Reply #7: That really is uncomfortably close to the truth.

[EST]

I used to work for this guy who was the banker's bane and blessing at the same time.

He borrowed about seventy five grand, over thirty years ago, paid it down a little and then needed more money. He was a notorious slow pay, with the bank calling up and leaving priority messages, requesting a return call. He's needed bread to keep the business afloat and can't make this month's payment but they have to loan it to him, else he goes belly up and they lose all their money.

That original note has grown by about a hundred thousand and he's made a lot of interest only payments over the years.

The big difference, of course, is that he has not murdered a half million people and destroyed a large proportion of what could have been euphemistically called the "comfortably middle class."