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Reply #25: Newly minted SAHD here. . . [View All]

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cemaphonic Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Apr-09-07 01:50 AM
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25. Newly minted SAHD here. . .
It's true that, the financial implications are not to be taken lightly, both in the long and short term. I plan on returning to work part-time once the children are in school, and am almost certain that I will need to start over in a different line of work, as that is just too long to be out of software development and still be competitive (just as well though - I was getting quite burnt out at that anyway.) So from that perspective, we are forgoing a lot of future income even beyond the immediate loss of a current paycheck. And it is a little unsettling to become completely dependant on someone else's income after 10 years of working for a living, especially if you have any kind of an independant streak. And I know how easily disaster can strike, as my mother was widowed at 27, 5 months before I was born.

On the happier side however, my wife makes more money now than we both did combined just a few years ago, and outside of the sort of financial catastrophe that could sink us two-incomes or not, we can manage just fine on her income. We are insured, and can count on a fair amount of family support in case of death or disability.

In short, there is indeed a substantial cost and some scary risks involved, but we both had mothers at home for much of our childhood and wanted to provide that experience to our own children if we could manage it.

From the quotes in your article, I do find the tone of the author to be at odds with my experience. Perhaps it is because I live in a fairly expensive city, but of the parents I know in my age group, there are very few staying home full-time. I think people are well aware of the costs and risks of doing so.

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  -Radio_Lady Discusses: Can Moms Afford NOT to Work? Radio_Lady  Apr-08-07 05:07 PM   #0 
  - Parade.com responses: Women's Choices  Radio_Lady   Apr-08-07 05:15 PM   #1 
  - It's financial advice, NOT parenting advice  Radio_Lady   Apr-08-07 05:16 PM   #3 
  - I'm a firm believer in making your own security  skygazer   Apr-08-07 05:16 PM   #2 
  - Skygazer, thanks for your comments.  Radio_Lady   Apr-08-07 05:26 PM   #5 
  - I was a stay-at-home mother for eight years, and even now I only work part time  Left Is Write   Apr-08-07 05:16 PM   #4 
  - Excellent comments, Left Is Write. How old are your children now?  Radio_Lady   Apr-08-07 05:37 PM   #6 
     - My oldest is almost 20; the two younger ones are 5 and 7.  Left Is Write   Apr-08-07 05:44 PM   #7 
        - My view is that all-day kindergarten should be funded in every school district.  Radio_Lady   Apr-08-07 05:52 PM   #9 
  - Stay at home moms are not superior  Radio_Lady   Apr-08-07 05:45 PM   #8 
  - I did both and here is my take on it.  CTyankee   Apr-08-07 06:31 PM   #10 
  - I've been a SAHM for the last 10 years ..  wavesofeuphoria   Apr-08-07 10:53 PM   #23 
     - Waves, your story is most intriguing. I have a nine-year-old granddaughter,  Radio_Lady   Apr-10-07 02:12 AM   #31 
  - Er...that first line contains an assumption I find irritating.  Left Is Write   Apr-08-07 06:39 PM   #11 
  - There might be a generational issue there  XemaSab   Apr-08-07 06:51 PM   #12 
  - toally agree, we were latch key kids and even with child support we never had  chimpsrsmarter   Apr-08-07 09:35 PM   #16 
     - ChimpsRSmarter, I remember arriving in North Carolina with my two little kids.  Radio_Lady   Apr-08-07 10:24 PM   #21 
        - thanks for sharing your story. There is only my sister and i and yup Ma had  chimpsrsmarter   Apr-08-07 10:43 PM   #22 
  - That irritated me too  skygazer   Apr-08-07 07:06 PM   #13 
  - Wow, for someone who thinks others make assumptions about her life...  colinmom71   Apr-08-07 09:25 PM   #15 
     - Hi....  Left Is Write   Apr-08-07 11:31 PM   #24 
  - Deciding to be a SAHM  Karenina   Apr-08-07 07:46 PM   #14 
  - More Parade.com responses: Prepare yourself for the welfare role....  Radio_Lady   Apr-08-07 09:59 PM   #17 
  - I Lived in a Neighborhood With Welfare Moms, As a Kid  Crisco   Apr-10-07 08:55 AM   #34 
  - Being a SAHM would have been too scary for me.  Amber Waves   Apr-08-07 10:01 PM   #18 
  - Amber Waves, perhaps it is internal needs, or maybe external...  Radio_Lady   Apr-08-07 10:14 PM   #20 
  - Can Moms Afford Not to Work?  Radio_Lady   Apr-08-07 10:01 PM   #19 
  - Newly minted SAHD here. . .  cemaphonic   Apr-09-07 01:50 AM   #25 
  - Hello, Cemaphonic... Your history is very interesting, and you sound like a very  Radio_Lady   Apr-10-07 02:06 AM   #30 
  - I think that having marketable skills is invaluable.  SeattleGirl   Apr-09-07 02:01 AM   #26 
  - Here is a good new book which I heard about that relates to this subject  marzipanni   Apr-09-07 03:16 AM   #27 
  - I think Moms should do what is best for them and for their families.  gbate   Apr-09-07 05:34 AM   #28 
  - This is a tough one.  SarahBelle   Apr-09-07 08:11 AM   #29 
  - we didn't want to put our baby in daycare  Maine-ah   Apr-10-07 07:22 AM   #32 
  - I think staying at home is an admirable choice.  Bunny   Apr-10-07 08:45 AM   #33 
  - Locking...  buddhamama   Apr-10-07 10:39 AM   #35 
 

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