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Reply #35: Something similar to this happened to my domestic partner, Rhythm. [View All]

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Home » Discuss » Archives » General Discussion: Presidential (Through Nov 2009) Donate to DU
Lyric Donating Member (1000+ posts) Send PM | Profile | Ignore Wed Sep-30-09 08:45 AM
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35. Something similar to this happened to my domestic partner, Rhythm.
She was working for a fast-food place as a cook a few years ago. After a while her "benefits" kicked in (including her joke of a health plan, which she dropped because it covered practically nothing.) However we found it odd that, while she remembered reading in her paperwork something about a life insurance policy, and she had a small premium coming out of her paycheck, she had never been given a beneficiary form to fill out. As her Mom is a Freeper, she wanted to make sure that LyricKid and I were listed as beneficiaries.

We called the store and they had no idea, but they gave us the number for the insurance company. It took us hours on the phone because they didn't want to tell us, but eventually we discovered that she did indeed have a life insurance policy--with the corporate owner of the fast-food place as the default beneficiary.

Apparently, they had filed the paperwork and listed *themselves* as the beneficiary without giving Rhythm a chance to choose her own. Not exactly "Dead Peasant" as described above because she WAS paying at least part of her own premium, but close enough to be chilling. We asked the insurance company how to change beneficiaries and they sent us a form in the mail.

A month or so after that, the store started hiring new people and cutting the hours of workers who'd been there a long time (like Rhythm) and she quit to find a job with better hours. We didn't notice the coincidence at the time. Maybe it WAS just a coincidence. But then again, maybe not.
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