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Reply #13: Here's what my non-secure bank did to me - unbelievable [View All]

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Mandate My Ass Donating Member (1000+ posts) Send PM | Profile | Ignore Fri Jun-17-05 11:38 AM
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13. Here's what my non-secure bank did to me - unbelievable
I lost my MasterCard ATM card one night about a month and a half ago. Luckily, I noticed this less than half an hour later.

I called the bank and reported the card lost/stolen and asked them to deactivate it and send me a new one. The girl sounded very unsure of herself and kept putting me on hold and asking me the same questions over and over again and I got a bad feeling that she was new and didn't know the proper procedures, so I asked for a supervisor and she said because it was Sunday night, the supervisor wouldn't be there until the end of the shift.

So, the next morning I called back and re-reported the card and asked if there had been any activity on it and they said "no." They also said the rep I spoke to the night before did everything correctly. I could expect my card in a week.

After a week, no new card. I called a third time. Got all kinds of reassurances that everything was being done but it takes ten business days to get a new card.

After ten business days I called back a fourth time. My card had never been cancelled and there were new charges on it!!

I called corporate headquarters and asked them how in the HELL this could have happened. THey apologized. I asked if reps had to log what they did on a phone call into a computer and he said "no."

OK, I said, then how in the hell do you know they're doing their jobs? He said, "We randomly listen in."

These women are probably all getting raises for being friendly and efficient because if all they do to determine that is monitor their calls, they were great!

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  -Our credit and credit scores are important, right? But unfortunately.... Zenlitened  Jun-17-05 10:54 AM   #0 
  - I hear ya...  NYCparalegal   Jun-17-05 10:57 AM   #1 
  - I'm committed to removing myself from the financial  leftofthedial   Jun-17-05 10:58 AM   #2 
  - Then add into the mix the wonderful credit reporting companies  lenidog   Jun-17-05 11:00 AM   #3 
  - Credit scores have become so misused I'm starting to think  kgfnally   Jun-17-05 11:00 AM   #4 
  - That loan officer is wrong.  Kingshakabobo   Jun-17-05 11:40 AM   #15 
     - I asked her if she was certain  kgfnally   Jun-18-05 11:55 AM   #25 
  - My bizarre banking story  MindPilot   Jun-17-05 11:01 AM   #5 
  - OMG!  Ysolde   Jun-17-05 11:11 AM   #6 
  - I work for a bank and you should see some of the crap software we use  high density   Jun-17-05 11:26 AM   #9 
     - You know...  Ysolde   Jun-17-05 11:33 AM   #10 
        - Agreed 110%!! I'm in the IT department of one of the biggest  MindPilot   Jun-17-05 11:44 AM   #17 
  - Wow.  donco6   Jun-17-05 11:39 AM   #14 
  - Sounds like you maybe just had bad luck on the phone  high density   Jun-17-05 11:14 AM   #7 
  - Well, the folks in their letter-writing department aren't much better.  Zenlitened   Jun-17-05 11:25 AM   #8 
     - The worst part is  NYCparalegal   Jun-17-05 11:35 AM   #11 
  - Wells Fargo has managed to cross my ex's ssn with my name & visa versa  MindPilot   Jun-17-05 11:35 AM   #12 
  - My stepdaughter and I have nearly the same name...  progressivebydesign   Jun-18-05 12:05 PM   #28 
     - Incredible. And yet if YOU stumble once in your finances, YOU are...  Zenlitened   Jun-19-05 05:05 PM   #29 
  - Here's what my non-secure bank did to me - unbelievable  Mandate My Ass   Jun-17-05 11:38 AM   #13 
  - Boy, is that scary!  LibInTexas   Jun-18-05 12:00 PM   #26 
  - You might just be doing business with the wrong bank.  Cleita   Jun-17-05 11:41 AM   #16 
  - I agree with you! I've dealt with smaller loal banks for 9 years.  napi21   Jun-17-05 12:59 PM   #21 
  - Sadly, this IS the local, "community-oriented" bank.  Zenlitened   Jun-18-05 11:30 AM   #23 
  - A few inquiries her and there shouldn't affect your score.  Kingshakabobo   Jun-17-05 11:53 AM   #18 
  - I Paid Mine Off - I don't Owe Nobody Nothin'  AndyTiedye   Jun-17-05 12:05 PM   #19 
  - As Cleita posted earlier...  Ysolde   Jun-17-05 12:41 PM   #20 
  - Yes! Credit Unions are so much better than you're "friendly" bank.  LibInTexas   Jun-18-05 11:45 AM   #24 
  - And speaking of our fates being in the hands of fools...  Zenlitened   Jun-18-05 11:27 AM   #22 
  - Ditto. We're getting off the credit merrygoround this year.  progressivebydesign   Jun-18-05 12:01 PM   #27 
 

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