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Reply #5: Here's what I have done before... [View All]

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Misunderestimator Donating Member (1000+ posts) Send PM | Profile | Ignore Sat Nov-13-04 01:36 PM
Response to Original message
5. Here's what I have done before...
Edited on Sat Nov-13-04 01:37 PM by Misunderestimator
Open a joint checking account at the same bank that you both (preferably) already have checkings and savings. If you don't have the same bank, I'd recommend changing banks. Then you work out your finances and agree on an amount that each of you contribute at a certain time of the month that will cover all your shared expenses, going out to dinner, etc.. Easiest thing in the world if you link your accounts properly, so that the joint account shows on each of your accounts page online. Then it's just a couple of clicks away to transfer cash from one to the other, and you both can see the history of transactions.

That way you maintain your personal space to purchase your own things from your own account, and you both contribute equally towards your joint expenses. I've also opened one joint credit card that is only used for joint purchases, going out to dinner together, etc. That card is paid from the joint checking.

You can also start a joint savings account with the same equal contributions.
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