Reply #2: Frankly, I'm amazed that in the 21st Century

[customerserviceguy]

we're still fighting this battle. We've had ATMs for about thirty-five years now, and every single day, tens of billions of dollars are handled electronically over the Internet by ordinary people, not just comptrollers of currency for major corporations.

Yes, there have been some hiccups in the two examples above, but competant minds have figured out how to get the vast overwhelming majority of the transactions 100% accurate, so that most people can have confidence in using these things every day.

Why are we still hassling this, when all we need is for it to work right two or three days out of the year, for only a relative few transactions per adult?