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In reply to the discussion: In other nations "freeloaders" are called citizens [View all]girl gone mad
(20,634 posts)and they will probably collect. In many cases, you'll end up paying above the standard rate an insurance company would bargain for.
The "freeloaders" meme is ridiculous on multiple levels. 1/3 of all uncompensated care is provided to people who have insurance (insurers like to deny claims and leave the customer holding the bill). Uncompensated care is largely covered through Medicare and Medicaid, which most people pay into at some point in their working lives so the assertion that poor people who get care are scamming the system is false in most cases. Maybe they didn't pay enough into the system to fully cover their treatment costs, but liberals have historically supported the idea of helping people, not forcing them to pay more in to the system than they get back in the name of corporate profits.