Reply #21: I agree with you! I've dealt with smaller loal banks for 9 years.

[napi21]

It used to be that all banks were very customer friendly, but about 10-12 years ago, they started to merge, and some just got bigger and bigger. The bigger they got, the less they wanted to bother with the small customer! If you are a big company with lots of transactions, big deposits and big loans, they treat you like a king, if you're a private individual that's not going to make them big $$, they'd rather see you just go away!

The smaller local banks have the same FDIC insurance, same competative rates, and all the services an individual needs, but they treat you like a valued customer! I'll NEVER go back to a National Bank again!