Reply #13: The key to cost-control...

[Chan790]

is being mandatory and universal. You have to make everybody have it in order to make it affordable to all. Otherwise, the people who are generally healthy will remain outside the system...and ultimately the only reason it's viable to insure the unhealthy, elderly and infirm (who are high claim-risk) is because the system is balanced by those who are low claim risk.

Where you see systems that don't work, systems that the GOP loves to point to as proof of the failure of government healthcare, is where people are given opt-out or private options.