You can have a fun economical piece of transportation without becoming a statistic if you use sense and learn the bike. Countersteering is real! Consider getting a 500-600cc size. They have enough power to be fun and maneuver out of trouble, and still be economical in terms of both mileage, and insurance.
You will become a little paranoid when you figure out that many drivers won't/don't see you. Pay attention.
Don't cheap out on the helmet. What is your skull worth? A good jacket and gloves are signs of a rider who knows... Did I mention pay attention? Don't forget the fun factor. There's a reason we do this. Good luck and happy riding.
''Power concedes nothing without a demand. It never did and it never will. Find out just what any people will quietly submit to and you have found out the exact measure of injustice and wrong which will be imposed upon them, and these will continue till they are resisted with either words or blows, or with both. The limits of tyrants are prescribed by the endurance of those whom they oppress.''