You are viewing an obsolete version of the DU website which is no longer supported by the Administrators. Visit The New DU.
Democratic Underground Latest Greatest Lobby Journals Search Options Help Login
Google

Another Method to Achieve Universal Health Insurance [View All]

Printer-friendly format Printer-friendly format
Printer-friendly format Email this thread to a friend
Printer-friendly format Bookmark this thread
This topic is archived.
Home » Discuss » Topic Forums » Health Donate to DU
dtotire Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Aug-09-08 09:56 AM
Original message
Another Method to Achieve Universal Health Insurance
Advertisements [?]
Edited on Sat Aug-09-08 10:28 AM by dtotire
I have written an essay for another method of Universal Health Insurance, that would be more achievable than a single-payer plan. I am non-comittal on the final form.
This is it:


Conservatives generally oppose single-payer health insurance, but some would support the same health insurance plan that is provided for Congress and Federal employees. Under this plan, you can choose from an number of fee-for-service plans or HMOs. Employees pay a certain amount, and the Government picks up the rest. Under the Blue Cross standard family plan, the employee pays $314.47 monthly, and the Government pays $713.48 For the California HealthNet HMO, the employee pays $221.45 for the family plan, and the Government pays $664.35. Single payers pay considerably less. Rates for the plans and brochures can be found on the internet.

These plans all differ in their co-payments and deductables. The providers cannot turn down anyone who enrolls, which is a plus. I believe that the insurance companies would not object to this type of universal Health Insurance, and it could be passed easily.

If we adopt this method, everyone would be required to enroll in a plan, and families and individuals below a certain income would not have to pay anything. (Perhaps the states could help out.) The insurance providers would have to be more strictly regulated by the Government, and profits should be limited. (In Germany, the providers are non-profit.)

To fund this method,or any other method, we should adopt a dedicated consumption tax. such as a value-added tax. The advantage of a consumption tax is that it would be rebated on all exports, which would make American businesses more competitive, and create jobs.

A single-payer plan might be more efficient and cost less to administer, but if there is difficulty in passing the required legislations, the Federal plan could be adopted. Insurance companies would still be in business. However, the Doctors who provide service would still have to deal with multiple insurance companies, which is a burden to them.

This is the web site that give the rates:

http://www.opm.gov/insure/health/08rates/2008non_postal...








Printer Friendly | Permalink |  | Top
 

Home » Discuss » Topic Forums » Health Donate to DU

Powered by DCForum+ Version 1.1 Copyright 1997-2002 DCScripts.com
Software has been extensively modified by the DU administrators


Important Notices: By participating on this discussion board, visitors agree to abide by the rules outlined on our Rules page. Messages posted on the Democratic Underground Discussion Forums are the opinions of the individuals who post them, and do not necessarily represent the opinions of Democratic Underground, LLC.

Home  |  Discussion Forums  |  Journals |  Store  |  Donate

About DU  |  Contact Us  |  Privacy Policy

Got a message for Democratic Underground? Click here to send us a message.

© 2001 - 2011 Democratic Underground, LLC