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Reply #92: Health reform made simple [View All]

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SpartanDem Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Aug-10-09 04:19 AM
Response to Reply #87
92. Health reform made simple
The essence is really quite simple: regulation of insurers, so that they cant cherry-pick only the healthy, and subsidies, so that all Americans can afford insurance.

Everything else is about making that core work. Individual mandates are a way to prevent gaming of the system by people who dont sign up until theyre sick; employer mandates a way to hold down the on-budget costs by preventing a rush by employers to drop insurance; the public option a way to create effective competition and hold costs down further.

But what it means for the individual will be that insurers cant reject you, and if your income is relatively low, the government will help pay your premiums.

http://krugman.blogs.nytimes.com/2009/08/01/health-refo...
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