5. As heartbreaking as paying fines may be for them
incarceration is still far, far worse. I'm too lazy to look it up today, but I've read that when white-collar crime is punished with incarceration, it has an inhibiting influence upon other potential white-collar criminals - more so than any other type of crime, including those that may earn the perpetrator a trip to death row.
"Stupidity is the same as evil if you judge by the results."; Margaret Atwood, "Surfacing"