Worst Username Ever
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Wed Apr-13-05 12:47 PM
Response to Reply #1 |
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But more specifically, it f*s up your credit score. Too many revolving accounts with not enough of a duration brings the score down, as it indicates that you are not "loan-able." Ideally, you do not want more than 5 credit card names showing up on your credit report. Also, every time you apply for a card, a credit check is run on you.. too many credit checks also brings your score down, as it indicates that you are applying for but not using loans.
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| -Anyone else apply for credit cards for fun and PROFIT? |
NNN0LHI |
Apr-13-05 12:38 PM |
#0 |
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You sound like a smart guy. You're beating these crooks at their own game |
sweetladybug |
Apr-13-05 12:42 PM |
# |
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Never owned or applied for a card that had activation or yearly fees |
NNN0LHI |
Apr-13-05 12:59 PM |
#11 |
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That's a certain way to screw up your credit history, friend |
Technowitch |
Apr-13-05 12:42 PM |
#1 |
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It'll definitely ding your credit |
Jacobin |
Apr-13-05 12:45 PM |
#5 |
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You are correct. |
Worst Username Ever |
Apr-13-05 12:47 PM |
#7 |
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Explain my consistent 800+ credit score then? |
NNN0LHI |
Apr-13-05 01:04 PM |
#13 |
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Congrats on your score |
Jacobin |
Apr-13-05 06:24 PM |
#52 |
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Perhaps it may? |
NNN0LHI |
Apr-13-05 06:36 PM |
#53 |
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If you've only started doing this, that's why it's 825 |
LynneSin |
Apr-13-05 06:45 PM |
#57 |
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See post #8. I've already said I have been doing this for years and years |
NNN0LHI |
Apr-13-05 09:05 PM |
#60 |
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Been doing it for years and years |
NNN0LHI |
Apr-13-05 12:48 PM |
#8 |
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you must be doing something right if your retired at 50 . |
captain crunch |
Apr-13-05 01:37 PM |
#21 |
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I began working at Ford when I was 18 and still in high school |
NNN0LHI |
Apr-13-05 01:52 PM |
#22 |
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Don is right, ya'll |
amazona |
Apr-13-05 05:45 PM |
#44 |
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no it really doesn't, though |
amazona |
Apr-13-05 05:42 PM |
#43 |
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Do you keep track? |
Must_B_Free |
Apr-13-05 12:43 PM |
#2 |
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It takes a little time but being retired I am not short of spare time n/t |
NNN0LHI |
Apr-13-05 01:05 PM |
#14 |
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They'll just sell your name and address and other info to other marketers |
NYCGirl |
Apr-13-05 12:44 PM |
#3 |
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You're wrecking your credit rating. |
The Gigmeister |
Apr-13-05 12:45 PM |
#4 |
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not everyone trembles before the altar of 'good credit'... |
LiberallyInclined |
Apr-13-05 12:50 PM |
#9 |
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You got it brother n/t |
NNN0LHI |
Apr-13-05 12:56 PM |
#10 |
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Exactly, no worries about credit score. I do this too.They offer, I accept |
uppityperson |
Apr-13-05 01:12 PM |
#17 |
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When a card is closed by the person holding the card it does not... |
NNN0LHI |
Apr-13-05 01:10 PM |
#15 |
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The fact that you had and then cancelled the card is what matters... |
The Gigmeister |
Apr-13-05 03:19 PM |
#31 |
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It doesn't appear to bother them in the slightest |
NNN0LHI |
Apr-13-05 03:33 PM |
#32 |
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My husband got $75 from Union bank for opening an account |
SoCalDem |
Apr-13-05 12:46 PM |
#6 |
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Sorry dude you can't defeat dishonesty with more dishonesty |
libertypirate |
Apr-13-05 01:03 PM |
#12 |
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Sorry dude. Dishonesty implies breaking the law or lying about something |
NNN0LHI |
Apr-13-05 01:12 PM |
#18 |
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No it does not.... Which is a big problem... |
libertypirate |
Apr-13-05 02:31 PM |
#25 |
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What in the hell are you talking about... |
NNN0LHI |
Apr-13-05 03:10 PM |
#29 |
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Wha? Dishonest? |
Cats Against Frist |
Apr-13-05 04:08 PM |
#37 |
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What was dishonest about his actions? |
silverlib |
Apr-13-05 01:13 PM |
#19 |
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Always being screwed... So we screw back |
libertypirate |
Apr-13-05 02:38 PM |
#27 |
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Oh the poor little oppressed credit card companies |
Commie Pinko Dirtbag |
Apr-13-05 03:17 PM |
#30 |
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I think you may be onto something CPD n/t |
NNN0LHI |
Apr-13-05 03:51 PM |
#33 |
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I usually am. |
Commie Pinko Dirtbag |
Apr-13-05 04:00 PM |
#35 |
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Oh please I don't care a bit for credit card companies... |
libertypirate |
Apr-13-05 04:06 PM |
#36 |
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Not revenge. Self defense. |
Commie Pinko Dirtbag |
Apr-13-05 04:23 PM |
#38 |
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Your right about Mr. Nice Guy is done... |
libertypirate |
Apr-13-05 05:11 PM |
#39 |
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All right, now I'm gonna have to chime in here. That's at least 5 uses |
fob |
Apr-13-05 05:32 PM |
#41 |
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Its about as illegal/immoral as someone collecting a rebate |
NNN0LHI |
Apr-13-05 06:08 PM |
#51 |
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Of course, and you shouldn't feel like you have to justify yourself |
fob |
Apr-14-05 11:50 AM |
#66 |
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The CC racket is a game |
yankeedem |
Apr-13-05 06:04 PM |
#49 |
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It's not a loophole - it's an explicit offer from the credit card company |
muriel_volestrangler |
Apr-13-05 04:00 PM |
#34 |
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How is he screwing them? |
yankeedem |
Apr-13-05 06:00 PM |
#48 |
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Misplaced morality. |
info being |
Apr-13-05 05:20 PM |
#40 |
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how on earth is this dishonest? |
amazona |
Apr-13-05 05:51 PM |
#46 |
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This sounds more like a caricature of liberal sentiment. |
Zenlitened |
Apr-13-05 07:14 PM |
#59 |
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I played last month |
silverlib |
Apr-13-05 01:12 PM |
#16 |
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That's damned clever. nt |
benburch |
Apr-13-05 01:17 PM |
#20 |
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I have been known to take interest-free loans |
MurrayDelph |
Apr-13-05 01:57 PM |
#23 |
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I have a cash back Mastercard that I usually put a grand a month on |
NNN0LHI |
Apr-13-05 02:10 PM |
#24 |
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MBNA fucked us over with their bankruptcy bill. This is just playing even |
Selatius |
Apr-13-05 02:33 PM |
#26 |
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My husband is very good at the CC shuffle |
TalkingDog |
Apr-13-05 02:39 PM |
#28 |
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yes absolutely |
amazona |
Apr-13-05 05:39 PM |
#42 |
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I used to switch long distance carriers.. |
solinvictus |
Apr-13-05 05:49 PM |
#45 |
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oh me too absolutely! |
amazona |
Apr-13-05 05:55 PM |
#47 |
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here's a recent one, unfortunately closed to new applicants |
amazona |
Apr-13-05 06:07 PM |
#50 |
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Just hope you're not planning to buy a home or anything |
LynneSin |
Apr-13-05 06:38 PM |
#54 |
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Some schmuck paying at a rate of 27.99% is paying for your gas. |
RUMMYisFROSTED |
Apr-13-05 06:39 PM |
#55 |
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Its my fault someone is paying 27.99% interest? I have a suggestion for you |
NNN0LHI |
Apr-13-05 10:00 PM |
#61 |
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I forgot to mention, |
RUMMYisFROSTED |
Apr-14-05 08:12 AM |
#65 |
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I am really sorry. You fooled the heck out of me |
NNN0LHI |
Apr-14-05 06:59 PM |
#67 |
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Good for you |
Book Lover |
Apr-13-05 06:42 PM |
#56 |
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This is not a good idea for everyone |
fishnfla |
Apr-13-05 07:04 PM |
#58 |
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Checking accounts are not a good idea for everyone either |
NNN0LHI |
Apr-13-05 11:09 PM |
#63 |
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it didn't hurt me |
amazona |
Apr-13-05 11:18 PM |
#64 |
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More blows against the empire. Screwing credit card companies is |
Zorra |
Apr-13-05 10:36 PM |
#62 |
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