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Response to GreenStormCloud (Reply #2)

Wed Dec 26, 2012, 05:08 PM

20. it will affect criminals, indirectly

It has to go hand in hand with mandatory background checks, and stiffer penalties for anyone selling, giving, loaning, leasing, or leaving a gun to someone who is prohibited.

If you cannot sell a gun to someone the same way a car dealership can only sell a car to you / transfer title with proof of insurance, it will be a way to stop the transfer of guns from those who were legal buyers to those who are not.

Is it perfect? No. Is it better? Potentially yes. The up sides to liability insurance though are the more likely reimbursement to people who are killed (their survivors, their estate, including providing funeral expenses) or just wounded (medical expenses, disability) or have their property shot up and damaged.

So, no criminals with their existing guns won't. But it could reduce the number of guns that get into the hands of criminals so easily. Part of holding people accountable for how criminals get guns is to make those who have them legally held accountable for what happens to them.

Which would you prefer? The Government (local, state, and federal) or an insurance company? (Here's a hint - it is easier to sue the insurance company and win, if you have a dispute than it is the government - any level of government).

What is not going to continue is people doing nothing to stop the gun violence problem.

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LineLineNew Reply it will affect criminals, indirectly
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