10. Meanwhile I'm netting 1k/mo on 35k invested with not a single loss taken to date
There are perhaps no safe stocks to buy and forget about. There are hundreds (I average about 10 a month) of safe buys that will net you returns not available in less volatile investments. Anybody completely avoiding stocks (or other volatile things like currency or commodities) is guaranteeing anemic gains, if any gains at all in real terms.