Reply #34: Oh my

[SLCPUNK]

I started my 401k this year (ten percent now, more later), will put my max into my IRA per year and have some small RE investments. I live below my means, and admit I am "cheap". I think "cheap" equals smart. To me, it is an intelligent way to live my life, as I do not want to bag groceries when I am 69 yrs old. I watch my friends go out and spend money every night. Those people save nothing, have credit card debt, and don't care. They say things like "You make money to spend it." I can only shake my head and do my own thing. I am 35 now and wish I had started earlier, but think I will still be ok. I would only worry about becoming ill down the road and having that wipe me out.