Good luck to you, keyboard warrior. You're now on record as having threatened me personally. BTW, I have no intention of "shutting the fuck up". So you don't believe in the First Amendment. Are you really a democrat?
The Kansas tornado of a year ago showed a grain silo that, if it was damaged, had very minor damage. (Photo #7 in
this photo album). That is likely steel-reinforced concrete, and it stands much higher than most homes that did surround it before the tornado.
Say, are you on a local or state building code board? On the take? Selling timber? Own a hardware store that benefits from disasters such as this? How about insurance? I'd be surprised if you're not somewhere in that business chain, or advocating for some entity who is.
You asserted I was making something the fault of a homeowner, when I specifically noted "local building code", which is undoubtedly related to State building codes. That has very little to do with any homeowner, but is instead comprised of government leaders and influenced excessively by chambers of commerce instead of scientists.
Here's a map of Tornado Alley (according to Google images) . Looks like at least half of Iowa is in the map's yellow zone, and the rest in a beige zone.

If code required the building of homes that could withstand tornadoes like that grain silo in Kansas did, there'd be a LOT LESS heartbreak when one of these storms comes around.
Its interesting that you choose to compare a yearly repeating weather phenomenon with something that might happen once or twice every glaciation cycle (that's hundreds of thousands of years). Building wood stick homes in such an area is a planning problem composed of either incompetent leaders, or leaders who can falsely cry incompetence when the chips are down and they're caught with their fingers in the cookie jar (its a metaphor for you literalists).
Somebody's on the take, and if I was a betting person, I'd bet you're in on it, judging from your tantrum and threats.