eridani
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Wed Nov-04-09 01:19 AM
Response to Reply #30 |
| 31. Throwing more people into Medicare would be a big motivation to solve Medicare problems |
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--which, as noted, if we had the price controls that all other countries had, wouldn't be having problems.
Starting a whole new exchange system from scratch, with its basic foundational principle being that some deserve good health care and others are disposable human garbage who do not, is more doable that gradually reforming and expanding an already existing (and very popular) systema? You're kidding, right? You want easy to implement, and you approve of a bunch of claptrap with four different levels of plans from hundreds of private companies? And a whole new bureaucracy to monitor all the bullshit?
The proposed exchange is worthless in solving the basic problem of cost control. The only way that countries working through private insurance have cost control is that it is directly imposed by governments, and Congress is absolutely refusing to do this.
And it isn't just the 55-64 demographic which is disposable human garbage. That there even is such a thing as a basic plan, with more benefits in higher level plans available only to those who have more money, labels the bottom-dwellers as having no worth.
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| -How strong will this 85% medical loss ratio cap on insurance companies be? |
andym |
Nov-01-09 07:57 PM |
#0 |
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The fact that they're allowed to use "medical loss" |
Doctor_J |
Nov-01-09 08:00 PM |
#1 |
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Isn't that just standard terminology in health care? nt. |
andym |
Nov-01-09 08:02 PM |
#2 |
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As matter of fact no. Not in CIVILIZED countries, anyway n/t |
eridani |
Nov-02-09 01:29 AM |
#12 |
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Another bad omen is people who know nothing about insurance... |
TreasonousBastard |
Nov-01-09 09:25 PM |
#8 |
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Fuck insurance. I want to pay for healt care, and that only |
eridani |
Nov-02-09 01:30 AM |
#13 |
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I want to win the lottery and take off with Sandra Bullock, but it... |
TreasonousBastard |
Nov-02-09 01:53 AM |
#15 |
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Then letting more people in would be a major impetus to needed changes |
eridani |
Nov-02-09 01:55 AM |
#16 |
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Think this through for a minute... |
TreasonousBastard |
Nov-02-09 02:15 AM |
#17 |
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Yes, but we don't have to pay useless shitstain interrmediaries to withhold care |
eridani |
Nov-02-09 04:00 AM |
#18 |
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Beware that 3% number... |
TreasonousBastard |
Nov-02-09 05:02 AM |
#19 |
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There are 19,000+ different private insurance plans in Chicago alone |
eridani |
Nov-02-09 05:33 AM |
#20 |
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And you're never getting single payer here... |
TreasonousBastard |
Nov-02-09 06:39 AM |
#21 |
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A single payer system was implemented in Taiwan within a few years in the 90s |
eridani |
Nov-02-09 08:14 PM |
#25 |
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Are you just randomly throwing things out there and seeing what sticks? |
vaberella |
Nov-03-09 09:02 PM |
#30 |
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Throwing more people into Medicare would be a big motivation to solve Medicare problems |
eridani |
Nov-04-09 01:19 AM |
#31 |
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Okay, I'm thinking this through. |
DLnyc |
Nov-02-09 11:03 AM |
#24 |
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You are aware that Medicare's beneficiary satisfaction rate is |
Bluenorthwest |
Nov-02-09 07:41 AM |
#22 |
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Medical loss = any money the insurance company must pay for medical care |
Doctor_J |
Nov-02-09 07:59 AM |
#23 |
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That's cool. I hadn't seen that provision. K&R |
lumberjack_jeff |
Nov-01-09 08:02 PM |
#3 |
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That'll depend on the HHS Secretary |
SpartanDem |
Nov-01-09 08:06 PM |
#4 |
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Is there any money appropriated for inspectors to audit the millions and millions of |
John Q. Citizen |
Nov-01-09 08:11 PM |
#5 |
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I don't think so-- although it's unclear |
andym |
Nov-01-09 08:56 PM |
#6 |
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No, only the regulator is established |
SpartanDem |
Nov-01-09 09:07 PM |
#7 |
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Nothing in there about how the companies would deal with reserves, or... |
TreasonousBastard |
Nov-01-09 09:34 PM |
#9 |
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unclear, hhs has to review along with ins compaines |
ind_thinker2 |
Nov-01-09 09:42 PM |
#10 |
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They can't even monitor and control Wall Street! Not that they are trying very hard. |
Better Believe It |
Nov-01-09 09:45 PM |
#11 |
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Irrelevant if they retain the power to turn down claims n/t |
eridani |
Nov-02-09 01:31 AM |
#14 |
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Health Care Reform Bills - Does Actuarial Value Trump Medical Loss Ratio? |
slipslidingaway |
Nov-03-09 02:27 PM |
#26 |
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Sounds like an obvious idea for an amendment to the bill |
andym |
Nov-03-09 05:15 PM |
#27 |
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Many people have seen more costs shifted to them, especially over the last... |
slipslidingaway |
Nov-03-09 08:29 PM |
#28 |
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I don't think that helps. |
bornskeptic |
Nov-04-09 12:19 PM |
#32 |
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Or we could dump the for profit insurance companies for a basic standard... |
slipslidingaway |
Nov-04-09 01:04 PM |
#33 |
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This thread may be the single best thread to explain why we need single payer |
grantcart |
Nov-03-09 08:44 PM |
#29 |
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Agreed! n/t |
slipslidingaway |
Nov-04-09 02:19 PM |
#35 |
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It will be almost as strong as the public option. Oh boy! |
Better Believe It |
Nov-04-09 01:23 PM |
#34 |
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Wendell Potter said the average medical loss ratio was 95% in the early 90's.... |
slipslidingaway |
Nov-04-09 02:29 PM |
#36 |