Reply #1: what this article does not say

[fmlymninral]

is that through Medicare advantage plans the senior citizens has better insurance than original Medicare. Most seniors need to buy a supplement plan to cover the expenses Medicare does not. the cost in NC for a 65 year old male is around $120 per month. The Advantage plans cost the senior no additional money unless they go to the doctor then they have co-pays like most health insurance. these plans also provide benefits that traditional Medicare does not like yearly physicals. Some also have the Medicare part d built into them. For the low income these plans are a great advantage over traditional Medicare. Medicare advantage plans also help States with their medicaid budgets as it limits the cost exposure to Medicaid.