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Reply #90: I learned the hard way too... [View All]

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gleaner Donating Member (667 posts)  Journal Click to send private message to this author Click to add this author to your buddy list Click to add this author to your Ignore list Donate to DU! Thu Jun-25-09 07:42 PM
Response to Reply #24
90. I learned the hard way too...Updated at 5:54 AM
Last year my husband was hospitalized with MRSA. It was in his blood and all through his body. MRSA is a super bug, a Staph infection which used to be mostly contracted in hospitals and medical settings where the bacteria became antibiotic resistant. It is now "in the wild" as the hospital put it. This means that it is everywhere and as easy to catch as a cold by hand to hand contact or sneezing in someone's face. The doctors described it to me as aggressive and quick to mutate. In the meantime they were dumping every antibiotic they knew of into my husband that would possibly kill it. Each one would work for a short time and then they would have to try something new.

While they were attempting to help my husband he was running a fever of 105 or higher which they could not keep down no matter what they did, and they did try. The day he was taken to the hospital he lost his ability to walk and the use of his left arm. To this day no one knows why.

In the ER he began having a heart attack which they could do little to stop because any acute intervention would have introduced MRSA bacteria into other organs and they were afraid that would kill my husband outright. They happened to have a very good cardiologist on hand who was able to mitigate the severity of the attack while they kept trying to kill the bacteria in ICU. My husband lived, but barely and he has no memory of his time in the hospital. This is very long, I know, so please bear with me. There is a point I'm coming to.

While the MRSA raged unchecked the following happened:

1. It destroyed the heart valve below the Aorta rendering my husband virtually unable to breathe even with oxygen. It inflamed the heart muscle causing endocarditis. There was also an infarct at the apex of the heart itself. He had blood clots in his legs.

2. His lungs were damaged by the bacteria. There is an area at the base of each lung which is scarred and dead. No treatment was able to be given.

3. The doctors had to risk open heart surgery to save my husband's life. Without a valve replacement he would have died. There was a very good chance he could have died during surgery, but he did survive. The heart surgery was only a partial success. The valve was replaced, the infarct could not be bypassed because of its position and the heart rhythm was so out of sync that an ICD which is a combination pacemaker and defibrillator had to be installed to restore the rhythm and fibrillate the heart if it went severely out of rhythm. My husband has had to modify his life activities even more to accommodate the restrictions it brings with it, but he is grateful to be alive.

4. The MRSA attacked my husband's bone marrow. It reduced red counts, white count and platelet count. For a time his white count was so low that in addition to wearing contagion garments when we visited him, we had to wear masks to protect him. His food had to be irradiated before he could eat and he could not have raw food of any kind. His mouth filled with lesions and yeast overgrowth which could be treated only topically because the Hematologist had to protect the bone marrow so that it could return to normal one day. It has improved, but the counts are still low across the board after a year. He had five transfusions during this period in an attempt to restore at least part of his blood count, but they were not successful.

5. After the heart surgery, the pathologist who examined the destroyed heart valve which had been removed found "a few" live MRSA cells on it. The doctors explained that caution dictated that they put my husband on Vancomycin because the fact that the bacteria were not showing in the blood cultures did not guarantee that it would not return. Vancomycin for six weeks was the required and specific protocol. My husband was given Vancomycin.

6. After barely a month my husband had an anaphylactic reaction to the Vancomycin. His whole body swelled. His kidneys were damaged to the point that the doctors were discussing dialasis. Fortunately, the toxicity declined to the point where that was not necessary. There is still some residual kidney damage, but the doctors tell us it may resolve itself in time.

7. My husband's liver was damaged by either the Vancomycin or the MRSA. Some doctors say one thing, and some another. His reality is that ammonia from kidney wastes and liver function is not metabolized properly which resulted in a severe intoxication which resembled dementia. He will have to take medicine three times a day for this for the rest of his life. No one knows for sure if the damage to the liver will restore itself.

8. My husband can now walk a little, but barely. He needs the help of a walker and he can't get very far. He can't stand or sit very long and still spends many hours in a hospital bed. I'm just grateful that he is alive.

Now the point of this. He is a retired federal employee who is only 55 years old and who was robustly healthy before the MRSA. He has private health insurance through the Office of Personnel Management. Throughout this ordeal which lasted for months they kept refusing to pay for the acute care he needed. They wanted him to go to a convalescent hospital, even though they do not pay for that kind of facility, and the reduction of care probably would have resulted in his death. When I asked them if they had considered the lack of this coverage before making the decision their reply was, "We never consider the coverage when we make our decisions."

I was able to get the hospital which is a "non-profit" to help me with this. They appealed for us twice and won so that he was able to get most of the care that he needed and a hospital bed at home and a machine to help him breathe while he is asleep to keep some of the strain off his heart. His doctors wanted him to have home health care with a nurse to check on him once a week and physical therapy as needed. The insurance company has steadfastly refused to authorize this, even though these benefits are covered. Nothing I can do or say will change this, and I have been fighting them as hard as I can.

We have also been left with a huge residue of debt from deductibles and co-payments which we can't even begin to address. We were going to refinance our home under the existing 30 year mortgage which we thought had left us a tidy equity. Unfortunately the Bush economic polices have reduced the value of our home until there is no equity and no way even to sell it. In essence we are paying rent to the mortgage holder.

My husband has to take a lot of new and expensive medications and he has to eat a special diet to stay alive which is expensive, so we are incurring more debt. There seems to be no way out. All we can do is try to catch up, hope that we can continue to pay the mortgage so we don't lose our home because we have nowhere else to go, and let the people we owe money to ruin our credit or whatever they feel they have to do to sufficiently punish us because one of us got desperately ill.

That, I guess is my point. Under the present health care system even if you think you are protected you are not. We need universal health care. This is not a new revelation for me. I thought so even before this happened, but sometimes it is hard to get the people with the power to change things to listen, much less act. If you read with me through this whole post, thanks for your patience and kindness and please realize that you are vulnerable too. Even with the help of an epidemiologist the hospital could not determine where or how my husband was infected. Somewhere out there in "the wild" as the ICU nurse said, but no one knows exactly where or how.
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  Health Insurance Insider: 'They Dump the Sick'-Retired Health Insurance Executive Blows the Whistle kpete  Jun-24-09 06:28 PM   #0 
   how is it any different than the hospitals that were caught dumping patients off  ejpoeta   Jun-24-09 06:34 PM   #1 
   Hospitals all over the country go bankrupt helping people who don't pay  Indenturedebtor   Jun-24-09 09:03 PM   #35 
      And there's still no excuse for dumping patients.  Gormy Cuss   Jun-24-09 09:44 PM   #43 
      Some hospitals are nasty. Most, even for-profits take considerable losses  Indenturedebtor   Jun-24-09 09:56 PM   #45 
      Agreed, it all boils down to the money....  RollWithIt   Jun-24-09 09:45 PM   #44 
      That's what the big 4state attroney general fiasco was all about. Hospitasl suppliers making Billion  bjobotts   Jun-25-09 12:30 AM   #54 
      For what another Hosp. equp. supplier could provide for thousands  bjobotts   Jun-25-09 12:31 AM   #55 
         Gonzales' DoJ sent their own temp USA down to break up the suit,Brad blog covered it all  bjobotts   Jun-25-09 12:33 AM   #56 
            It was the temp USA for Kansas city MO who also tried to influence the senate race here.  bjobotts   Jun-25-09 12:35 AM   #57 
               Health ins and equip suppliers have been gouging hosp. and the people to death  bjobotts   Jun-25-09 12:37 AM   #58 
      Insurance companies aren't in business to pay your doctor bills.  Dulcinea   Jun-28-09 07:07 PM   #98 
         That's the heart of the problem, alright  primavera   Jun-29-09 08:58 AM   #103 
      I guess thats why Kaiser can't print a decent Pharmacy receipt.  Grinchie   Jun-25-09 05:51 AM   #74 
      Absolutely  wolfgangmo   Jun-25-09 06:36 PM   #87 
   This is news?  Duer 157099   Jun-24-09 06:37 PM   #2 
   it's news that Congress is actually holding hearings to get the truth.  nashville_brook   Jun-24-09 07:20 PM   #10 
   It's news that one of their own are admitting it, openly. nt  LaurenG   Jun-25-09 03:46 AM   #73 
   Ok, but Obama is going to put a band-aid on these companies  Oregone   Jun-24-09 06:37 PM   #3 
   No. He's going to throw billions their way, and...  Amonester   Jun-24-09 11:53 PM   #53 
   Most people already know that they do this. Why doesn't our  pleah   Jun-24-09 06:41 PM   #4 
   I am sure they know, with a very few exceptions they probably just don't care  Dragonfli   Jun-25-09 02:07 AM   #65 
   In a recent poll only 7% thought the HC industry was trustworthy...  slipslidingaway   Jun-24-09 06:56 PM   #5 
   Confirmation of what we already know. K & R  Kaleko   Jun-24-09 07:01 PM   #6 
   Link to written statement....  slipslidingaway   Jun-24-09 07:06 PM   #7 
   IT IS PUMPED INTO WALL STREET  HowHasItComeToThis   Jun-24-09 09:28 PM   #42 
   No surprise here...  Technowitch   Jun-24-09 07:07 PM   #8 
   That's why we must have a public option  Faygo Kid   Jun-24-09 07:16 PM   #9 
   Kill the patients, beat the street!  Joanne98   Jun-24-09 07:23 PM   #11 
   Thank heaven he's speaking out  wryter2000DU Moderator   Jun-24-09 07:28 PM   #12 
   I hope he isn't scheduling any flights anytime soon......  AwakeAtLast   Jun-24-09 07:34 PM   #13 
   Yeah, AwakeAtLast, I was thinking that Mr. Potter might be having a very serious illness  bertman   Jun-24-09 08:52 PM   #29 
   um...  Zhade   Jun-24-09 07:35 PM   #14 
   It merely confirms what we need: Single-payer health care or expand medicare for all Americans  Jkid   Jun-24-09 07:38 PM   #15 
   This is also why my health insurance premiums have doubled  Lydia Leftcoast   Jun-24-09 07:38 PM   #16 
   Health insurance is simply  susanr516   Jun-24-09 07:47 PM   #17 
   I'm repeating myself here in the hopes that others will understand...  Zhade   Jun-24-09 10:19 PM   #49 
      In Canada  wolfgangmo   Jun-25-09 06:41 PM   #88 
      Yup  JerseygirlCT   Jun-25-09 09:23 PM   #92 
      Amen nt.  Lorien   Jun-28-09 07:27 PM   #99 
   In the words of Gomer Pyle Surprise Surprise!!!!!!!!!  lefthandedlefty   Jun-24-09 07:49 PM   #18 
   Millionaires talking about HC ins reform is laughable. It won't affect them either way  bjobotts   Jun-25-09 12:43 AM   #59 
      reform means no more massive profiteering supported by denying coverage.  bjobotts   Jun-25-09 12:56 AM   #60 
   Here is another way they do it...  winyanstaz   Jun-24-09 07:57 PM   #19 
   How sad. Hope you haven't learned this from personal experience with these  snappyturtle   Jun-24-09 08:02 PM   #20 
   I am sad to say I did...however..  winyanstaz   Jun-24-09 08:22 PM   #24 
      Oh, I am SO sorry! I'm sure everyone who read your reply has  snappyturtle   Jun-24-09 09:24 PM   #40 
      I learned the hard way too...  gleaner   Jun-25-09 07:42 PM   #90 
         Oh my goodness!  Delphinus   Jun-29-09 09:01 AM   #104 
   That IS A TERRIBLE FACT TO CONSIDER.  truedelphi   Jun-24-09 08:12 PM   #21 
   Don't ever tell anyone when you are going on vacation or to the hospital.  aquart   Jun-24-09 09:10 PM   #38 
      But Wait!  RobinA   Jun-25-09 11:33 AM   #80 
         To which you replied ...  wolfgangmo   Jun-25-09 06:43 PM   #89 
   So the Congressional opponents of public healthcare support a system of legalized murder,  Zorra   Jun-24-09 08:12 PM   #22 
   Hey, Senators, maybe you should pay some attention for a change  MasonJar   Jun-24-09 08:18 PM   #23 
   You say -"If the Senate cannot get a handle on what is best for America..."  truedelphi   Jun-25-09 02:21 AM   #69 
   K&R  Seldona   Jun-24-09 08:31 PM   #25 
   RECOMMENDED.  JohnWxy   Jun-24-09 08:46 PM   #26 
   like Congress didn't already know this. like they could care.  ima_sinnic   Jun-24-09 08:46 PM   #27 
   Have you ever seen a male-female team touch shoulders? Were they using  peacetalksforall   Jun-24-09 08:49 PM   #28 
   Hearing this makes me wonder why the insurance companies are against a public option.  SkinnerAdmin   Jun-24-09 08:53 PM   #30 
   They're afraid they can no longer cherry pick.  strategery blunder   Jun-25-09 02:22 AM   #70 
   When Mathews criticized Republicans, she got uptight and started saying : "No, we ....."  peacetalksforall   Jun-24-09 08:53 PM   #31 
   See what is deemed, defended and supported in Tennessee as THE ACCEPTABLE STANDARDS OF HEALTH CARE.  quidam56   Jun-24-09 08:54 PM   #32 
   Good article. Here are some more insurance strategies for reverse cherry picking.  McCamy Taylor   Jun-24-09 08:54 PM   #33 
   Like everything else in "real life", the rich Congress members know nothing of this.  NYC_SKP   Jun-24-09 08:59 PM   #34 
   Cigna "strongly disagree(s) with the suggestion that, motivated by profits, the insurance  bertman   Jun-24-09 09:07 PM   #36 
   My sister can't get long term care insurance because she's too sick.  aquart   Jun-24-09 09:09 PM   #37 
   Good to know that many skeptics will have the opportunity to face the truth  AlphaCentauri   Jun-24-09 09:10 PM   #39 
   The U.S. health insurance industry must die.  hunter   Jun-24-09 09:26 PM   #41 
   Nice that he waits till he is retired w/ pention before he steps up  npk   Jun-24-09 09:59 PM   #46 
   he didn't wait until he was retired with a pension  barbtries   Jun-25-09 02:59 PM   #83 
      I agree. I hope more get brave and follow his lead. The people  AllyCat   Jun-25-09 03:17 PM   #84 
   K,R, Bookmarked. I'm SO glad this was a report to Congress.  BlancheSplanchnik   Jun-24-09 10:08 PM   #47 
   K&R  Wednesdays   Jun-24-09 10:17 PM   #48 
   RE  gavinsonseo   Jun-24-09 10:24 PM   #50 
   & ONCE DUMPED, these newly un-insurables are charged 250%-600% MORE than insurance companies pay:  Faryn Balyncd   Jun-24-09 11:00 PM   #51 
   Insurance companies argue that health care reforms that ensure coverage  ladywnch   Jun-24-09 11:31 PM   #52 
   Deleted sub-thread  Name removed   Jun-25-09 01:08 AM   #61 
   Testimony from 1996.....  slipslidingaway   Jun-25-09 01:10 AM   #62 
   Send this to everyone on your mailing list.  alfredo   Jun-25-09 01:14 AM   #63 
   And the fucking republicans & idiots want to continue to let the insurance corporations run our  GreenTea   Jun-25-09 01:16 AM   #64 
   It's not just Republicans, the Senate Dems agree with them and  Dragonfli   Jun-25-09 02:16 AM   #68 
   They? THEY??? You, Mr. Potter are "they".  progressoid   Jun-25-09 02:08 AM   #66 
   It's a good thing that the insurance industry got a seat at the table.  progressoid   Jun-25-09 02:12 AM   #67 
   Outlaw Insurance companies  greengestalt   Jun-25-09 03:05 AM   #71 
   That sounds just and fair. Other Protection Rackets are illegal.  Dragonfli   Jun-25-09 03:30 AM   #72 
   You put it better but I agree  Happy Vic   Jun-27-09 02:29 PM   #95 
   Makes perfect sense. If your prime motive is profit, then helping people stay healthy  tclambert   Jun-25-09 07:26 AM   #75 
   Blue Cross is nonprofit in name only.  Kat45   Jun-25-09 05:14 PM   #85 
   They are no different than the corrupt greedy banking industry. nt  Psychic Consortium   Jun-25-09 09:09 AM   #76 
   The Insurance Companies SHould be RICO'ed  fascisthunter   Jun-25-09 09:42 AM   #77 
   Who do you the Senators and Representitives are going to listen to?  olegramps   Jun-25-09 09:50 AM   #78 
   Financial triage?  marshall   Jun-25-09 11:06 AM   #79 
   Greedy bastages  Keno76   Jun-25-09 01:55 PM   #81 
   How big of him to step up after he took his golden parachute. Pigfucking lowlife.  asthmaticeog   Jun-25-09 02:00 PM   #82 
   It's not nice to wish cancer on anyone.  superconnected   Jun-25-09 08:16 PM   #91 
      A) I'm not nice. B) I've had cancer.  asthmaticeog   Jun-26-09 02:19 AM   #93 
      Well, we have a prison in Cuba... how about that?  hunter   Jun-29-09 10:57 AM   #105 
   K&R. (nt)  Kurovski   Jun-25-09 05:59 PM   #86 
   ...  Fridays Child   Jun-26-09 10:07 PM   #94 
   I read the actual testimony of Potter. It is damn near criminal what  JimWis   Jun-27-09 03:43 PM   #96 
   If the insurance companies stay, then make laws where  syberlion   Jun-28-09 08:27 PM   #100 
      I am lucky. Both of my Senators and Representative are in favor  JimWis   Jun-28-09 09:05 PM   #101 
   Reform, NOW!  sarcasmo   Jun-27-09 11:09 PM   #97 
   Wall Street-Ripping off taxpayers AND killing them. Best argument for single payor.  No Elephants   Jun-29-09 07:17 AM   #102 
   Kick back to the top.  sarcasmo   Jun-29-09 10:33 PM   #106 
 

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