Reply #145: I think the question has been a bit confusing.

[friedgreentomatoes]

Many of us here (atleast I did ) answered that it would be inconvenient while keeping the "paper v plastic" advantage/concept in mind and not the "spend what you have/ spend your future salary" concept. I have a debit card which I hardly use. I don't know why. I mostly use my credit card. But so far, I have had unpaid balance in ONE cycle in four years. Once. That too is because I am a grad student and had to go to my home country twice in a period of 6 months and each ticket costs what I earn in a month. Could I have waited for a paycheck or two to get in and then bought the ticket? Sure, but then I would have paid $400 (or about 25%) more. That decision wasn't hard to make.

Bottom line is I use my credit card pretty much like my debit card, with the money being taken from in one bulk payment once a month rather then every time I buy something. I have been taught to live within my means and even though the credit line of all of my credit cards add almost up to my annual salary, I only spend what I can afford.

So, to answer the OP question, It is possible, yes, but only if you have another form of plastic, i.e., a debit card.