Reply #4: I filed almost four years ago, after a divorce...

[Union Thug]

My lawyer required 1500 up front. He let me make a few payments and then filed the paperwork. He did a great job.

If it wasn't for chap7, I wouldn't be participating in the economy right now, and very likely wouldn't have been able to get the job that I currently hold. Bankruptcy is good for the country, despite the bullshit propaganda produced by the credit interests in this country.

I feel bad for people that were under the gun trying to beat the deadline. I feel worse for people that will (and they will) end up like I was four years ago. They are fucked - indentured servants of credit card capitalism.