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Reply #34

In the discussion thread: My efforts at frugal living [View all]

Response to Kaleva (Original post)

Wed Nov 7, 2012, 12:44 PM

34. Monthly Budget -Updated 1/24/13

Last edited Thu Jan 24, 2013, 09:49 AM - Edit history (1)

I now now what my monthly SSDI will be after the Medicare premium has been taken out and I have the montly averages for gas and electricity costs since Feb. of last year. I also know what my property taxes for the year are and my home owners insurance premiums are.

Income

$1119 SSDI
+$16 SNAP
---------
$1135 Total

Expenses

$75 Phone & Internet
$33 Natural gas for heating, hot water and cooking
$39 Electricity
$88 Property taxes and homeowners insurance
$25 Garbage pickup
$48 Water & sewer
$150 Payment on hospital bill
$8 Netflix
$120 Food, personal hygiene
$16 Dog food
$90 Cigarettes
$34 Dog's medications
$5 My medication
$100 Miscellaneous, clothing
-----
$831 total expenses

$1135
-$831
------
$304 available for discretionary spending

I myself won't have that $300 some dollars a month until very early next spring as I'm helping out the ex-wife with some of her expenses as she's gotten herself in a heck of a financial pickle since the divorce.

Assuming there are no further charges on my account at the local hospital, I ought to have that paid off in full by January of 2014. That would add another $150 to the monthly discretionary fund for a total of $454.

Quitting smoking would add another $90 for a total of $544 a month.







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Arrow 55 replies Author Time Post
Kaleva Aug 2012 OP
cbayer Aug 2012 #1
Kaleva Aug 2012 #3
Curmudgeoness Aug 2012 #2
Kaleva Aug 2012 #4
Curmudgeoness Aug 2012 #5
Kaleva Aug 2012 #6
Curmudgeoness Aug 2012 #7
Fumesucker Aug 2012 #9
Curmudgeoness Aug 2012 #10
Phentex Aug 2012 #8
Kaleva Sep 2012 #11
cbayer Sep 2012 #12
Kaleva Sep 2012 #15
Lars39 Sep 2012 #13
Robb Sep 2012 #14
Kaleva Sep 2012 #16
Starboard Tack Sep 2012 #17
Kaleva Sep 2012 #18
Kaleva Sep 2012 #19
mkultra321 Sep 2012 #20
RebelOne Sep 2012 #21
Kaleva Sep 2012 #22
Kaleva Sep 2012 #23
Kaleva Oct 2012 #24
cbayer Oct 2012 #26
Kaleva Oct 2012 #27
cprise Jun 2013 #53
Shankapotomus Oct 2012 #25
positiveidea Oct 2012 #28
Kaleva Oct 2012 #29
Kaleva Nov 2012 #30
Starboard Tack Nov 2012 #33
hopeful68 Nov 2012 #31
Kaleva Nov 2012 #32
LineReply Monthly Budget -Updated 1/24/13
Kaleva Nov 2012 #34
Kaleva Nov 2012 #35
Kaleva Nov 2012 #36
RebelOne Nov 2012 #37
Kaleva Nov 2012 #38
Worried senior Dec 2012 #39
Liberal_in_LA Dec 2012 #40
Kaleva Dec 2012 #41
we can do it Dec 2012 #42
Kaleva Dec 2012 #43
we can do it Dec 2012 #44
lumberjack_jeff Dec 2012 #45
Kaleva Dec 2012 #46
Kaleva Jan 2013 #47
Kaleva Jan 2013 #48
Elron Aven Jan 2013 #49
Kaleva Jan 2013 #50
Kaleva May 2013 #51
Worried senior May 2013 #52
Name removed Jun 2013 #54
Sienna86 Jun 2013 #55
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