Reply #23: the creditworthiness thing is what I wondered about

[Lance_Boyle]

I thought bankruptcy clean-slated your credit record, so that you start over. In which case there would be pretty much no way to qualify for a mortgage within a year. It would be like a college freshman with no credit history applying for a mortgage.

So, you're saying it's possible (or was, before the recent "overhaul") to declare bankruptcy and somehow salvage your credit at the same time? That's news to me. Thanks for the response!