PM |
#47 |
    -
Varies quite a bit from bank to bank |
NeedleCast |
Dec-07-07 02:18 PM |
#50 |
   -
No "chance" involved. It WILL go into collection. |
IAmJacksSmirkingRevenge |
Dec-07-07 09:07 PM |
#136 |
  -
But everyone has had these charges way back into the 80s |
LynneSin |
Dec-07-07 02:01 PM |
#19 |
   -
she made a mistake, but she's not to blame? |
Maine-ah |
Dec-07-07 02:30 PM |
#65 |
    -
... |
Dunedain |
Dec-07-07 02:54 PM |
#78 |
   -
A local grocery store POSTS the returned checks on the plexiglass |
SoCalDem |
Dec-08-07 01:27 AM |
#150 |
  -
Sounds like you're both a little naive... |
Hobarticus |
Dec-07-07 02:02 PM |
#22 |
  -
Not so |
michreject |
Dec-07-07 02:15 PM |
#45 |
   -
Rationalizing for big corp? |
Blue Fire |
Dec-07-07 07:24 PM |
#126 |
  -
No |
michreject |
Dec-08-07 03:43 AM |
#171 |
  -
I work in a business that's considerably smaller than Target Corp. |
Dora |
Dec-07-07 02:20 PM |
#51 |
  -
You are the naive one here |
proud2Blib |
Dec-07-07 02:23 PM |
#57 |
   -
You're missing my point! |
Blue Fire |
Dec-07-07 07:32 PM |
#128 |
  -
LOL my apologies to her dad |
proud2Blib |
Dec-07-07 07:49 PM |
#132 |
  -
Good luck to you |
GodHelpUsAll2 |
Dec-07-07 10:33 PM |
#140 |
  -
This kind of fee is par for the course and most of them are 25 or 30 dollars |
JeanGrey |
Dec-08-07 01:33 AM |
#151 |
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Passive aggression is a regional thing-- very common in |
HereSince1628 |
Dec-07-07 02:08 PM |
#33 |
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Now that assertion is out of line. |
KitchenWitch |
Dec-07-07 04:29 PM |
#89 |
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.... |
IAmJacksSmirkingRevenge |
Dec-07-07 09:11 PM |
#137 |
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The fees that these corporations charge is ridiculous. |
cat_girl25 |
Dec-07-07 01:52 PM |
#4 |
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Ok, let me play devils advocate |
LynneSin |
Dec-07-07 01:54 PM |
#5 |
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You do not know immediately if you are overdrawn on your debit card. |
RebelOne |
Dec-07-07 01:59 PM |
#16 |
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But with my bank I'm charged $5 for allowing that to happen |
LynneSin |
Dec-07-07 02:03 PM |
#25 |
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My bank will decline the charge if it exceeds my balance |
dropkickpa |
Dec-07-07 02:27 PM |
#62 |
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Why SHOULDN'T Target slam people with a processing fee for bounced checks? |
wienerdoggie |
Dec-07-07 01:54 PM |
#7 |
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I have to agree with you on this one |
LynneSin |
Dec-07-07 01:58 PM |
#13 |
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The punishment should fit the crime. Bounce a check from 01 to 10.00... |
BlueJazz |
Dec-07-07 02:13 PM |
#43 |
  -
It costs a business the same amount ... |
WillowTree |
Dec-07-07 06:11 PM |
#115 |
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Problem is, it's not cost recovery alone. It's also punitive |
Gormy Cuss |
Dec-08-07 01:17 AM |
#148 |
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BullSHIT!!! |
Blue Fire |
Dec-08-07 02:41 AM |
#158 |
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I have to agree here. Perhaps your daughter |
liberalhistorian |
Dec-07-07 07:15 PM |
#123 |
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Yes. It is meant to hurt, to discourage people from writing |
JeanGrey |
Dec-08-07 01:35 AM |
#152 |
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oops--upon re-reading this thread, "debtors" should be "creditors"--consider it edited. |
wienerdoggie |
Dec-08-07 01:36 AM |
#153 |
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Good On You! |
zorahopkins |
Dec-07-07 01:57 PM |
#9 |
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Target "preyed" on this girl? They didn't care how old she was, they didn't |
wienerdoggie |
Dec-07-07 01:59 PM |
#18 |
  -
Yep--I don't get the "aggrieved entitlement" of the OP, either. NT |
MADem |
Dec-07-07 02:10 PM |
#36 |
  -
Yes I agree with you |
proud2Blib |
Dec-07-07 02:26 PM |
#61 |
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oh PLEASE |
Skittles |
Dec-08-07 02:06 AM |
#156 |
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They're like hyenas on a corpse! |
Blue Fire |
Dec-08-07 03:05 AM |
#161 |
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You Expect a "get out of jail free" card? |
NeedleCast |
Dec-07-07 01:58 PM |
#10 |
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Exactly.. |
Engi |
Dec-07-07 07:15 PM |
#124 |
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Rather than telling your daughter to ignore Target and not |
bluethruandthru |
Dec-07-07 01:58 PM |
#14 |
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Agree. Grow up daughter. |
emilyg |
Dec-07-07 02:38 PM |
#70 |
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I know exactly what my dad would have said |
Skittles |
Dec-08-07 03:29 AM |
#166 |
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Did the bank tack on an additional $30, too? Make sure you ask them to waive that. |
Beausoir |
Dec-07-07 01:59 PM |
#15 |
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Unfortunately, you are giving your daughter very bad advice |
qanda |
Dec-07-07 01:59 PM |
#17 |
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If she wants to avoid the $30 fee in the future don't bounce a check. |
Lex |
Dec-07-07 02:01 PM |
#20 |
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some information to consider here |
maddezmom |
Dec-07-07 02:01 PM |
#21 |
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Corporations are running rampant in this country. |
Brother_1969 |
Dec-07-07 02:02 PM |
#23 |
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WTF does socialism have to do with bouncing a check in a store? |
wienerdoggie |
Dec-07-07 02:05 PM |
#28 |
  -
You just don't realize what a wonderful place the "Gum" Department store was |
A HERETIC I AM |
Dec-07-07 03:35 PM |
#82 |
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Socialism means, I can bounce checks? eom |
Hobarticus |
Dec-07-07 02:07 PM |
#30 |
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Of course! |
IAmJacksSmirkingRevenge |
Dec-07-07 09:13 PM |
#139 |
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Cool! |
Horse with no Name |
Dec-08-07 03:06 AM |
#162 |
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Your daughter bounced a check, albeit unintentionally. |
IdaBriggs |
Dec-07-07 02:02 PM |
#24 |
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And stores like Target have to pay expensive bank fees, too. |
displacedtexan |
Dec-07-07 02:05 PM |
#26 |
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Banks charge Target $20-30 if a customer's check they deposit bounces. |
Rosemary2205 |
Dec-07-07 08:20 PM |
#133 |
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If the fees were reasonable, I wouldn't have a problem. |
Blue Fire |
Dec-07-07 02:05 PM |
#27 |
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You're trying to minimize your daughter's responsibility for her screw-up |
wienerdoggie |
Dec-07-07 02:07 PM |
#29 |
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But if it only costs a dollar what's to deter those who are routinely bouncing checks? |
LynneSin |
Dec-07-07 02:10 PM |
#35 |
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1 dollar? Are you kidding me? As a business owner my TIME spent for a bounced check alone exceeds |
Danieljay |
Dec-07-07 02:10 PM |
#37 |
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It's meant as a deterrent... |
Hobarticus |
Dec-07-07 02:11 PM |
#38 |
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But it doesn't cost a dollar |
NeedleCast |
Dec-07-07 02:11 PM |
#39 |
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You need a dose of reality |
dbackjon |
Dec-07-07 02:23 PM |
#58 |
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Good credit is one of the most important things. |
FriscoMabelJoy |
Dec-07-07 02:30 PM |
#64 |
  -
Welcome to DU |
LynneSin |
Dec-07-07 02:39 PM |
#71 |
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What's a reasonable fee? |
jberryhill |
Dec-07-07 04:40 PM |
#93 |
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You just don't get it |
GodHelpUsAll2 |
Dec-07-07 11:02 PM |
#143 |
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People still pay with checks? nt |
I work for workers |
Dec-07-07 02:07 PM |
#31 |
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Yeah, that was the biggest shocker to me |
LynneSin |
Dec-07-07 02:13 PM |
#42 |
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Saying an 18 year old paid for something with a check |
LostinVA |
Dec-07-07 03:45 PM |
#86 |
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WHAT THE FUC ARE YOU DOING HERE |
LynneSin |
Dec-07-07 04:23 PM |
#87 |
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I post in the news forums |
LostinVA |
Dec-07-07 08:52 PM |
#135 |
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Bring Receipts - I'll pay all Delaware tolls |
LynneSin |
Dec-07-07 10:50 PM |
#142 |
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As a small business owner, I stand with Target on this one, regardless of their profits. |
Danieljay |
Dec-07-07 02:09 PM |
#34 |
 -
Exactly |
NeedleCast |
Dec-07-07 02:17 PM |
#48 |
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Usually, the bigger businesses just contract through ChexSystems. |
backscatter712 |
Dec-07-07 02:36 PM |
#68 |
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Kiting checks is illegal. |
RUMMYisFROSTED |
Dec-07-07 02:12 PM |
#40 |
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"But...but...I didn't MEAN to, your Honor!" |
Hobarticus |
Dec-07-07 02:14 PM |
#44 |
  -
"May I pay the fine with a check?" |
RUMMYisFROSTED |
Dec-07-07 02:16 PM |
#46 |
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You owe me a keyboard, Rummy... |
Hobarticus |
Dec-07-07 02:18 PM |
#49 |
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Nice... |
hughee99 |
Dec-07-07 05:48 PM |
#111 |
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Writing an NSF check is not the same as kiting |
slackmaster |
Dec-07-07 05:25 PM |
#102 |
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LOL - NSF - banking term |
Skittles |
Dec-08-07 03:39 AM |
#170 |
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Your daughter should pay the fee- this is a good life lesson |
MathGuy |
Dec-07-07 02:13 PM |
#41 |
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So you think it is unfair for Target to charge a fee |
proud2Blib |
Dec-07-07 02:20 PM |
#52 |
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I'm sorry but I can't agree with your advice to your daughter. You are teaching her |
sinkingfeeling |
Dec-07-07 02:21 PM |
#53 |
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All businesses charge a fee for bounced checks. |
Maine-ah |
Dec-07-07 02:24 PM |
#59 |
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You guys are right. |
Blue Fire |
Dec-07-07 02:25 PM |
#60 |
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It's ok - I think you felt the same way I did when I did my only check bounce |
LynneSin |
Dec-07-07 02:27 PM |
#63 |
  -
I can rally be pig-headed. Sometimes I need harsh. |
Blue Fire |
Dec-07-07 02:35 PM |
#67 |
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Welcome to DU! |
LynneSin |
Dec-07-07 02:38 PM |
#69 |
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Probably the most painless way out. |
backscatter712 |
Dec-07-07 02:30 PM |
#66 |
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You did the right thing |
NeedleCast |
Dec-07-07 02:43 PM |
#73 |
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Have her keep an eye on her account |
dropkickpa |
Dec-07-07 02:43 PM |
#75 |
  -
I hate waiting for checks to clear |
LynneSin |
Dec-07-07 03:43 PM |
#85 |
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Great, you did the right thing |
Spike89 |
Dec-07-07 02:44 PM |
#76 |
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Glad you changed your mind. |
Maine-ah |
Dec-07-07 02:45 PM |
#77 |
  -
My bank just notified me |
sleepyhead |
Dec-07-07 03:36 PM |
#83 |
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I'm glad you came to your senses. |
Common Sense Party |
Dec-07-07 03:01 PM |
#79 |
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Cool... |
jberryhill |
Dec-07-07 04:46 PM |
#95 |
  -
It's in her name. |
Blue Fire |
Dec-07-07 05:18 PM |
#98 |
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Also cool... |
jberryhill |
Dec-07-07 05:26 PM |
#105 |
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Thanks! |
Blue Fire |
Dec-07-07 07:17 PM |
#125 |
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You shouldn't have |
lynyrd_skynyrd |
Dec-07-07 05:39 PM |
#109 |
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it is excessive |
Skittles |
Dec-08-07 03:32 AM |
#168 |
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All businesses do this, and have done so for decades. |
yardwork |
Dec-07-07 02:42 PM |
#72 |
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what a great lesson for your daughter! |
QuestionAll |
Dec-07-07 02:43 PM |
#74 |
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Not exactly. |
Blue Fire |
Dec-07-07 05:13 PM |
#97 |
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Your daughter violated a trust and a clearly defined store policy. |
stopbush |
Dec-07-07 03:15 PM |
#80 |
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If you scroll up about 3 posts you'll see she's had a change of heart |
LynneSin |
Dec-07-07 03:40 PM |
#84 |
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Ummmm...I'm the Dad. |
Blue Fire |
Dec-07-07 04:39 PM |
#91 |
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She wrote a bad check, the $30 fee is a consequence of her writing a bad check |
KitchenWitch |
Dec-07-07 04:25 PM |
#88 |
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She should look at it as a learning experience. |
chimpsrsmarter |
Dec-07-07 04:39 PM |
#92 |
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So she bounced a check, and you think she shouldn't have to pay the fee because |
Occam Bandage |
Dec-07-07 05:21 PM |
#99 |
 -
See post #60. |
Blue Fire |
Dec-07-07 05:25 PM |
#103 |
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Oh, okay. So... |
Occam Bandage |
Dec-07-07 05:27 PM |
#106 |
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If you would take the time to read through a thread instead of a knee-jerk response to a bad OP |
Blue Fire |
Dec-07-07 06:01 PM |
#113 |
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If the bank honored the check, your daughter's bank can charge your daughter an NSF fee |
slackmaster |
Dec-07-07 05:21 PM |
#100 |
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I would love to! |
Blue Fire |
Dec-07-07 07:39 PM |
#131 |
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Worse, they could have had her arrested for writing a bad |
JeanGrey |
Dec-08-07 01:39 AM |
#154 |
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Intentional or not, you're giving your daughter bad advice |
MadHound |
Dec-07-07 05:25 PM |
#104 |
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It's Called Accountability And Responsibility. |
OPERATIONMINDCRIME |
Dec-07-07 05:32 PM |
#107 |
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Good to see ya back in the mix, OMC! |
Blue Fire |
Dec-07-07 06:50 PM |
#120 |
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Oh my. Welcome back. And we agree. |
Horse with no Name |
Dec-08-07 03:15 AM |
#164 |
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People in this thread, defending the corporation |
lynyrd_skynyrd |
Dec-07-07 05:36 PM |
#108 |
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Wait, Did I Miss The Global Proclamation That Liberals Can't Be Responsible Nor Accountable? |
OPERATIONMINDCRIME |
Dec-07-07 06:04 PM |
#114 |
  -
This was ridiculous |
lynyrd_skynyrd |
Dec-07-07 06:16 PM |
#116 |
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Well, For What It's Worth, |
OPERATIONMINDCRIME |
Dec-07-07 06:31 PM |
#119 |
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the corporation or any business for that matter |
Maine-ah |
Dec-07-07 08:35 PM |
#134 |
  -
Be very careful of your words. Very careful. |
Blue Fire |
Dec-08-07 01:46 AM |
#155 |
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reread the last sentence there..... |
Maine-ah |
Dec-08-07 09:46 AM |
#172 |
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Sure there are! |
Blue Fire |
Dec-08-07 02:49 AM |
#159 |
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they're not defending the corporation |
Skittles |
Dec-08-07 03:33 AM |
#169 |
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That's what happens when you bounce a check. |
Blue-Jay |
Dec-07-07 05:43 PM |
#110 |
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I made an unintentional oversight once too. Not thru target, but it's the business. |
HypnoToad |
Dec-07-07 05:52 PM |
#112 |
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Unfortunately |
Dorian Gray |
Dec-07-07 07:31 PM |
#127 |
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Don't even get me started |
Contrary1 |
Dec-07-07 07:36 PM |
#129 |
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Delete dupe |
Contrary1 |
Dec-07-07 07:36 PM |
#130 |
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Some places/people hang onto |
Raine |
Dec-07-07 10:44 PM |
#141 |
 -
You closed |
GodHelpUsAll2 |
Dec-07-07 11:24 PM |
#144 |
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In theory, personal checks are good for 30 days. |
backscatter712 |
Dec-08-07 12:30 AM |
#145 |
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Yes I did because |
Raine |
Dec-08-07 02:13 AM |
#157 |
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Fees are fees, and it's just a fact of life. It sucks, but if they started |
SoCalDem |
Dec-08-07 01:22 AM |
#149 |
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I worked in an office of a convenience store chain |
Horse with no Name |
Dec-08-07 03:27 AM |
#165 |
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I empathize with her plight |
Horse with no Name |
Dec-08-07 02:56 AM |
#160 |
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For the last time..... |
Blue Fire |
Dec-08-07 03:14 AM |
#163 |
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Yeah, you are |
Horse with no Name |
Dec-08-07 03:30 AM |
#167 |
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Two words: Overdraft Protection |
ronnykmarshall |
Dec-08-07 03:47 PM |
#173 |
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You're a banker. Of course it's simple for you! |
Blue-Jay |
Dec-08-07 03:51 PM |
#174 |
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That's what WE want. |
ronnykmarshall |
Dec-08-07 03:54 PM |
#175 |
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That $30 will be a lot more expensive if she ever needs credit |
Freddie Stubbs |
Dec-10-07 10:26 AM |
#176 |