Reply #78: I always use a credit card for gas and groceries

[dansolo]

I have one card that I use exclusively for necessary purchases, with the intention of always paying it off every month. That way I get a combined summary of my purchases, and I even get a rebate credited on every month from the previous month's purchases. There is nothing wrong with using credit cards for these types of purchases. The trick is to avoid using a credit card that already has a balance.