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Reply #19: Usually it's insurance co. overhead, but... [View All]

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TreasonousBastard Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jun-22-07 04:43 PM
Response to Reply #17
19. Usually it's insurance co. overhead, but...
you're absolutely right that there is not only an effect on providers, but there is a huge amount of waste in the providing itself.

Remember that no matter who pays the bills, there will be accounting departments to keep the payments and paperwork straight, although reducing the number of payers will reduce the amount of paperwork to some extent. No matter how you cut at it, though, claims adjusters will be needed to stop the whole thing from becoming a feeding frenzy.

Right now, there are too many incentives for hospitals, medical groups, and whoever to pad the bills, legally or otherwise.

Why does every hospital that can possibly afford have to have the latest diagnostic equipment that will be used maybe 10% of the time? Because they can charge enough to make it worth their while.

Why does a hospital patient have an endless line of "consulting" physicians passing by the bedside and putting a one-line comment on the chart? Because they bill and get paid for that little stop. Actually doing something for the patient is irrelevant.

Why are hospital bills in NJ higher for the insured than the uninsured? Because a deal was made years ago to soak the inurance companies for the costs of treating the uninsured.

And, yeah, why are drug companies allowed to advertise stuff that you can't buy? Because even though you can't self-medicate with their pills, you can bug your doctor until he writes the scrip just to shut you up.

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  -Need some economics help on universal healthcare txprog  Jun-22-07 09:15 AM   #0 
  - It wouldn't. That's propaganda.  elehhhhna   Jun-22-07 09:22 AM   #1 
  - I think the point is that we need a prominent, respected voice  Flatulo   Jun-22-07 09:32 AM   #3 
     - This is where Clinton messed up  txprog   Jun-22-07 09:37 AM   #5 
     - With due respect to Hillary, I think her plan was too complex  Flatulo   Jun-22-07 09:43 AM   #6 
     - Before we get a pitchman, how about a viable plan  Solo_in_MD   Jun-22-07 01:06 PM   #16 
  - It's the currently uninsured who would...  TreasonousBastard   Jun-22-07 09:29 AM   #2 
  - The point has to be made that the cost of getting health-care to  Flatulo   Jun-22-07 09:35 AM   #4 
  - True, but some places have experienced...  TreasonousBastard   Jun-22-07 12:29 PM   #11 
  - Yes, I think it would...  Viva_La_Revolution   Jun-22-07 10:20 AM   #10 
     - It can be done, but not by your numbers...  TreasonousBastard   Jun-22-07 01:01 PM   #15 
        - Do you happen to know if the overhead costs people use are those of the insurance company alone?  PA Democrat   Jun-22-07 01:37 PM   #17 
        - Usually it's insurance co. overhead, but...  TreasonousBastard   Jun-22-07 04:43 PM   #19 
        - let's break it down to just one person...  Viva_La_Revolution   Jun-22-07 01:41 PM   #18 
           - You're right that...  TreasonousBastard   Jun-22-07 04:46 PM   #20 
           - why not?  Viva_La_Revolution   Jun-22-07 05:03 PM   #23 
           - Dental plan insanity...  TreasonousBastard   Jun-22-07 04:53 PM   #21 
  - The increased would be more than offset by the decrease insurance costs  gravity   Jun-22-07 10:03 AM   #7 
  - Also remember that insurance is a profitable business  Flatulo   Jun-22-07 10:06 AM   #8 
  - You Have It Right  ProfessorGAC   Jun-22-07 10:12 AM   #9 
  - Simplicity..  SoCalDem   Jun-22-07 12:35 PM   #12 
  - The myth: Competition is keeping the costs down.  ItNerd4life   Jun-22-07 12:37 PM   #13 
  - Go to this website and the FAQ link.  Cleita   Jun-22-07 12:43 PM   #14 
  - Financing this is a big problem IMHO.  Rosemary2205   Jun-22-07 05:00 PM   #22 

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