You are viewing an obsolete version of the DU website which is no longer supported by the Administrators. Visit The New DU.
Democratic Underground Latest Greatest Lobby Journals Search Options Help Login
Google

Reply #22: I've never had that happen to me and I use my debit card [View All]

Printer-friendly format Printer-friendly format
Printer-friendly format Email this thread to a friend
Printer-friendly format Bookmark this thread
This topic is archived.
Home » Discuss » Archives » General Discussion (01/01/06 through 01/22/2007) Donate to DU
Midlodemocrat Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Aug-12-06 03:45 PM
Response to Original message
22. I've never had that happen to me and I use my debit card
all the time for gas, groceries, etc.

As for hotels, they put a hold on your credit card account to cover extras you might purchase, such as room service.
Printer Friendly | Permalink |  | Top
 
  -The latest method to CRUSH the poor, can someone lend insight Phoebe Loosinhouse  Aug-12-06 03:10 PM   #0 
  - many places are doing this now - gas and other mini market services  28erl   Aug-12-06 03:12 PM   #1 
  - But why? I use a debit card all the time for groceries and lots  Phoebe Loosinhouse   Aug-12-06 03:16 PM   #2 
     - they are doing it on credit cards not just debit cards  28erl   Aug-12-06 03:21 PM   #10 
     - point of purchase  datasuspect   Aug-13-06 05:42 PM   #85 
  - I think it depends on the bank and the station involved  dsc   Aug-12-06 03:16 PM   #3 
  - I've started paying cash for everything  RadFemFL   Aug-12-06 03:16 PM   #4 
  - K&R  yorgatron   Aug-12-06 03:18 PM   #8 
  - i do the same  pitohui   Aug-12-06 04:17 PM   #35 
  - For what its worth......  WestSeattle2   Aug-12-06 03:17 PM   #5 
  - It's a very widespread practice.  Kutjara   Aug-12-06 03:17 PM   #6 
  - That store terminal distinction thing has GOT to be completely untrue  kgfnally   Aug-13-06 12:48 PM   #69 
  - I think that some states have already outlawed this  truedelphi   Aug-13-06 01:04 PM   #72 
  - Happens all the time  EstimatedProphet   Aug-12-06 03:18 PM   #7 
  - What a scam. This should be straight up illegal.  Fridays Child   Aug-12-06 03:21 PM   #9 
  - The money never leaves your account......  WestSeattle2   Aug-12-06 03:22 PM   #11 
  - Not true in some cases  RadFemFL   Aug-12-06 03:26 PM   #12 
  - That is not a "hold", that's an actual charge....  WestSeattle2   Aug-12-06 03:32 PM   #15 
  - why do they need to do it for more that the price of the purchase?  notadmblnd   Aug-12-06 07:25 PM   #44 
     - Because when you buy fuel, you and the dealer have  WestSeattle2   Aug-13-06 11:36 AM   #63 
        - So, you guys haven't  GirlinContempt   Aug-13-06 12:42 PM   #67 
        - We use the gas cards.  knitter4democracy   Aug-13-06 05:34 PM   #81 
        - .  kgfnally   Aug-13-06 12:55 PM   #70 
        - How the hell could that happen?  Solon   Aug-14-06 10:36 AM   #102 
  - They have been doing this for 20 plus years  kywildcat   Aug-13-06 11:29 AM   #62 
  - yet in one of the links you provided in your previous post  Phoebe Loosinhouse   Aug-12-06 03:31 PM   #14 
  - I'm not saying it's benign....  WestSeattle2   Aug-12-06 03:38 PM   #18 
     - West Seattle, Is There a Mechanism  ribofunk   Aug-13-06 02:40 PM   #78 
  - Look, if you want to let a mega company freeze your cash  cornermouse   Aug-12-06 03:36 PM   #17 
  - They didn't pass that law in KC  proud2Blib   Aug-13-06 09:23 AM   #55 
  - Does it? OK  EstimatedProphet   Aug-12-06 03:38 PM   #19 
  - Bush has already crushed the poor, he working on the middle class now  Imagevision   Aug-12-06 06:24 PM   #43 
  - Doesn't make any difference to the card holder, if they have no access  djmaddox1   Aug-12-06 03:48 PM   #25 
  - What you wrote is the heart of the matter. It's being caught off guard  Gormy Cuss   Aug-12-06 04:27 PM   #39 
  - westseattle is correct  pitohui   Aug-12-06 04:18 PM   #36 
  - no he's not  kgfnally   Aug-13-06 01:00 PM   #71 
  - But what if your account goes down and other debits ae not paid?  proud2Blib   Aug-13-06 09:19 AM   #54 
  - Do that to a 1000 customers  MysteryToMyself   Aug-13-06 08:05 PM   #95 
  - I'm sure it results from an epidemic of initially approved...  cigsandcoffee   Aug-12-06 03:26 PM   #13 
  - Yes, that can happen.....  WestSeattle2   Aug-12-06 03:34 PM   #16 
  - And the repercussions from overdrafts and bounced checks can  Phoebe Loosinhouse   Aug-12-06 03:46 PM   #23 
  - Scams usually result in people making money.  cigsandcoffee   Aug-12-06 03:51 PM   #30 
     - Interest on loans outstanding can increase dramatically-  Rose Siding   Aug-13-06 09:35 AM   #56 
  - But the gas dealer doesn't profit from bounced checks.  cigsandcoffee   Aug-12-06 03:53 PM   #31 
     - I guarantee you  tbyg52   Aug-13-06 11:12 AM   #59 
        - banks profit twice off of bounced checks  ComerPerro   Aug-14-06 10:54 AM   #103 
  - That is just idiotic...NO..cause if it bounces for $10.00 it will bounce  patdem   Aug-12-06 03:39 PM   #20 
  - What are you talking about?  cigsandcoffee   Aug-12-06 03:47 PM   #24 
  - No, it's a scam  bananas   Aug-12-06 03:42 PM   #21 
  - It is not withdrawn immediately in all cases.  cigsandcoffee   Aug-12-06 03:49 PM   #27 
  - I think so...  MrPrax   Aug-12-06 04:00 PM   #32 
  - I think you all must have different debit cards  GirlinContempt   Aug-13-06 12:46 PM   #68 
  - I've never had that happen to me and I use my debit card  Midlodemocrat   Aug-12-06 03:45 PM   #22 
  - I have heard of this happening and it is just plain wrong.  Jazzgirl   Aug-12-06 03:48 PM   #26 
  - they're not making interest on your money  pitohui   Aug-12-06 04:20 PM   #37 
  - Why do they have this power?  SmokingJacket   Aug-12-06 03:49 PM   #28 
  - well probably yes  pitohui   Aug-12-06 04:22 PM   #38 
  - the gas station doesn't have this power  datasuspect   Aug-13-06 05:46 PM   #86 
  - It happened to me, too, but the circumstances were different  derby378   Aug-12-06 03:49 PM   #29 
  - Never been down to your last $40??  sandnsea   Aug-12-06 09:54 PM   #47 
     - That's where I'm at, too  derby378   Aug-13-06 12:04 AM   #50 
        - Your post sounds rather flippant  sandnsea   Aug-13-06 12:19 AM   #51 
  - More info on this practice  Phoebe Loosinhouse   Aug-12-06 04:04 PM   #33 
  - Thank you!  ananda   Aug-13-06 09:15 AM   #52 
  - pretty standard, been doing it for years  pitohui   Aug-12-06 04:16 PM   #34 
  - To summarize, if you have money in the bank and don't live paycheck  Phoebe Loosinhouse   Aug-12-06 05:49 PM   #40 
  - I looked into this a few years ago and back then the gas station "holds"  elehhhhna   Aug-12-06 07:47 PM   #45 
  - yep it sucks, the main reason I got a debit card in the first place was  madokie   Aug-12-06 06:12 PM   #41 
  - This was brought to light after Katrina hit last year - money isn't sucked  Imagevision   Aug-12-06 06:22 PM   #42 
  - Fuck  undergroundpanther   Aug-12-06 09:47 PM   #46 
     - Right there with ya' on this one  sandnsea   Aug-12-06 10:01 PM   #48 
     - The only people this will offend  tbyg52   Aug-13-06 11:17 AM   #60 
     - The ones implementing this policy need not wake up.  lostinacause   Aug-13-06 01:43 PM   #74 
     - Did you read the replies. If anything a portion of the poor should be  lostinacause   Aug-13-06 01:25 PM   #73 
  - So, since this is happening, what to do about it?  MadHound   Aug-12-06 10:22 PM   #49 
  - It is not merely a loss of convenience to be robbed of your money  proud2Blib   Aug-13-06 09:38 AM   #57 
     - I agree with you that it is infuriating  MadHound   Aug-13-06 09:40 PM   #98 
  - It shocks me how we continually allow financial policies that make  The Backlash Cometh   Aug-13-06 09:16 AM   #53 
  - Deleted message  Name removed   Aug-13-06 09:38 AM   #58 
  - I'm not sure if this varies from state to state or store to store.  missb   Aug-13-06 11:24 AM   #61 
  - Why on earth can't we get a  shimmergal   Aug-13-06 12:12 PM   #64 
  - There is no excuse for this practice.  astral   Aug-13-06 12:33 PM   #65 
  - 1st, it's not a conspiracy to "crush the poor." 2nd, debit cards suck.  eallen   Aug-13-06 12:40 PM   #66 
  - Debit cards (most of them) pay the merchant for goods you RECEIVED  SoCalDem   Aug-13-06 02:31 PM   #77 
  - I've written software that interfaces with credit card companies.  ArbustoBuster   Aug-13-06 01:59 PM   #75 
  - Because, they say, they are waiting on the bank  The Straight Story   Aug-13-06 07:51 PM   #94 
  - CRUSH the poor was a bit melodramatic, I admit  Phoebe Loosinhouse   Aug-13-06 02:23 PM   #76 
  - This response makes me seem mellower about the whole issue  Phoebe Loosinhouse   Aug-13-06 05:09 PM   #79 
  - I have a Debit-Check Card.  Breeze54   Aug-13-06 05:22 PM   #80 
  - when they send the debit or credit card  datasuspect   Aug-13-06 05:40 PM   #82 
  - "it has nothing to do with the actual store"?  Breeze54   Aug-13-06 05:42 PM   #84 
     - when you use a credit or debit card there is an authorization system  datasuspect   Aug-13-06 05:48 PM   #87 
        - The vendors put the hold on..thru their bank.  Breeze54   Aug-13-06 06:03 PM   #88 
           - that is informative  datasuspect   Aug-13-06 06:14 PM   #89 
              - You're right. That would be easier, I guess but  Breeze54   Aug-13-06 07:36 PM   #92 
                 - i only PRAY for deep cold winters  datasuspect   Aug-14-06 06:25 AM   #99 
                    - Hey, up here in 'Bahston' ;  Breeze54   Aug-14-06 10:12 AM   #100 
  - What if this about manipulating oil profits and markets?  Phoebe Loosinhouse   Aug-13-06 05:40 PM   #83 
  - Totally off the mark? Anyone?  Phoebe Loosinhouse   Aug-13-06 07:12 PM   #91 
     - I don't know but  Breeze54   Aug-13-06 07:38 PM   #93 
  - This was an issue in Florida last year right after Katrina. People  rzemanfl   Aug-13-06 06:18 PM   #90 
  - It still puzzles me why so many people are enamoured with Debit Cards?  napi21   Aug-13-06 08:09 PM   #96 
  - um....maybe because...  Breeze54   Aug-14-06 10:16 AM   #101 
  - Was that made legal with the bankruptcy law?  MysteryToMyself   Aug-13-06 08:10 PM   #97 
 

Home » Discuss » Archives » General Discussion (01/01/06 through 01/22/2007) Donate to DU

Powered by DCForum+ Version 1.1 Copyright 1997-2002 DCScripts.com
Software has been extensively modified by the DU administrators


Important Notices: By participating on this discussion board, visitors agree to abide by the rules outlined on our Rules page. Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC.

Home  |  Discussion Forums  |  Journals |  Store  |  Donate

About DU  |  Contact Us  |  Privacy Policy

Got a message for Democratic Underground? Click here to send us a message.

© 2001 - 2011 Democratic Underground, LLC