Reply #19

...then that might also freak her out. Write a check at the grocery store (or the dwindling number of places that take checks) ? They're often converted into a one time electronic draft. That paper check doesn't get any further than the stores' vaults and often get shredded. Pay a utility bill by check in the mail? They do that too.

Oh, and once a stranger has a check you wrote, the routing and account numbers can easily be lifted from the check and fake checks and fake electronic drafts can take place.

And since each and every single check goes through the Federal Reserve, the government already knows your bank details. Makes sense to me for those getting the Social Security check in the mail now - and who have a bank account - to have it direct deposited, and make that the only direct deposit they have.

Checks in paper form are going to become increasingly rare. I foresee a day that the only paper checks that are in circulation would be official checks and money orders. Personal checks will soon be a thing in the past.

Sadly, I feel that my April Fools joke I played on my peers at work may well come true. I joked that the company I work for are trying out embedded chips into the wrist, and that they work like the RFID contact-less chip cards that are presently out there and that my employers issue on selected cards. Wave your wrist at a reader and your purchase is made. If *THAT* ever becomes mandatory then I'll get into the business of making tin foil gloves.