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Reply #19: I'm Group One, Sort Of [View All]

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ProfessorGAC Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Oct-14-05 10:13 AM
Response to Reply #14
19. I'm Group One, Sort Of
I use them, but not merely for emergencies, but as convenience cash. Not extremely often, but i will get something (like the new make-up valve for my hot water heat) on credit card, and then do e-banking to transfer funds from savings to the credit card and keep the balance at zero. Not so much an emergency purchase, but since i've never bought anything at this supply house, it was way more reliable than expecting them to take my check.

Also, i buy cigars by mail order. So, those go on the card each month. When the bill comes in, we pay it off.

But, we do keep our balances at zero, so i'd guess we fit into your first group.
The Professor
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  -great way to boost economy: cancel all credit card debt . . . OneBlueSky  Oct-14-05 09:41 AM   #0 
  - Or maybe  ewagner   Oct-14-05 09:42 AM   #1 
  - I was just thinking about those "good old days" yesterday...  Blue_In_AK   Oct-14-05 03:27 PM   #49 
  - Why don't we just seize the assets of the 250 richest people in America  bryant69   Oct-14-05 09:43 AM   #2 
  - You better slap the "sarcasm" tag on that post...  tx_dem41   Oct-14-05 09:51 AM   #7 
  - I guess you are right - it was intended as sarcasm, people.  bryant69   Oct-14-05 09:53 AM   #9 
     - Sarcasm - yes - but ...  pisle   Oct-14-05 12:07 PM   #45 
  - I agree! I agree! n/t  Terry in Austin   Oct-14-05 11:08 AM   #33 
  - So  eglide   Oct-14-05 09:45 AM   #3 
  - Sorry friend, but as much as I hate CCs and CC companies,  MadHound   Oct-14-05 09:47 AM   #4 
  - And million of workers - who work in these banks - will lose  question everything   Oct-14-05 11:50 AM   #41 
  - By doing so you would crash the stock market ...  sweepster   Oct-14-05 09:50 AM   #5 
  - Short of unexpected hospital bills where you are not covered by..  tx_dem41   Oct-14-05 09:50 AM   #6 
  - this would piss me off  bigscott   Oct-14-05 09:58 AM   #12 
     - Congrats for getting yourself back on even keel.  tx_dem41   Oct-14-05 10:06 AM   #17 
     - You & Me! Spending Spree  ProfessorGAC   Oct-14-05 10:18 AM   #21 
  - So reward those that live beyond their means?  Wcross   Oct-14-05 09:53 AM   #8 
  - A Pat on the Back for Self-Righteousness  maximovich   Oct-14-05 10:27 AM   #23 
     - Short of catastrophic hospital bills...I would call it a pat on the back..  tx_dem41   Oct-14-05 10:34 AM   #24 
     - sureeee... whatever  maximovich   Oct-14-05 10:36 AM   #25 
        - Spending beyond your means and then blaming someone else for it...  tx_dem41   Oct-14-05 10:42 AM   #26 
           - Deleted message  Name removed   Oct-14-05 11:07 AM   #31 
              - Wow....quick with the assumptions yourself there.  tx_dem41   Oct-14-05 11:15 AM   #36 
                 - "I guess personal responsibility is only a Republican trait " LOL  Wcross   Oct-14-05 11:35 AM   #39 
                 - Obviously so...  tx_dem41   Oct-14-05 11:46 AM   #40 
                 - How about long term disability?  Ladyhawk   Oct-14-05 12:05 PM   #44 
                    - These People Never Had to  maximovich   Oct-14-05 03:41 PM   #52 
                       - Yeah. It wasn't easy to accept that I can't have certain things  Ladyhawk   Oct-14-05 08:12 PM   #54 
     - If you have to borrow to meet current expenses......  Wcross   Oct-14-05 10:47 AM   #27 
     - Deleted message  Name removed   Oct-14-05 11:10 AM   #34 
        - I know you aren't responding to my post, but you made the same..  tx_dem41   Oct-14-05 11:18 AM   #37 
        - You Are Right  maximovich   Oct-14-05 03:36 PM   #51 
        - We are discussing credit card debt, not medical debt.  Wcross   Oct-14-05 11:30 AM   #38 
           - Imagine Not Having Money for a Medical Bill  maximovich   Oct-14-05 03:32 PM   #50 
              - You are a very offensive person Maximovich.  Wcross   Oct-14-05 05:57 PM   #53 
     - Hi maximovich!!  newyawker99   Oct-14-05 03:20 PM   #47 
  - You'd be surprised who holds that debt --maybe even YOU!  HamdenRice   Oct-14-05 09:54 AM   #10 
  - I Think Insurance Firms Buy Most Of It, Hamden  ProfessorGAC   Oct-14-05 10:48 AM   #28 
  - It's amazing how the risk can be sliced and diced ...  HamdenRice   Oct-14-05 12:14 PM   #46 
     - Having worked for insurance companies...  TreasonousBastard   Oct-14-05 08:24 PM   #55 
  - "...asset backed securities..."... credit card debt is UNsecured credit  SoCalDem   Oct-14-05 03:25 PM   #48 
     - The asset is the debt not some tangible property ...  HamdenRice   Oct-15-05 02:41 PM   #56 
  - The same people who had the debt erased...  sweepster   Oct-14-05 09:56 AM   #11 
  - Wait a Minute, here  abluelady   Oct-14-05 10:00 AM   #13 
     - I was refering to the people...  sweepster   Oct-14-05 10:03 AM   #16 
        - I hope you're getting frequent flyer miles too. :-)  abluelady   Oct-14-05 10:26 AM   #22 
  - Credit card users fall under 2 main groups  LynneSin   Oct-14-05 10:01 AM   #14 
  - I'm Group One, Sort Of  ProfessorGAC   Oct-14-05 10:13 AM   #19 
  - I just took out a loan  dusty64   Oct-14-05 10:02 AM   #15 
  - How about another scenario....  tx_dem41   Oct-14-05 10:08 AM   #18 
     - Yeah this  dusty64   Oct-14-05 10:15 AM   #20 
  - Proably wouldnt do much for the economy of  Fescue4u   Oct-14-05 10:51 AM   #29 
  - Give me about a month's notice before this goes into effect...  Balbus   Oct-14-05 11:02 AM   #30 
  - Fight Club, eh?  ComerPerro   Oct-14-05 11:08 AM   #32 
  - Lets reward people who make poor choices!  newportdadde   Oct-14-05 11:13 AM   #35 
  - I might go along with cancelling accumulated interest above a reasonable..  stevietheman   Oct-14-05 11:51 AM   #42 
  - that's a really stupid idea, but you know that right?  pitohui   Oct-14-05 11:55 AM   #43 
  - Here's a radical idea. How about we just re-institute the original  greyhound1966   Oct-15-05 02:54 PM   #57 
  - as I said in the original post, it's a half-baked idea . . .  OneBlueSky   Oct-15-05 10:39 PM   #58 

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