Reply #4: I'm not going to pass a moral judgement on this, but it was bound to

[Zynx]

happen. Insurers are simply not going to insure in the Gulf anymore. Last hurricane season wiped out more than 10% of the entire asset base of the property insurance industry even with as little as they covered. What's more is that it is their legal right to deny insurance as they see fit. Cancelling policies is questionable legally, but in the long run they have the right to not sell policies on the Gulf Coast.

Because of the changing global climate, we need to think seriously about our population distribution. I don't believe in giving people subsidies to live in areas people have no business living in. For example, I don't believe in other states bailing out Arizona with water just so that they can defy nature and build a golf course in the middle of the desert. We should give the people sufficient money to relocate into areas further inland and stop the yearly bail outs for people living in hazard zones. I will only support the yearly bail out if I similarly get a federal subsidy for not living in an area where my house will be destroyed. Long term it makes no sense to cling to the low lying areas with a death grip just so people can walk out onto their front porch to get a tan. Climate change makes this something we really have to look at long and hard.