Reply #90: The service they provide

[skepticscott]

is either worth it to you or it isn't. If it is, then you have no reason to complain. If it isn't, then don't pay for it, and you will also have no reason to complain.

And if Credit Unions are so magically wonderful at providing far superior service at far lower prices, then use one. And if you're going to tell me there isn't one around, ask yourself why not, if they are so superior. And please, don't tell me that it's part of the evil Big Bank conspiracy.