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Reply #6: 11 is huge -- I'm surpised not to have heard anything about it until now [View All]

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Home » Discuss » Archives » General Discussion: Presidential (Through Nov 2009) Donate to DU
Blue State Blues Donating Member (575 posts) Send PM | Profile | Ignore Fri Oct-30-09 09:25 AM
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6. 11 is huge -- I'm surpised not to have heard anything about it until now
11. CREATES NEW, VOLUNTARY, PUBLIC LONG-TERM CARE INSURANCE PROGRAMCreates a long-term care insurance
program to be financed by voluntary payroll deductions to provide benefits to adults who become functionally disabled.

This will be more and more important as the population ages. Voluntary, sure, but public -- I'd like to see more specifics on that.

I've seen too many situations where elderly and people in need of long term care end up having to sell everything they own (and put the money into their long-term care) to qualify for Medicare for long-term care. Private long-term care insurance can be iffy at best -- like private health insurance, people who buy it find out about its shortfalls only after they need it.

For 12 I'd rather have voluntary expansion of Medicare, but it's something. And 14 is also critical for reducing costs in the system.
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