Reply #5: way too simplistic, not really accurate, too conspiratorial

[amborin]

it's more a result of rampant de-regulation

greedy brokers

....and, greedy people

like the lower middle class couple who took out a home equity loan to finance a $10K wedding and major home improvements....pure short-termism, feelings of entitlement, no concept of saving or living within one's means

otherwise, the crisis is real

and that's great

i'm hoping for a total meltdown

it's the only short-term hope for the environment