Berry Cool
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Mon May-25-09 09:54 AM
Response to Reply #38 |
| 126. You could have rented a car with a debit card too. |
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You didn't need a credit card. Honest.
|
| -Is it possible or even realistic to get through life without EVER having to use a credit card |
inthebrain |
May-24-09 09:19 PM |
#0 |
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Yes. Of course. |
Occam Bandage |
May-24-09 09:21 PM |
#1 |
| -
Well, I've been doing it for 5 years now. |
parasim |
May-24-09 09:22 PM |
#2 |
  -
Are you five years old? |
inthebrain |
May-24-09 09:47 PM |
#23 |
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Ha... wondering if you'd ask that. |
parasim |
May-24-09 09:55 PM |
#28 |
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I've never had one |
XemaSab |
May-24-09 09:22 PM |
#3 |
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me neither |
eShirl |
May-24-09 09:34 PM |
#12 |
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If you are planning a trip and you need to make a reservation |
question everything |
May-24-09 10:04 PM |
#31 |
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No, you can simply pay for your room |
sandnsea |
May-24-09 10:05 PM |
#34 |
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My last trip |
XemaSab |
May-24-09 10:06 PM |
#36 |
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I've not any problems getting a hotel reservation with my debit card. |
parasim |
May-24-09 10:17 PM |
#40 |
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I haven't had a credit card since about 1993 |
Berry Cool |
May-25-09 09:37 AM |
#117 |
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Me either. |
lildreamer316 |
May-25-09 12:26 PM |
#141 |
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Once upon a time it was. |
katsy |
May-24-09 09:25 PM |
#4 |
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Those 2 store accounts were not credit cards? |
inthebrain |
May-24-09 09:26 PM |
#6 |
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Yes. Of course they were. |
katsy |
May-24-09 09:57 PM |
#29 |
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Possible, but difficult |
JerseygirlCT |
May-24-09 09:26 PM |
#5 |
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How about getting approved for an apartment? |
inthebrain |
May-24-09 09:27 PM |
#7 |
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Yeah, that too. |
JerseygirlCT |
May-24-09 09:36 PM |
#15 |
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That's a credit report - not credit card |
sandnsea |
May-24-09 09:39 PM |
#18 |
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They want to see a long term positive history of credit |
inthebrain |
May-24-09 09:43 PM |
#22 |
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You can get credit without a credit card |
sandnsea |
May-24-09 09:50 PM |
#25 |
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Department store credit card? |
inthebrain |
May-24-09 09:57 PM |
#30 |
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Oh for pete's sake - 3 year job & 750 credit |
sandnsea |
May-24-09 10:04 PM |
#33 |
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I'd LOOOOOVE to see the predatory car loan you got |
inthebrain |
May-24-09 10:42 PM |
#62 |
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I haven't needed one in over ten years |
sandnsea |
May-24-09 10:50 PM |
#65 |
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My apologies |
inthebrain |
May-24-09 11:01 PM |
#74 |
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How can you be so sure that... |
CoffeeCat |
May-25-09 02:08 AM |
#101 |
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Correction: SOME landlords want to see that. |
Berry Cool |
May-25-09 09:39 AM |
#118 |
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You can have a credit history without having a credit card |
proud2BlibKansan |
May-24-09 10:57 PM |
#70 |
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I guess you could, but it's very inconvenient |
bluestateguy |
May-24-09 09:28 PM |
#8 |
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I buy books on Amazon and music, movies on iTunes no problem. |
parasim |
May-24-09 09:42 PM |
#21 |
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Live on what we earn |
sandnsea |
May-24-09 09:51 PM |
#26 |
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I buy airline tickets. pay for hotel rooms, rent cars and download on iTunes without a credit card |
proud2BlibKansan |
May-24-09 10:59 PM |
#71 |
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I buy airline tickets with my debit card.... |
scrappydo |
May-24-09 11:38 PM |
#90 |
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and I buy my airline tickets on line..... |
scrappydo |
May-24-09 11:39 PM |
#91 |
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Except when you need a car loan...... |
inthebrain |
May-25-09 12:18 AM |
#94 |
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I buy airline tickets from places like Travelocity all the time with a debit card! |
Berry Cool |
May-25-09 09:42 AM |
#121 |
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Renting a car without one is challenging. |
NYC_SKP |
May-24-09 09:29 PM |
#9 |
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I don't think you CAN rent a car without a cc. That's the first thing they ask for. |
napi21 |
May-24-09 09:35 PM |
#14 |
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Alamo lets you |
sandnsea |
May-24-09 09:38 PM |
#17 |
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Sure you can. |
parasim |
May-24-09 09:41 PM |
#20 |
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Or an Amex. That works too. But yeah, my mom has always gotten by |
Lorien |
May-24-09 10:11 PM |
#39 |
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I have rented many cars with a debit card |
proud2BlibKansan |
May-24-09 11:00 PM |
#73 |
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Are you kidding? I just did so in december for two weeks with a debit card! |
lildreamer316 |
May-25-09 12:29 PM |
#142 |
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Only If You Live a Very Provincial Life. eom |
abluelady |
May-24-09 09:31 PM |
#10 |
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Guess I live a VERY Provencial life. Have one credit card that is used sparingly and paid up every |
Bobbieo |
May-24-09 09:35 PM |
#13 |
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But That's My Point |
abluelady |
May-24-09 09:52 PM |
#27 |
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I Travel |
sandnsea |
May-24-09 10:06 PM |
#35 |
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How Do You Order Tickets? |
abluelady |
May-24-09 10:18 PM |
#41 |
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You just make sure you have enough money in your bank account. |
parasim |
May-24-09 10:19 PM |
#43 |
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I'm Not Asking How You Pay |
abluelady |
May-24-09 10:21 PM |
#45 |
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All with my debit card. |
parasim |
May-24-09 10:32 PM |
#55 |
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If the room is fully paid in advance, it will be held |
jberryhill |
May-24-09 11:00 PM |
#72 |
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Debit Card |
sandnsea |
May-24-09 10:20 PM |
#44 |
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Credit Cards are Much Simpler |
abluelady |
May-24-09 10:27 PM |
#49 |
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And so? What's that got to do with the OP? |
sandnsea |
May-24-09 10:29 PM |
#52 |
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You're Very Anti-Credit Cards |
abluelady |
May-24-09 10:32 PM |
#54 |
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No I'm not, I'm anti misinformation |
sandnsea |
May-24-09 10:35 PM |
#57 |
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No one is giving misinformation |
inthebrain |
May-25-09 01:20 AM |
#98 |
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I will never understand this attitude... |
CoffeeCat |
May-24-09 10:45 PM |
#63 |
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Oh I think most people can live without them... |
jberryhill |
May-24-09 11:02 PM |
#77 |
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What is the Difference Between A Credit Card and Debit Card |
abluelady |
May-25-09 09:09 AM |
#111 |
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Why put yourself in that position? |
high density |
May-25-09 09:40 AM |
#119 |
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I did not put myself into that position. |
jberryhill |
May-25-09 10:33 AM |
#132 |
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I'll bet you're wrong. |
grasswire |
May-25-09 12:00 PM |
#136 |
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I was wrong by 20 percent |
grasswire |
May-25-09 12:03 PM |
#137 |
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Nope, that not the question |
inthebrain |
May-24-09 10:34 PM |
#56 |
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I'm 51 |
sandnsea |
May-24-09 10:38 PM |
#58 |
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The Beauty of Life |
abluelady |
May-25-09 09:25 AM |
#114 |
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And I do all of that with a debit card |
proud2BlibKansan |
May-24-09 11:02 PM |
#76 |
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Where are people getting this disinformation? |
CoffeeCat |
May-24-09 10:31 PM |
#53 |
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Actually, you're Debit card kinda is a credit card |
inthebrain |
May-24-09 10:39 PM |
#60 |
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All debunked |
sandnsea |
May-24-09 10:41 PM |
#61 |
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Or one who really doesn't have many choices |
inthebrain |
May-24-09 10:50 PM |
#66 |
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Yes it has been debunked |
proud2BlibKansan |
May-24-09 11:04 PM |
#79 |
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You mean SOME not all |
inthebrain |
May-25-09 12:13 AM |
#93 |
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Hello? |
proud2BlibKansan |
May-25-09 08:50 AM |
#107 |
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A debit card is NOT a credit card.. |
CoffeeCat |
May-24-09 10:50 PM |
#64 |
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I know |
inthebrain |
May-24-09 10:51 PM |
#67 |
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You said, "A debit card is kinda like a credit card"... |
CoffeeCat |
May-24-09 10:55 PM |
#69 |
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Ever hear of OVERDRAFT!!! |
inthebrain |
May-24-09 11:04 PM |
#78 |
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Well, it's the same with checks |
Prism |
May-24-09 11:12 PM |
#83 |
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You're right |
high density |
May-25-09 09:45 AM |
#124 |
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Using extreme circumstances... |
CoffeeCat |
May-25-09 12:04 PM |
#138 |
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This is correct |
Bluenorthwest |
May-25-09 09:11 AM |
#112 |
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I bought HANNAH MONTANA tickets with MY debit card! |
Berry Cool |
May-25-09 09:49 AM |
#125 |
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We travel... |
CoffeeCat |
May-24-09 10:28 PM |
#51 |
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The Certitude With Which This Nonsense Is Asserted Is Astounding |
jberryhill |
May-24-09 11:12 PM |
#84 |
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It's not all nonsense |
inthebrain |
May-25-09 01:25 AM |
#100 |
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I travel all over the US and have NEVER been refused a room at any hotel |
proud2BlibKansan |
May-25-09 08:54 AM |
#108 |
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"Some" hotels |
jberryhill |
May-25-09 10:24 AM |
#131 |
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So all those trips to Europe I used to take were part of a Provincial life? |
Lorien |
May-24-09 10:09 PM |
#37 |
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In my opinion... |
CoffeeCat |
May-24-09 10:26 PM |
#47 |
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I don't Pay Interest |
abluelady |
May-25-09 09:43 AM |
#123 |
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Congratulations... |
CoffeeCat |
May-25-09 12:06 PM |
#139 |
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Why, thank you...I guess. WTF? |
lildreamer316 |
May-25-09 12:32 PM |
#143 |
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debit card. n/t |
eShirl |
May-24-09 09:32 PM |
#11 |
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Depends on where you live and what you do for a living |
rpannier |
May-24-09 09:37 PM |
#16 |
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sure, but it would be VERY difficult to travel internationally without one |
Kali |
May-24-09 09:39 PM |
#19 |
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Did an entire trip around the planet with a debit card |
jberryhill |
May-24-09 11:11 PM |
#82 |
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I think I may have misunderstood the post a bit |
Kali |
May-24-09 11:37 PM |
#89 |
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A Debit Card Is A Cash-Based Life |
jberryhill |
May-25-09 12:53 AM |
#96 |
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clearly you don't have much experience with paranoid conspiracy types |
Kali |
May-25-09 09:40 AM |
#120 |
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Well, "having the funds" is basically a "cash based life", is it not? |
parasim |
May-25-09 01:19 AM |
#97 |
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see my reply above |
Kali |
May-25-09 09:43 AM |
#122 |
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The biggest problem might be getting a bigger loan after you haven't established credit. |
LoZoccolo |
May-24-09 09:49 PM |
#24 |
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We bought our first home... |
CoffeeCat |
May-24-09 10:39 PM |
#59 |
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If you have the down payment |
quaker bill |
May-25-09 10:40 AM |
#133 |
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It's very easy. Use a debit card and an AmEx green card |
Lorien |
May-24-09 10:04 PM |
#32 |
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Nope, I really tried, but when my uncle died in Arizona in a small out of |
Cleita |
May-24-09 10:10 PM |
#38 |
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You could have rented a car with a debit card too. |
Berry Cool |
May-25-09 09:54 AM |
#126 |
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This was in 1975. There was no such animal as a debit card, however, |
Cleita |
May-25-09 11:45 AM |
#134 |
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We cut up all credit cards seven years ago... |
CoffeeCat |
May-24-09 10:18 PM |
#42 |
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had debit cards where money comes out of bank account |
Rosa Luxemburg |
May-24-09 10:21 PM |
#46 |
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I've been doing it for the last 8 years. |
cliffordu |
May-24-09 10:26 PM |
#48 |
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Difficult, and getting more so. |
donco6 |
May-24-09 10:27 PM |
#50 |
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Yes I have been doing it for over 25 years |
proud2BlibKansan |
May-24-09 10:54 PM |
#68 |
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Of course it is |
Uzybone |
May-24-09 11:01 PM |
#75 |
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23, never used one n/t |
Seen the light |
May-24-09 11:05 PM |
#80 |
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paypal and debit cards have made it possible |
Prism |
May-24-09 11:09 PM |
#81 |
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This OP is sooooo NOT "General Discussion: Presidential"...... :-) |
NYC_SKP |
May-24-09 11:27 PM |
#85 |
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I have never had a credit card.... |
scrappydo |
May-24-09 11:30 PM |
#86 |
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I haven't had a credit card in about 5-6 years. I used my debit card. |
SeattleGirl |
May-24-09 11:36 PM |
#87 |
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I lived for most of my life without credit cards, |
Undercurrent |
May-24-09 11:37 PM |
#88 |
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my grandpa did, but |
pansypoo53219 |
May-25-09 12:05 AM |
#92 |
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Not in the US. In order to buy a home or a car.... |
vaberella |
May-25-09 12:46 AM |
#95 |
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I got a car loan without a credit card. nt |
parasim |
May-25-09 01:23 AM |
#99 |
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So did I. |
proud2BlibKansan |
May-25-09 08:56 AM |
#109 |
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You can get a credit card and develop a positive history without ever carrying a balance. |
onetwo |
May-25-09 02:23 AM |
#103 |
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Guess what? You can get a credit card and build up positive credit without using it once... |
onetwo |
May-25-09 02:18 AM |
#102 |
| -
I'm 47... |
Iggo |
May-25-09 02:56 AM |
#104 |
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Yes. We have debit/credit cards linked to our Credit Union accounts, |
old mark |
May-25-09 06:08 AM |
#105 |
| -
Not if you plan to buy a car over time or get a mortgage... |
polichick |
May-25-09 07:00 AM |
#106 |
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I have had a couple mortgages and numerous car loans and I don't have credit cards |
proud2BlibKansan |
May-25-09 08:57 AM |
#110 |
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More than a half century of living with no credit card ever, |
Z_I_Peevey |
May-25-09 09:19 AM |
#113 |
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Of course it's possible just as it is possible to get by without a number of conveniences. |
Frumious B |
May-25-09 09:26 AM |
#115 |
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I have never had these kinds of problems. |
Berry Cool |
May-25-09 10:06 AM |
#127 |
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I know a couple of people who had their Visa Check card numbers compromised. |
Frumious B |
May-25-09 12:19 PM |
#140 |
| -
Strictly speaking, it is possible. |
friedgreentomatoes |
May-25-09 09:34 AM |
#116 |
| -
I imagine I could get Netflix free trial the way I get most things online |
Berry Cool |
May-25-09 10:08 AM |
#128 |
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My parents never had a credit card until they retired. Kind of telling, IMO. |
madmom |
May-25-09 10:19 AM |
#129 |
| -
I did ok for a number of years |
mdmc |
May-25-09 10:24 AM |
#130 |
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Credit Cards are a form of loans. So if you ever need a mortgage, buy a home or go to school. |
LiberalFighter |
May-25-09 11:51 AM |
#135 |
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Yes. My 84-yr-old mother has never had one. Buys cars with cash, e.g. |
WinkyDink |
May-25-09 05:36 PM |
#144 |
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I think the question has been a bit confusing. |
friedgreentomatoes |
May-25-09 05:41 PM |
#145 |
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