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Reply #21: I agree with you! I've dealt with smaller loal banks for 9 years. [View All]

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napi21 Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jun-17-05 12:59 PM
Response to Reply #16
21. I agree with you! I've dealt with smaller loal banks for 9 years.
It used to be that all banks were very customer friendly, but about 10-12 years ago, they started to merge, and some just got bigger and bigger. The bigger they got, the less they wanted to bother with the small customer! If you are a big company with lots of transactions, big deposits and big loans, they treat you like a king, if you're a private individual that's not going to make them big $$, they'd rather see you just go away!

The smaller local banks have the same FDIC insurance, same competative rates, and all the services an individual needs, but they treat you like a valued customer! I'll NEVER go back to a National Bank again!
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  -Our credit and credit scores are important, right? But unfortunately.... Zenlitened  Jun-17-05 10:54 AM   #0 
  - I hear ya...  NYCparalegal   Jun-17-05 10:57 AM   #1 
  - I'm committed to removing myself from the financial  leftofthedial   Jun-17-05 10:58 AM   #2 
  - Then add into the mix the wonderful credit reporting companies  lenidog   Jun-17-05 11:00 AM   #3 
  - Credit scores have become so misused I'm starting to think  kgfnally   Jun-17-05 11:00 AM   #4 
  - That loan officer is wrong.  Kingshakabobo   Jun-17-05 11:40 AM   #15 
     - I asked her if she was certain  kgfnally   Jun-18-05 11:55 AM   #25 
  - My bizarre banking story  MindPilot   Jun-17-05 11:01 AM   #5 
  - OMG!  Ysolde   Jun-17-05 11:11 AM   #6 
  - I work for a bank and you should see some of the crap software we use  high density   Jun-17-05 11:26 AM   #9 
     - You know...  Ysolde   Jun-17-05 11:33 AM   #10 
        - Agreed 110%!! I'm in the IT department of one of the biggest  MindPilot   Jun-17-05 11:44 AM   #17 
  - Wow.  donco6   Jun-17-05 11:39 AM   #14 
  - Sounds like you maybe just had bad luck on the phone  high density   Jun-17-05 11:14 AM   #7 
  - Well, the folks in their letter-writing department aren't much better.  Zenlitened   Jun-17-05 11:25 AM   #8 
     - The worst part is  NYCparalegal   Jun-17-05 11:35 AM   #11 
  - Wells Fargo has managed to cross my ex's ssn with my name & visa versa  MindPilot   Jun-17-05 11:35 AM   #12 
  - My stepdaughter and I have nearly the same name...  progressivebydesign   Jun-18-05 12:05 PM   #28 
     - Incredible. And yet if YOU stumble once in your finances, YOU are...  Zenlitened   Jun-19-05 05:05 PM   #29 
  - Here's what my non-secure bank did to me - unbelievable  Mandate My Ass   Jun-17-05 11:38 AM   #13 
  - Boy, is that scary!  LibInTexas   Jun-18-05 12:00 PM   #26 
  - You might just be doing business with the wrong bank.  Cleita   Jun-17-05 11:41 AM   #16 
  - I agree with you! I've dealt with smaller loal banks for 9 years.  napi21   Jun-17-05 12:59 PM   #21 
  - Sadly, this IS the local, "community-oriented" bank.  Zenlitened   Jun-18-05 11:30 AM   #23 
  - A few inquiries her and there shouldn't affect your score.  Kingshakabobo   Jun-17-05 11:53 AM   #18 
  - I Paid Mine Off - I don't Owe Nobody Nothin'  AndyTiedye   Jun-17-05 12:05 PM   #19 
  - As Cleita posted earlier...  Ysolde   Jun-17-05 12:41 PM   #20 
  - Yes! Credit Unions are so much better than you're "friendly" bank.  LibInTexas   Jun-18-05 11:45 AM   #24 
  - And speaking of our fates being in the hands of fools...  Zenlitened   Jun-18-05 11:27 AM   #22 
  - Ditto. We're getting off the credit merrygoround this year.  progressivebydesign   Jun-18-05 12:01 PM   #27 
 

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