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Response to DonViejo (Original post)

Tue Nov 20, 2012, 01:52 PM

4. I don't understand

The rule would ensure that people for whom coverage would otherwise be unaffordable, and young adults, have access to a catastrophic coverage plan in the individual market.

HHS also issued draft regulations on the types of "essential health benefits" that insurance plans must include, alongside other insurance market reforms.


Catastrophic coverage? "Essential healt benefits"? Do these go together? I tend to think of catastrophic as limited benefits, mostly after one spends a fair amount of money first. Is this the whole "bronze, silver, gold" concept playing out?

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