Wondering When to Take Social Security?

[SheilaT]

10. I'm 64 and will wait at least two more

years to collect SS. I actually hope I can put it off until age 70, but that depends on a few other things in my life. I can expect to live well into my 80's, and probably into my 90's.

Oh, and I will continue to work past age 66, although I don't know at this point how long. It's going to depend on a very hard-nosed look at my situation, and what the balance will be between income and leisure time. I'd love to quit work sooner, because I'd like to do a lot of travelling, but if I'm not working I won't have as much money. Currently I am in the enviable position of only working part time, 20 hours a week at a hospital with full benefits.

I have never had a job that I've actually loved. Going to a workplace has always been tedious and boring for me. I have long thought that a 40 hour work week is entirely too long, and I'm enraged that the promise that was held out in the 1950's and 60's that by the end of the century the workweek would be no more than thirty hours, that promise just disappeared.