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Reply #11: Yes, we're saving very little and, no, you're not alone. [View All]

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sadiesworld Donating Member (1000+ posts) Send PM | Profile | Ignore Mon Oct-03-05 10:19 AM
Response to Original message
11. Yes, we're saving very little and, no, you're not alone.
Edited on Mon Oct-03-05 10:20 AM by sadiesworld
Our situation is not dire at this point (probably good compared to many), but I am having an increasingly difficult time finding places to cut the fat. We gave up dinners out, new vehicles, real vacations, etc. some time ago. I try buying cheaper on necessary items but that often just seems to cost more in the long run when I have to rebuy sooner.

My husband's raises and bonuses have been small to non-existent in the past few years and I'm not working currently.

We're trying to fix up our house to sell and move into something smaller and cheaper. But it makes me a little crazy sometimes to continue to pour money into it in the hopes of saving money later with a smaller mortgage.

Honestly, if we're having trouble (given my husband's decent salary + no kids), I can't imagine how others are making it.

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  -Is anyone else here keeping way LESS than ever? HughBeaumont  Oct-03-05 09:32 AM   #0 
  - I've saved $0 for retirement  shockingelk   Oct-03-05 09:39 AM   # 
  - Me too-ten years ago I had $80,000 in retirement savings  Lorien   Oct-03-05 10:00 AM   #8 
  - You're not alone.  Steve_DeShazer   Oct-03-05 09:39 AM   #1 
  - No - you're not alone  StellaBlue   Oct-03-05 09:40 AM   #2 
  - Oh, that is SO lame when people say that.  HughBeaumont   Oct-03-05 10:14 AM   #10 
  - there is absolutelly no doubt that you aren't alone. I also know of  Seansky   Oct-03-05 09:43 AM   #3 
  - Precisely why I'm never having another one.  HughBeaumont   Oct-03-05 09:51 AM   #4 
     - I recently lost a "friend" over this issue  CountAllVotes   Oct-03-05 11:53 AM   #20 
  - It is distressing and depressing.  babylonsister   Oct-03-05 09:54 AM   #5 
  - Well, my housemates are getting more and more in debt with me.  skids   Oct-03-05 09:55 AM   #6 
  - You and millions of others....  kentuck   Oct-03-05 09:58 AM   #7 
  - The basic problem is that  SheilaT   Oct-03-05 10:11 AM   #9 
  - Yes, we're saving very little and, no, you're not alone.  sadiesworld   Oct-03-05 10:19 AM   #11 
  - You're not alone  Love Bug   Oct-03-05 10:28 AM   #12 
  - Don't have all the data...  triguy46   Oct-03-05 10:29 AM   #13 
  - Oh, I've read just about every book,  HughBeaumont   Oct-03-05 11:35 AM   #17 
  - you're not alone -- i'm still saving but at a much  xchrom   Oct-03-05 10:33 AM   #14 
  - You are most definitely NOT alone...  truebrit71   Oct-03-05 10:36 AM   #15 
  - You are not alone  leftofthedial   Oct-03-05 10:36 AM   #16 
  - You me and millions of others are all experiencing the same thing.  greyhound1966   Oct-03-05 11:44 AM   #18 
  - I hear ya  spinbaby   Oct-03-05 11:53 AM   #19 
  - That's just it . ..  HughBeaumont   Oct-03-05 12:06 PM   #23 
  - And credit card debt is exploding  KurtNYC   Oct-03-05 12:00 PM   #21 
  - Your not alone it is the damn gas and food.  newportdadde   Oct-03-05 12:01 PM   #22 
  - Definitely not alone, we are hurting....  Kaylee   Oct-03-05 12:11 PM   #24 

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