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Reply #9: The tax credit is good. It's the least you can do. [View All]

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AP Donating Member (1000+ posts) Send PM | Profile | Ignore Thu Nov-13-03 10:18 AM
Response to Reply #6
9. The tax credit is good. It's the least you can do.
However, there has to be a bigger solution that reduces the amount of the cost of education that is financed in the first place. (Which is what Edwards's one year free is all about.)

another solution is encouraging savings plans which go towards tuition so that you're financing less (which, I believe, Edwards wants to do).

But there's alwasy the problem that if you make it easier to pay for college, colleges will rais the prices to the level of hurt students and parents are willing to endure, so you need more, better funded universities, so that they supply matches the demand, and prices are kept low (which, I believe, Edwards is committed to as well).
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  -Erase Your Student Loans the Howard Dean Way party_line  Nov-13-03 08:59 AM   #0 
  - The student loan industry has turned into a huge gov't-subsidized  AP   Nov-13-03 09:03 AM   #1 
  - This is not a wash for the student  dsc   Nov-13-03 09:29 AM   #2 
  - Thank you! This is the kind of analysis we should be doing on EVERY  Mairead   Nov-13-03 09:50 AM   #3 
  - Which college loans have 20 or 30 year terms?  AP   Nov-13-03 10:06 AM   #4 
  - My loans and my wife's were 15 year loans...  helleborient   Nov-13-03 10:11 AM   #7 
  - Mine were 20  dsc   Nov-13-03 10:20 AM   #10 
     - Where's the part that says Dean would make these loans on 10 year terms?  AP   Nov-13-03 10:40 AM   #17 
        - Right here  dsc   Nov-13-03 10:49 AM   #19 
           - If this is a ten-year loan program  AP   Nov-13-03 11:37 AM   #24 
  - My term is 25 years!  9119495   Nov-13-03 10:26 AM   #12 
     - Thank you  dsc   Nov-13-03 10:29 AM   #14 
  - And most of the candidates  curse10   Nov-13-03 10:10 AM   #6 
     - The tax credit is good. It's the least you can do.  AP   Nov-13-03 10:18 AM   #9 
  - I already get 40,000 a year in federal funding and loans  curse10   Nov-13-03 10:09 AM   #5 
  - You're very fortunate  party_line   Nov-13-03 12:47 PM   #31 
     - It's all loans, dude  curse10   Nov-13-03 02:49 PM   #39 
        - So not "funding"  party_line   Nov-13-03 03:04 PM   #43 
           - Well, my federal loans all go through a bank, I picked Chase Manhattan  curse10   Nov-13-03 03:13 PM   #46 
              - Thanks  party_line   Nov-13-03 06:40 PM   #53 
  - Here's Edward's plan:  AP   Nov-13-03 10:14 AM   #8 
  - Please point out where the word bank appears in the article  dsc   Nov-13-03 10:22 AM   #11 
  - If you're not reducing the principle, then you pay all the interest  AP   Nov-13-03 10:28 AM   #13 
     - Are they bank loans?  dsc   Nov-13-03 10:30 AM   #15 
        - If he's not saying they aren't, I think it's safe to assume  AP   Nov-13-03 10:37 AM   #16 
           - There are direct loans now  dsc   Nov-13-03 10:43 AM   #18 
              - I never had  democratreformed   Nov-13-03 11:24 AM   #21 
              - When I paid those loans back  dsc   Nov-13-03 11:34 AM   #23 
                 - It's sweet of you to think that the student loan program hasn't been  AP   Nov-13-03 11:40 AM   #25 
              - Sallie Mae  alarimer   Nov-13-03 09:41 PM   #62 
  - Banks out in the cold -- students helped under Edwards plan  DemDogs   Nov-14-03 09:56 PM   #76 
     - Anyone who cares about getting people educated and worries about big banks  AP   Nov-15-03 12:21 AM   #79 
  - Already have income based payments  sandnsea   Nov-13-03 11:22 AM   #20 
  - Link?  dsc   Nov-13-03 11:32 AM   #22 
     - I had an income based plan on payback for my loans  curse10   Nov-13-03 11:58 AM   #26 
     - would that have been due to a very low income?  dsc   Nov-13-03 12:01 PM   #27 
        - I wouldn't have called it very low, but I wasn't rich either  curse10   Nov-13-03 02:50 PM   #40 
     - Oh but of course  sandnsea   Nov-13-03 12:10 PM   #28 
        - I think if you scratch the surface of many of Dean's plans they  AP   Nov-13-03 12:13 PM   #29 
        - You claim Dean's plan is more onerous  dsc   Nov-13-03 12:41 PM   #30 
           - Based on personal knowledge  sandnsea   Nov-13-03 12:48 PM   #32 
              - Several things  dsc   Nov-13-03 05:05 PM   #50 
                 - Dean's plan basically says, you'll never have to pay more than 10% of  AP   Nov-13-03 05:14 PM   #51 
                 - I will give you that is a valid problem  dsc   Nov-13-03 07:04 PM   #55 
                    - It's different because a big problem with education today  AP   Nov-13-03 09:06 PM   #61 
                 - Dean's plan is awesome,  sandnsea   Nov-13-03 07:16 PM   #56 
                    - Gee  dsc   Nov-13-03 07:42 PM   #57 
                    - BTW  dsc   Nov-13-03 08:04 PM   #58 
  - Or elect Kucinich  redqueen   Nov-13-03 01:43 PM   #33 
  - That's actually sort of what they do in the UK...and it ain't good.  AP   Nov-13-03 01:59 PM   #34 
     - Education is the best tool to maintain a free society  MrSoundAndVision   Nov-13-03 02:20 PM   #35 
     - I stand by my argument.  AP   Nov-13-03 02:38 PM   #37 
     - Like most good Labour programs abused by the Tories  no name no slogan   Nov-13-03 06:57 PM   #54 
     - Usually your posts are better grounded than this one, AP  Mairead   Nov-13-03 02:59 PM   #42 
        - This is actually something I have a GREAT DEAL of personal experience ...  AP   Nov-13-03 03:12 PM   #45 
           - You've basically only repeated your assertions using different words  Mairead   Nov-13-03 04:44 PM   #47 
              - This is too obvioius.  AP   Nov-13-03 04:59 PM   #49 
                 - I don't find it so cut and dry, either.  snoochie   Nov-13-03 08:42 PM   #60 
                    - ALL salaries are low in the UK, not just Drs and lawyers.  AP   Nov-13-03 09:42 PM   #63 
  - Bottom line: All the dems will help us with our education  9119495   Nov-13-03 02:36 PM   #36 
  - Bottom line: some will still give Wall St their cut of the education $  AP   Nov-13-03 02:39 PM   #38 
     - Very true. And some plans will pass a Rep Legislature  9119495   Nov-13-03 02:59 PM   #41 
        - If you get a president who's made a career out of convincing juries of ...  AP   Nov-13-03 03:06 PM   #44 
        - Tell that to Clinton.  Mairead   Nov-13-03 04:55 PM   #48 
  - I know this all too well  jiacinto   Nov-13-03 05:21 PM   #52 
  - With Gephardt  JeniB   Nov-13-03 08:42 PM   #59 
  - Here is a link to the pdf file which contains the detalis  dsc   Nov-13-03 09:51 PM   #64 
  - Truth in advertising: "pay for ten years and your done" because these...  AP   Nov-14-03 12:10 PM   #65 
     - that is flat out, gold carat false  dsc   Nov-14-03 02:42 PM   #66 
        - Here's what it says:  AP   Nov-14-03 02:55 PM   #67 
           - Another thing about Dean's plan...  AP   Nov-14-03 03:30 PM   #68 
           - You aren't stupid  dsc   Nov-14-03 03:39 PM   #69 
              - One of us doesn't understand this plan, and I don't think it's me.  AP   Nov-14-03 03:49 PM   #70 
                 - Incidentally, another thing this plan does is that it sort of encoruages  AP   Nov-14-03 03:51 PM   #71 
                 - Another thing this plan encourages is granduates accepting low wage jobs  AP   Nov-14-03 04:03 PM   #72 
                 - It is clear you are pretending you don't  dsc   Nov-14-03 04:30 PM   #74 
                    - This loan program doesn't appear to get defered if you're unemployed.  AP   Nov-14-03 04:57 PM   #75 
                       - For the love of Christ  dsc   Nov-15-03 12:03 AM   #77 
                          - It's a ten year loan  AP   Nov-15-03 12:17 AM   #78 
  - student loans killed my cat!  helmeuth   Nov-14-03 04:12 PM   #73 

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