Reply #11: My income was cut $25,000 a year for 8 months. I'm still not able to

[Mountainman]

catch up with my bills. You can't make two car payments and two house payments and two of every other payment you owe. I have to sell things to get the money to catch up. My credit score must be a negative 1000 by now. And the wife's job may go away soon since they are not making a profit.

I don't feel bad when I get the collections calls, I just tell them to wait a minute and I'll pick a couple of 100 dollar bills off my money tree and send to them.