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Home » Discuss » Archives » General Discussion: Presidential (Through Nov 2009) Donate to DU
asphalt.jungle Donating Member (792 posts) Send PM | Profile | Ignore Fri Apr-24-09 12:25 AM
Response to Reply #48
53. i see them in bjs all the time.
lcd tvs don't even cost $999 anyway unless you want a huge one. if it's going to be such a problem where it's going to take years to pay off a tv i don't think that person should be too picky. there are lots of new tvs under 300 bucks available. you can even find a new 32" panasonic lcd hdtv for about $550.
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  -That's it? Obama wants clear CC bills and no "sudden" rate increases? cwcwmack  Apr-23-09 02:35 PM   #0 
  - "Retroactive rate ceilings?"  onetwo   Apr-23-09 02:44 PM   #1 
  - Deleted message  Name removed   Apr-23-09 02:46 PM   #3 
  - how sweet...  cwcwmack   Apr-23-09 02:49 PM   #5 
  - Credit cards are a luxury.  onetwo   Apr-23-09 02:59 PM   #6 
     - For many they were not a luxury, you musy know that  jbnow   Apr-23-09 04:33 PM   #24 
     - According to what barometer?  SanchoPanza   Apr-23-09 11:35 PM   #50 
     - Yes, to pay for medical expenses, food, utility bills, clothing for your children  LostinVA   Apr-24-09 12:23 PM   #73 
     - Credit cards USED TO BE a luxury  Raineyb   Apr-24-09 01:35 PM   #81 
     - jeez, I will remember to tell that to a friend who uses it to pay for  roguevalley   Apr-24-09 04:03 PM   #87 
     - Umm, people are using CC for things like  krawhitham   Apr-25-09 09:01 PM   #108 
     - Yes...but  ecstatic   Apr-28-09 08:22 AM   #142 
     - You could also define it as usury rather then luxury, and I think that would be more accurate  digidigido   Apr-28-09 12:30 AM   #137 
  - spoken like a true capitalist... n/t  cwcwmack   Apr-23-09 02:47 PM   #4 
  - Properly regulated capitalism is a beautiful thing.  onetwo   Apr-23-09 03:07 PM   #7 
  - LOL "properly regulated capitalism"  leftstreet   Apr-23-09 06:07 PM   #34 
  - LOL!  onetwo   Apr-23-09 11:04 PM   #44 
  - and what, pray tell, do you suggest? redistribution?  mkultra   Apr-24-09 11:28 AM   #67 
     - How about some serious government intervention/regulation  rpannier   Apr-24-09 10:19 PM   #98 
     - our predatory capitalist system isn't working very well either  avaistheone1   Apr-26-09 01:19 AM   #110 
  - I'm old and I've never seen properly regulated capitalism.  roguevalley   Apr-24-09 04:04 PM   #89 
     - Like America itself, it is still a work-in-progress. The fact of the matter is that  onetwo   Apr-26-09 01:17 PM   #125 
  - Do you think credit cards should be set at 0%?  Renew Deal   Apr-23-09 04:08 PM   #16 
     - Banks are getting taxpayer money for 0%. How dare they charge  avaistheone1   Apr-26-09 01:21 AM   #111 
        - Banks are not getting the bailout money for free. n/t  raebrek   Apr-27-09 10:16 AM   #129 
           - They're getting it for significantly cheaper than the  Raineyb   Apr-27-09 10:46 AM   #130 
              - Yes  raebrek   Apr-28-09 07:49 AM   #138 
  - horzeshit...  gmoney   Apr-23-09 04:47 PM   #29 
  - For the most part, prime banks become sharks when promises are broken...  onetwo   Apr-23-09 05:39 PM   #32 
     - Well, evidently you've had a reliable income stream your whole life.  gmoney   Apr-23-09 06:07 PM   #33 
     - You're concerned with the penalties.  onetwo   Apr-24-09 12:07 AM   #52 
        - banks can fuck themselves. they are usurious and people are  roguevalley   Apr-24-09 04:06 PM   #90 
     - That assumes you have the potential to do so  quakerboy   Apr-24-09 01:36 AM   #55 
  - Yet here we are with c/c companies changing their rates and rules  rpannier   Apr-23-09 11:24 PM   #47 
  - yeah but the tooth fairy set the price with magic fairy dust  izzybeans   Apr-24-09 03:12 PM   #86 
     - Damned toothfairy  rpannier   Apr-24-09 06:39 PM   #95 
  - Banks shouldn't rely on the US taxpayer to guarantee their bad bets.  Romulox   Apr-24-09 08:58 AM   #62 
  - Not true -- price gouging is against the law, and usury used to be  LostinVA   Apr-24-09 12:21 PM   #72 
  - Legally, the government can step in to fight price gouging only during emergencies (eg Katrina)  onetwo   Apr-26-09 01:12 PM   #124 
  - You just broke my bull shit detector.  avaistheone1   Apr-26-09 01:30 AM   #114 
     - Exactly how did I break it?  onetwo   Apr-26-09 01:18 PM   #126 
  - ok  cwcwmack   Apr-23-09 02:46 PM   #2 
  - one shouldn't have a $999 LCD TV if you can't pay for it cash  asphalt.jungle   Apr-23-09 03:10 PM   #8 
  - Where do you buy a new CRT TV?  Leftist Agitator   Apr-23-09 11:26 PM   #48 
  - i see them in bjs all the time.  asphalt.jungle   Apr-24-09 12:25 AM   #53 
     - How needs a fricken tv anyway  mkultra   Apr-24-09 11:31 AM   #69 
        - some people didn't have credit card problems until the FUCKING  roguevalley   Apr-24-09 04:08 PM   #91 
           - well, far be it for me to come down on the less fortunate  mkultra   Apr-24-09 09:40 PM   #97 
  - so then credit cards just shouldnt exist  quakerboy   Apr-24-09 01:41 AM   #56 
  - So you don't see whining about credit card terms when you CHOOSE to buy luxury items --  asphalt.jungle   Apr-24-09 09:57 AM   #64 
     - I find the assumption that that is what credit cards have been used for  quakerboy   Apr-24-09 12:35 PM   #77 
        - other scenarios weren't discussed in the post i originally responded to  asphalt.jungle   Apr-24-09 12:49 PM   #79 
  - Who are you to tell peope what kind of TV they should or should not have?  Freddie Stubbs   Apr-24-09 11:29 AM   #68 
  - anyone who must listen to credit card debtors bitch, thats who.  mkultra   Apr-24-09 11:32 AM   #70 
  - if they are going to bitch about how unfair it is that it takes them years to pay it off  asphalt.jungle   Apr-24-09 12:31 PM   #76 
  - Irrelevant ...  Trajan   Apr-25-09 06:52 PM   #102 
  - The problem with arbitrary ceilings is that they are arbitrary. Low ceilings can hurt many of us...  onetwo   Apr-23-09 03:29 PM   #10 
  - And a pony! I WANT A PONY!  MercutioATC   Apr-23-09 03:48 PM   #12 
  - We used to have ceilings they were covered by usury laws.  Raineyb   Apr-23-09 04:02 PM   #14 
  - It's set by state law, but there ARE usury laws...  MercutioATC   Apr-23-09 04:09 PM   #18 
  - There need to be federal usury laws that apply to banks, not just credit unions. (nt)  w4rma   Apr-23-09 06:52 PM   #40 
  - .  mkultra   Apr-24-09 11:33 AM   #71 
  - You're wrong. State usury laws don't mean anything to the credit card companies  Raineyb   Apr-24-09 10:13 AM   #65 
     - wow  cwcwmack   Apr-24-09 10:36 AM   #66 
     - Thanks for that smack down  Trajan   Apr-25-09 07:02 PM   #103 
        - It is more than a bit disconcerting  Raineyb   Apr-26-09 02:53 AM   #117 
  - I agree with this. The usury laws that credit unions have to abide by, banks should have to also.  w4rma   Apr-23-09 06:51 PM   #39 
  - I want mine to be named "Tucker" I asked President Obama for it already. n/t  vaberella   Apr-23-09 04:14 PM   #20 
  - Then the raised rates should not be on people who  jbnow   Apr-23-09 04:42 PM   #27 
  - As per Skinner, "I want a pony" is now against DU rules  LostinVA   Apr-24-09 12:27 PM   #75 
  - It's a good thing that all I want is a tiny horsie!  Silent3   Apr-24-09 02:25 PM   #83 
  - Yes -- he said it in his big GD thread  LostinVA   Apr-24-09 02:45 PM   #85 
  - That is not the understanding I got from the thread. n/t  lumberjack_jeff   Apr-27-09 10:49 AM   #132 
  - if people are such a risk cut them off and let them pay the balance  roguevalley   Apr-24-09 04:11 PM   #92 
  - Total payment ceiling = higher minimum payments  high density   Apr-23-09 03:49 PM   #13 
  - The next outrage, coming right up...  alcibiades_mystery   Apr-23-09 03:11 PM   #9 
  - What took it so long?  FrenchieCat   Apr-23-09 03:33 PM   #11 
  - I was just about to say. ~sigh~ n/t  vaberella   Apr-23-09 04:11 PM   #19 
  - Yup...  jberryhill   Apr-23-09 06:56 PM   #41 
  - 15 BILLION DOLLARS  cwcwmack   Apr-23-09 04:03 PM   #15 
  - Why are you so angry at people that pay late?  Renew Deal   Apr-23-09 04:09 PM   #17 
  - True, irresponsible borrowers shouldn't get sympathy. However...  onetwo   Apr-23-09 04:25 PM   #23 
  - I think it's wrong.  cwcwmack   Apr-23-09 04:33 PM   #25 
     - Right on  mvd   Apr-23-09 04:35 PM   #26 
     - Yes and no  joeglow3   Apr-23-09 04:44 PM   #28 
  - I had to fight two late charges,  Autumn   Apr-23-09 04:14 PM   #21 
  - It's a good start. Hopefully not all Obama pushes for  mvd   Apr-23-09 04:25 PM   #22 
  - Imagine if there were a ceiling on auto insurance premiums.  onetwo   Apr-23-09 05:16 PM   #31 
     - I don't agree at all  mvd   Apr-23-09 06:41 PM   #37 
        - If you already have credit and your rates are sky-high, a ceiling sounds like a splendid idea.  onetwo   Apr-23-09 11:55 PM   #51 
           - Hmmm.. sometimes the banks will make you think there's a good deal when there isn't  mvd   Apr-24-09 01:08 AM   #54 
           - Not too long ago 25% interest would be loan sharking.  The Wielding Truth   Apr-24-09 04:18 AM   #61 
           - While your economic logic makes sense, it's a question of the size of each effect  Hippo_Tron   Apr-26-09 04:55 AM   #118 
              - You're right. HOWEVER. (2 points)  onetwo   Apr-27-09 01:51 PM   #135 
                 - When limited to the simple supply and demand model price floors and ceilings are inefficient  Hippo_Tron   Apr-28-09 12:11 AM   #136 
  - Same tired old disclosure platitudes  depakid   Apr-23-09 05:03 PM   #30 
  - I am beginning to find the moniker of "New" Democrat very repugnant  avaistheone1   Apr-26-09 01:42 AM   #115 
  - A reasonable rate ceiling would be great  andym   Apr-23-09 06:16 PM   #35 
  - Retroactive anything is going to be off the table. Retroactive punitive taxes, retroactive pay  EmilyAnne   Apr-23-09 06:40 PM   #36 
  - Congress wants a cap, so that's leverage for better behavior. Still need to make a  MarjorieG   Apr-23-09 06:45 PM   #38 
  - hopefully  cwcwmack   Apr-23-09 07:12 PM   #42 
  - Actually, Obama DID tell them to quit the sudden rate increases  HopeOverFear   Apr-23-09 07:29 PM   #43 
  - Those are two of the main complaints. When they raise rates, they do it so  Honeycombe8   Apr-23-09 11:21 PM   #45 
  - How about a link? I'm sure I can provide one, but you should, seeing  babylonsister   Apr-23-09 11:23 PM   #46 
  - Do you read your credit card junk mail? I received notices from 2 card  NoSheep   Apr-23-09 11:32 PM   #49 
  - I think Obama should make everything free. If he doesn't, he has betrayed us.  BlooInBloo   Apr-24-09 02:59 AM   #57 
  - How about looking to the prevailing practices prior to deregulation and widespread abuses?  depakid   Apr-24-09 03:37 AM   #58 
     - Ah. I didn't realize there were price ceilings prior to deregulation. Thanks for the info!  BlooInBloo   Apr-24-09 03:41 AM   #59 
        - There were caps to interest- and you didn't see a whole host of exhorbitant late fees  depakid   Apr-24-09 03:57 AM   #60 
        - Yes, that is why we used to have Usury laws to protect the public  avaistheone1   Apr-26-09 01:25 AM   #112 
        - One fails to realize many things  Bluenorthwest   Apr-24-09 09:16 AM   #63 
  - Very dissappinting -- at the very least, anti-usury laws should have been passed  LostinVA   Apr-24-09 12:24 PM   #74 
  - Agreed - but I never expected Obama to suggest anything so bold.  Political Heretic   Apr-24-09 12:36 PM   #78 
     - True & true!  LostinVA   Apr-24-09 01:50 PM   #82 
     - Hope I'm not naive here, but maybe if he proposed..  mvd   Apr-24-09 02:33 PM   #84 
     - banks are cutting their own throats making credit debt too hard to  roguevalley   Apr-24-09 04:15 PM   #93 
        - I agree with you  mvd   Apr-24-09 04:27 PM   #94 
           - getting smaller amounts over a reasonable time is better than the defaults  roguevalley   Apr-25-09 12:05 AM   #100 
     - Well at least Obama did say the Wall St bankers were naughty.  avaistheone1   Apr-26-09 01:28 AM   #113 
     - "Bold" isn't the word I would use. "Sensible" perhaps  Lorien   Apr-28-09 08:01 AM   #139 
  - Deleted message  Name removed   Apr-24-09 12:50 PM   #80 
  - Now we'll know exactly how we're getting reamed.  rucky   Apr-24-09 04:03 PM   #88 
  - how f'ing useless  nickinSTL   Apr-24-09 07:30 PM   #96 
  - Oh, by all means, lets give free money to everyone in debt. yeah, right, spend my money on it.  NYC_SKP   Apr-24-09 10:33 PM   #99 
  - Since when is considering a proposal insufficient to solve a problem considered whining?  Raineyb   Apr-25-09 06:25 PM   #101 
  - .  NYC_SKP   Apr-25-09 07:33 PM   #104 
     - As to the business practices of the credit card companies your complaints are  Raineyb   Apr-25-09 08:02 PM   #105 
        - And I'm not paying for other peoples' mistakes. I am willing to bust the CC companies, however,  NYC_SKP   Apr-25-09 08:13 PM   #106 
           - You're already paying for other people's mistakes  Raineyb   Apr-26-09 02:46 AM   #116 
  - We'll see how long you can keep it up if you lose your job.  Hello_Kitty   Apr-25-09 08:49 PM   #107 
  - Can we wait until we know for sure what was discussed in this meeting...  Tarheel_Dem   Apr-26-09 01:16 AM   #109 
     - Pony?  cwcwmack   Apr-27-09 01:17 PM   #134 
  - We certainly learned our lesson after going bankrupt. Of course, we mainly used the cards  GreenPartyVoter   Apr-26-09 08:22 AM   #122 
     - It is a tough and an awful situation.  NYC_SKP   Apr-26-09 10:06 AM   #123 
  - With financial institutions being one of the top five donors to Obama's campaign  MadHound   Apr-26-09 07:24 AM   #119 
  - What happened to personal responsibility?  empyreanisles   Apr-26-09 07:29 AM   #120 
  - What does this have to do with the credit card companies business practices?  Raineyb   Apr-26-09 06:30 PM   #127 
  - Call me a capitalist, but plenty of people opt out of credit cards  ecstatic   Apr-28-09 08:17 AM   #140 
  - What does that have to do with usuary laws and predatory practices?  LostinVA   Apr-27-09 12:30 PM   #133 
  - exactly. I agree with you and I actually had a situation with my  ecstatic   Apr-28-09 08:18 AM   #141 
  - Cap them at 15%  harun   Apr-26-09 07:30 AM   #121 
  - When there are a lot of typical right wing responses in support of the credit card  Skwmom   Apr-27-09 09:23 AM   #128 
  - It certainly does.  Raineyb   Apr-27-09 10:47 AM   #131 
  - well, they should be able to have rate increases. not 30% though.  ejpoeta   Apr-28-09 08:44 AM   #143 
 

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