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Reply #97: You don't get to keep the money left over in an HSA, the bank does! [View All]

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hedgehog Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Nov-12-07 09:17 PM
Response to Original message
97. You don't get to keep the money left over in an HSA, the bank does!
You put your money in tax free. That's your benefit. You spend it on medical or dental. Anything left over at the end of the year goes to the service company that handles your money. That's why everyone rushes to buy prescription glasses at the end of the year.
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  -Who agrees with me? re: selfishness and health care RGBolen  Nov-12-07 11:43 AM   #0 
  - do WHAT? Is this satire?  mike_c   Nov-12-07 11:46 AM   #1 
  - No mike you are wrong. The more money he does not spend on his wife the more he can make.  Vincardog   Nov-12-07 11:50 AM   #5 
  - She is on her own insurance, and makes her own health care decisions  RGBolen   Nov-12-07 11:51 AM   #6 
  - Whadda want? He talks to her via e-mail?  MrMickeysMom   Nov-12-07 09:58 PM   #115 
  - Well said eom  daa   Nov-12-07 11:51 AM   #7 
  - If you are using your HSA as an investmen, well, this chronically ill  blondeatlast   Nov-12-07 11:48 AM   #2 
  - Not really using it as one, but it does make money and spending that money  RGBolen   Nov-12-07 11:50 AM   #4 
     - Mono is highly contagious, no?  katsy   Nov-12-07 12:00 PM   #15 
     - Besides...  Dorian Gray   Nov-13-07 12:36 PM   #169 
     - Spending money meant for health care on health care is selfish?  cuke   Nov-12-07 01:13 PM   # 
     - No elderly people live in my house  RGBolen   Nov-12-07 01:16 PM   #33 
        - DO you ever leave your house?  cuke   Nov-12-07 01:17 PM   #35 
        - They're out there in the world  Dorian Gray   Nov-13-07 12:38 PM   #171 
     - You told me you'd never do that  sandnsea   Nov-12-07 05:44 PM   #71 
        - And if it put me in the hospital that would be when I "need to" spend some of the HSA money  RGBolen   Nov-12-07 09:05 PM   #89 
           - That would cost 100 times more  sandnsea   Nov-12-07 09:12 PM   #94 
              - My health isn't in a crisis, I'll be fine  RGBolen   Nov-12-07 09:15 PM   #96 
                 - But you've proven you'll wait until it is a crisis  sandnsea   Nov-12-07 09:35 PM   #103 
                    - This isn't preventative care, I am sick. Preventative care is for someone who is asymptomatic  RGBolen   Nov-12-07 09:39 PM   #105 
                       - Preventing a health crisis of any sort  sandnsea   Nov-12-07 09:45 PM   #110 
                          - No, I'll feel bad from this for probably the rest of this week and then be fine  RGBolen   Nov-12-07 09:46 PM   #111 
                             - you'll get it again  libnnc   Nov-12-07 09:47 PM   #112 
                             - Unless you're in the hospital  sandnsea   Nov-12-07 09:47 PM   #113 
  - Oh, yeah, absolutely.  Rabrrrrrr   Nov-12-07 11:48 AM   #3 
  - is the phrase  Tuesday Afternoon   Nov-12-07 11:54 AM   #9 
     - Most assuredly. nt  blondeatlast   Nov-12-07 11:56 AM   #10 
     - yes  toadzilla   Nov-12-07 01:58 PM   #47 
     - He's a fern.  libnnc   Nov-12-07 09:02 PM   #86 
  - Whatever you do, promise me one thing, okay?  LostinVA   Nov-12-07 11:53 AM   #8 
  - delete. I guess that's just the way some people are and they will never change  RGBolen   Nov-12-07 11:59 AM   #14 
     - White woman?  senseandsensibility   Nov-12-07 12:03 PM   #16 
     - It wasn't -- first I've heard of that aspect, too  LostinVA   Nov-12-07 12:06 PM   #19 
     - Not if I am "accompanying" you  senseandsensibility   Nov-12-07 12:09 PM   #21 
        - Cool!  LostinVA   Nov-12-07 05:25 PM   #62 
     - delete  RGBolen   Nov-12-07 12:07 PM   #20 
     - Geez--I don't even want to know what the deleted post said, do I? nt  blondeatlast   Nov-12-07 01:06 PM   #26 
     - Nope, not true at all -- and what the heck does race have to do with it?  LostinVA   Nov-12-07 12:05 PM   #17 
  - It depends what's more important for you..  LeftishBrit   Nov-12-07 11:57 AM   #11 
  - It's not just his health. He could kill someone  cuke   Nov-12-07 01:14 PM   #31 
  - You forgot the sarcasm tag  magellan   Nov-12-07 11:57 AM   #12 
  - I don't beleive mono is fatal.  RGBolen   Nov-12-07 12:51 PM   #23 
     - Mono can be fatal  cuke   Nov-12-07 01:18 PM   #37 
     - You also "believe" you have mono  magellan   Nov-12-07 01:59 PM   #48 
     - Aren't you just PROVING what the right wing nuts say about  JeanGrey   Nov-12-07 09:45 PM   #109 
  - She should divorce you and take everything.  stimbox   Nov-12-07 11:58 AM   #13 
  - Interesting hierarchy of values.  TahitiNut   Nov-12-07 12:06 PM   #18 
  - I have a couple of questions  Lone_Star_Dem   Nov-12-07 12:21 PM   #22 
  - She thinks I have it and should pay to be treated for it  RGBolen   Nov-12-07 12:51 PM   #24 
     - What treatment?  Lone_Star_Dem   Nov-12-07 01:04 PM   #25 
     - I don't know, they gave her some medication. I really don't care, I'm not giving a doctor my money  RGBolen   Nov-12-07 01:13 PM   #29 
        - "I really don't care"  cuke   Nov-12-07 01:20 PM   #39 
        - Mono is a virus  Lone_Star_Dem   Nov-12-07 07:46 PM   #76 
     - Shouldn't you be tested, or are you OK with infecting others?  cuke   Nov-12-07 01:11 PM   #27 
        - Infecting who? If I'm sick I just don't go on appointments and work over the phone.  RGBolen   Nov-12-07 01:15 PM   #32 
           - You could be carrying it with no symptoms  cuke   Nov-12-07 01:16 PM   #34 
              - I have the symptoms. I'm not going out and seeing people. I can do much of my work over the phone  RGBolen   Nov-12-07 01:18 PM   #36 
                 - You can re-infect your wife  cuke   Nov-12-07 01:19 PM   #38 
                    - Don't bother. He's a fern.  libnnc   Nov-12-07 09:03 PM   #87 
                       - !!  MrMickeysMom   Nov-12-07 10:02 PM   #117 
  - Wow.  Beerboy   Nov-12-07 01:13 PM   #28 
  - has nothing to do with her, she has her own insurance  RGBolen   Nov-12-07 01:13 PM   #30 
     - OK, I'm still unclear as to how this relates to your  Beerboy   Nov-12-07 01:21 PM   #41 
        - She wants me to go give a doctor my money and I do not want to.  RGBolen   Nov-12-07 01:29 PM   #43 
           - OK, every family is complicated,  Beerboy   Nov-12-07 01:51 PM   #45 
  - I think the fact that you feel this way is what is selfish, arrogant and egotistical  nonconformist   Nov-12-07 01:21 PM   #40 
  - Why not use your pocket change for the doc and leave your HSA  angstlessk   Nov-12-07 01:26 PM   #42 
  - Another RGB classic! What if instead of suspected mono, you had chest pain? Shortness of breath?  Mayberry Machiavelli   Nov-12-07 01:43 PM   #44 
  - But you can't just respect the simple answer you gave, huh?  RGBolen   Nov-12-07 01:53 PM   #46 
     - Ah but YOU did not answer the question of whether or not there is some threshold at which  Mayberry Machiavelli   Nov-12-07 02:08 PM   #49 
        - Some people call it that, I call it giving my money to a doctor  RGBolen   Nov-12-07 02:21 PM   #52 
  - Since your family depends on your wellbeing  sfexpat2000   Nov-12-07 02:10 PM   #50 
  - She doesn't depend on my well being  RGBolen   Nov-12-07 02:17 PM   #51 
     - If you are married, yes, in fact she does. n/t  sfexpat2000   Nov-12-07 02:23 PM   #53 
        - No, she would no problem providing for herself without me. She is not dependant on me or others.  RGBolen   Nov-12-07 02:25 PM   #54 
           - Families are interdependent, no matter how independent any one  sfexpat2000   Nov-12-07 02:35 PM   #57 
           - There's more to life than money, you know  nonconformist   Nov-12-07 02:36 PM   #58 
           - She might get tired taking care of your sick ass.  libnnc   Nov-12-07 08:03 PM   #78 
              - She hasn't had to do anything to take care of me.  RGBolen   Nov-12-07 08:33 PM   #79 
                 - Okay. Feel free to recline  libnnc   Nov-12-07 08:37 PM   #80 
                    - I've been able to make around the house. My wife is not a nurse hired to do that stuff  RGBolen   Nov-12-07 08:40 PM   #81 
                       - Cool. A no-maintence spouse. You sound like a potted plant.  libnnc   Nov-12-07 08:43 PM   #82 
                          - So my thinking my wife is not here to provide slave labor for me is thought of as "crazy" by you?  RGBolen   Nov-12-07 08:56 PM   #83 
                             - You don't make a LICK of sense. Not one lick.  libnnc   Nov-12-07 09:00 PM   #85 
  - .  Blue-Jay   Nov-12-07 02:31 PM   #55 
  - You know you've been exposed to mono, so if  DemBones DemBones   Nov-12-07 02:35 PM   #56 
  - Agreed  Bassic   Nov-13-07 09:26 AM   #138 
  - How could anyone possibly agree or disagree with you?  Joe Fields   Nov-12-07 02:42 PM   #59 
  - I'd call it idiotic  Susang   Nov-12-07 02:46 PM   #60 
  - Are you saying I am susceptible to death? Really? Until your post I thought I would live forever  RGBolen   Nov-12-07 03:26 PM   #61 
     - Might be sooner than you think  Richardo   Nov-12-07 05:36 PM   #69 
     - Based upon this and past posts  Susang   Nov-13-07 11:39 AM   #160 
  - Better hope she doesn't go to a Taser gun house party  OzarkDem   Nov-12-07 05:27 PM   #63 
  - So you are saying you think she will commit a crime against me?  RGBolen   Nov-12-07 05:32 PM   #66 
  - I'm just kidding  OzarkDem   Nov-12-07 05:33 PM   #67 
  - Not sure I would be  supernova   Nov-12-07 09:17 PM   #98 
  - Great!  MrMickeysMom   Nov-12-07 10:10 PM   #120 
  - Standing O!  LostinVA   Nov-12-07 05:28 PM   #64 
  - No performance. But I guess this is more of you trying to be as degrading as you can be.  RGBolen   Nov-12-07 05:31 PM   #65 
     - Oh brother  LostinVA   Nov-12-07 07:41 PM   #74 
  - An HSA That Earns Interest?  stirlingsliver   Nov-12-07 05:34 PM   #68 
  - Yes they do  RGBolen   Nov-12-07 05:40 PM   #70 
  - and in one short post one can see the fraud that is called HSA  burythehatchet   Nov-12-07 05:48 PM   #72 
  - LOL...good one Vern.  ileus   Nov-12-07 06:41 PM   #73 
  - Careful  LostinVA   Nov-12-07 07:43 PM   #75 
     - He's a fern.  libnnc   Nov-12-07 09:03 PM   #88 
        - I don't drink with you  LostinVA   Nov-12-07 09:31 PM   #102 
           - If you're buying, I'll drink with you  libnnc   Nov-12-07 09:36 PM   #104 
              - A truly demented thread from some time ago.  Lautremont   Nov-12-07 09:44 PM   #108 
              - Here: (links)  Mayberry Machiavelli   Nov-13-07 11:17 AM   #154 
  - If you don't give a shit  libnnc   Nov-12-07 07:59 PM   #77 
  - Penny wise and pound foolish.  calmblueocean   Nov-12-07 08:59 PM   #84 
  - You sound as stubborn as Mr Zola  me b zola   Nov-12-07 09:05 PM   #90 
  - According to your logic, money > health  tkmorris   Nov-12-07 09:06 PM   #91 
  - Sounds like a Republiscum to me...  bush still has to go   Nov-13-07 07:33 AM   #127 
  - Are you really that much of an ass?  supernova   Nov-12-07 09:08 PM   #92 
  - why aren't you on her health care insurance? Oh wait, she makes her own decisions  chimpsrsmarter   Nov-12-07 09:10 PM   #93 
  - Because I have my own. A high ded plan which is cheap allowing me to put the max into the HSA  RGBolen   Nov-12-07 09:13 PM   #95 
     - well ok but you already think you're correct so why are asking us?  chimpsrsmarter   Nov-12-07 09:21 PM   #100 
  - You don't get to keep the money left over in an HSA, the bank does!  hedgehog   Nov-12-07 09:17 PM   #97 
  - That's called an FSA. Different thing entirely  RGBolen   Nov-12-07 09:18 PM   #99 
  - It IS called a HSA. We had them for years at my company and  JeanGrey   Nov-12-07 09:58 PM   #114 
     - They have only existed for four years  RGBolen   Nov-12-07 10:09 PM   #119 
        - Yup. Years.  JeanGrey   Nov-13-07 05:14 PM   #189 
  - That's funny about the glasses.  scorpiogirl   Nov-12-07 09:29 PM   #101 
  - But, don't you lose your HSA money when you don't  JeanGrey   Nov-12-07 09:40 PM   #106 
  - That is an FSA  RGBolen   Nov-12-07 09:43 PM   #107 
     - No, I have no idea what a FSA is. Ours is a "Health Savings  JeanGrey   Nov-12-07 09:59 PM   #116 
        - If you don't keep your money in your HSA then someone is stealing from you and you should nofity law  RGBolen   Nov-12-07 10:06 PM   #118 
           - Well we had what was called specifically a HSA acct at my  JeanGrey   Nov-12-07 10:39 PM   #121 
              - What you are describing is a FSA (flexible spending account)  RGBolen   Nov-12-07 10:43 PM   #122 
                 - We only had one account like this, not two. It was called HSA  JeanGrey   Nov-12-07 10:45 PM   #123 
                    - Because it continues to grow tax deferred as long as I leave it in the account  RGBolen   Nov-12-07 10:49 PM   #124 
                       - Apparently so. But I still can't believe someone would forgo  JeanGrey   Nov-13-07 05:15 PM   #190 
  - I'm not sure exactly why it is that you put up these posts  EstimatedProphet   Nov-13-07 07:08 AM   #125 
  - There is no flaw in my HSA it works perfectly. And the earlier thread wasn't a joke  RGBolen   Nov-13-07 07:18 AM   #126 
     - bothersome?  elizfeelinggreat   Nov-13-07 08:13 AM   #128 
     - I never said I may not be contagious, and am doing things to lessen the chance of infecting others  RGBolen   Nov-13-07 08:26 AM   #131 
        - wow  elizfeelinggreat   Nov-13-07 08:34 AM   #133 
        - (some other kinds of help too, I suspect). . . . n/t  annabanana   Nov-13-07 12:30 PM   #166 
        - When I'm sick  Dorian Gray   Nov-13-07 12:57 PM   #177 
     - Actually, I'm just giving you the benefit of the doubt.  EstimatedProphet   Nov-13-07 08:39 AM   #134 
     - No prank. Sorry I haven't done as you think I should, actually more sorry that you feel people who  RGBolen   Nov-13-07 08:48 AM   #135 
        - Yeah, whatever.  EstimatedProphet   Nov-13-07 09:00 AM   #136 
     - Wow!  Dorian Gray   Nov-13-07 12:54 PM   #176 
  - This is why making money and healthcare need to be separated.  Vinca   Nov-13-07 08:19 AM   #129 
  - Not wealthy at all  RGBolen   Nov-13-07 08:27 AM   #132 
  - Well RGBolen..It looks like NO ONE agrees with you.  youthere   Nov-13-07 08:25 AM   #130 
  - She should divorce you & sue you for half.  baldguy   Nov-13-07 09:07 AM   #137 
  - We have a premarital contract that prevents the second half of that from being a  RGBolen   Nov-13-07 09:57 AM   #142 
  - My child is starving, but the only way I can feed him is to take money from my checking account  PelosiFan   Nov-13-07 09:45 AM   #139 
  - You are talking about doing something for someone else. That's different.  RGBolen   Nov-13-07 09:54 AM   #141 
     - OK, then, I'm starving. If I don't eat, I'll probably die eventually, leaving my child without me  PelosiFan   Nov-13-07 10:03 AM   #144 
        - Must be nice to only have a probability of dying. I don't think it's selfish for you to eat.  RGBolen   Nov-13-07 10:17 AM   #145 
           - I made it a probability, since I could always be kept alive through a feeding tube  PelosiFan   Nov-13-07 10:56 AM   #146 
           - Do you think if someone goes to a doctor they then can not spread a virus?  RGBolen   Nov-13-07 11:06 AM   #149 
              - I think that going to a doctor will confirm whether or not you have a virus  PelosiFan   Nov-13-07 11:17 AM   #153 
                 - I have taken steps to prevent spreading. One can "behave accordingly" and lower the risk of  RGBolen   Nov-13-07 11:31 AM   #158 
                    - It's telling that you haven't yet responded to my saying that this thread of yours is a farce.  PelosiFan   Nov-13-07 01:18 PM   #181 
                       - Well it's not, sorry  RGBolen   Nov-13-07 01:20 PM   #182 
                          - ok  PelosiFan   Nov-13-07 01:25 PM   #183 
           - Does your wife like you?  Dorian Gray   Nov-13-07 12:59 PM   #179 
  - You listen to a lot of Phil Hendry.  Richardo   Nov-13-07 09:50 AM   #140 
  - I have a question. Who is Phil Hendry?  RGBolen   Nov-13-07 09:58 AM   #143 
  - Stupidity and health care n/t  Der Blaue Engel   Nov-13-07 11:04 AM   #147 
  - Well, from this thread it seems nobody agrees with you. A minority of one. nt  YankmeCrankme   Nov-13-07 11:05 AM   #148 
  - It sounds like you think you can get through this without needing  treestar   Nov-13-07 11:07 AM   #150 
  - either you are trying to be the next Stephen Colbert or you want a good flaming  LSK   Nov-13-07 11:13 AM   #151 
  - You should read his other stuff.  HughBeaumont   Nov-13-07 11:15 AM   #152 
  - Not hard right economically, pretty moderate  RGBolen   Nov-13-07 11:28 AM   #157 
  - I don't know his other stuff but I did comment that he is proving  JeanGrey   Nov-13-07 05:18 PM   #191 
  - I actually think he's autistic or at least on the spectrum.  janesez   Nov-13-07 11:24 AM   #155 
     - Not autistic  RGBolen   Nov-13-07 11:27 AM   #156 
        - A guessing game!  annabanana   Nov-13-07 12:35 PM   #168 
           - There is no game  RGBolen   Nov-13-07 12:37 PM   #170 
  - I saw a turtle  IAmJacksSmirkingRevenge   Nov-13-07 11:33 AM   #159 
  - Your message is unclear.  qwlauren35   Nov-13-07 11:41 AM   #161 
  - All I can say is OP makes his marriage sound a lot like his HSA  Democrat 4 Ever   Nov-13-07 11:54 AM   #163 
  - The money would be what I have to pay a doctor for an office visit  RGBolen   Nov-13-07 12:00 PM   #165 
  - Hold a minute - your wife loves you. Please remember that.  qwlauren35   Nov-13-07 11:50 AM   #162 
  - But what is helping others  supernova   Nov-13-07 11:58 AM   #164 
  - I know she does  RGBolen   Nov-13-07 12:41 PM   #173 
  - Isn't that money for using when you're sick?  Dorian Gray   Nov-13-07 12:35 PM   #167 
  - After age 65 you can withdraw without penalty. Before then if you want to use it for something non  RGBolen   Nov-13-07 12:39 PM   #172 
     - So, why is an HSA a tool worth using?  supernova   Nov-13-07 12:42 PM   #174 
        - You are confusing "need" and "want" I don't need medical treatment for what I have  RGBolen   Nov-13-07 12:51 PM   #175 
           - And you're unrealistic  supernova   Nov-13-07 12:57 PM   #178 
              - Not confusing the two at all. I have investments for retirement  RGBolen   Nov-13-07 01:03 PM   #180 
                 - What medical school did you go to?  supernova   Nov-13-07 01:26 PM   #184 
                    - Caring for my wife? She went to the doctor, I drove her.  RGBolen   Nov-13-07 01:30 PM   #185 
                       - OMG she treated you like a chauffeur?  nonconformist   Nov-13-07 01:41 PM   #186 
                          - No  RGBolen   Nov-13-07 01:43 PM   #187 
                          - Oh hahahahahahaha - good one. . . .n/t  annabanana   Nov-13-07 02:17 PM   #188 
  - if you really cared about making money  leftofthedial   Nov-13-07 05:26 PM   #192 
 

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